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Informations Rapides · 27 October 2026 · n° 260
Informations rapidesIn October 2026, household confidence has strongly worsened Monthly consumer confidence survey - October 2026

In October 2026, household confidence has strongly worsened. At 80, the indicator that summarises it has lost five points and has reached its lowest level since June 2013, well below its long-term average (100 between January 1987 and December 2025). Savings climate has decreased again, by two points: at 118, it remains however well above its long-term average (100).

Informations rapides
No 260
Paru le :Paru le27/10/2026
Prochaine parution le : 25/11/2026 at 08:45 - November 2026
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In October 2026, household confidence has strongly worsened. At 80, the indicator that summarises it has lost five points and has reached its lowest level since June 2013, well below its long-term average (100 between January 1987 and December 2025). Savings climate has decreased again, by two points: at 118, it remains however well above its long-term average (100).

Household confidence and savings climate synthetic indexes

Household confidence and savings climate synthetic indexes
Savings climate synthetic index Household confidence synthetic index
2026-10 118 80
2026-09 120 85
2026-08 125 85
2026-07 123 86
2026-06 118 84
2026-05 121 82
2026-04 121 84
2026-03 127 89
2026-02 128 92
2026-01 123 89
2025-12 122 90
2025-11 126 90
2025-10 129 90
2025-09 124 88
2025-08 119 87
2025-07 121 89
2025-06 120 89
2025-05 118 89
2025-04 120 92
2025-03 120 91
2025-02 121 93
2025-01 123 91
2024-12 119 89
2024-11 118 90
2024-10 119 93
2024-09 120 95
2024-08 116 93
2024-07 118 91
2024-06 117 91
2024-05 118 91
2024-04 117 90
2024-03 111 91
2024-02 108 89
2024-01 113 91
2023-12 113 89
2023-11 109 89
2023-10 106 85
2023-09 107 85
2023-08 110 86
2023-07 106 87
2023-06 111 87
2023-05 111 84
2023-04 112 84
2023-03 112 82
2023-02 110 82
2023-01 109 82
2022-12 109 83
2022-11 111 84
2022-10 106 83
2022-09 101 81
2022-08 105 84
2022-07 105 81
2022-06 105 83
2022-05 111 86
2022-04 111 88
2022-03 115 90
2022-02 123 98
2022-01 121 98
2021-12 119 100
2021-11 122 99
2021-10 119 100
2021-09 127 103
2021-08 128 100
2021-07 128 103
2021-06 131 105
2021-05 130 99
2021-04 125 97
2021-03 124 96
2021-02 125 93
2021-01 123 93
2020-12 124 96
2020-11 121 89
2020-10 125 94
2020-09 122 95
2020-08 120 94
2020-07 123 94
2020-06 121 95
2020-05 112 89
2020-04 112 92
2020-03 111 103
2020-02 107 105
2020-01 106 105
2019-12 105 103
2019-11 107 107
2019-10 106 105
2019-09 109 105
2019-08 106 104
2019-07 104 103
2019-06 102 102
2019-05 100 101
2019-04 99 99
2019-03 102 98
2019-02 99 97
2019-01 94 95
2018-12 89 89
2018-11 97 93
2018-10 100 96
2018-09 95 95
2018-08 100 98
2018-07 101 98
2018-06 96 98
2018-05 100 100
2018-04 99 103
2018-03 98 102
2018-02 100 102
2018-01 105 106
2017-12 105 107
2017-11 104 104
2017-10 97 101
2017-09 100 102
2017-08 101 104
2017-07 100 105
2017-06 106 109
2017-05 105 103
2017-04 106 102
2017-03 104 103
2017-02 104 103
2017-01 98 102
2016-12 98 102
2016-11 96 101
2016-10 95 100
2016-09 98 99
2016-08 95 98
2016-07 93 97
2016-06 94 98
2016-05 93 100
2016-04 96 96
2016-03 93 96
2016-02 97 97
2016-01 99 99
2015-12 101 98
2015-11 100 98
2015-10 98 98
2015-09 102 99
2015-08 91 96
2015-07 98 95
2015-06 95 95
2015-05 96 95
2015-04 113 96
2015-03 111 96
2015-02 106 94
2015-01 105 91
2014-12 109 91
2014-11 104 89
2014-10 107 87
2014-09 104 87
2014-08 108 88
2014-07 108 88
2014-06 112 87
2014-05 108 87
2014-04 110 86
2014-03 111 89
2014-02 102 86
2014-01 108 88
2013-12 101 86
2013-11 105 86
2013-10 109 88
2013-09 103 87
2013-08 108 86
2013-07 111 84
2013-06 104 80
2013-05 106 81
2013-04 106 84
2013-03 109 83
2013-02 116 86
2013-01 113 85
2012-12 112 87
2012-11 112 85
2012-10 110 85
2012-09 110 85
2012-08 106 87
2012-07 102 90
2012-06 107 93
2012-05 106 94
2012-04 102 91
2012-03 94 90
2012-02 101 86
2012-01 97 85
2011-12 96 83
2011-11 94 85
2011-10 98 88
2011-09 93 85
2011-08 93 87
2011-07 98 91
2011-06 90 88
2011-05 92 88
2011-04 91 87
2011-03 91 88
2011-02 90 91
2011-01 93 90
2010-12 95 92
2010-11 96 95
2010-10 94 93
2010-09 94 92
2010-08 96 91
2010-07 91 88
2010-06 94 88
2010-05 94 89
2010-04 96 90
2010-03 97 92
2010-02 95 93
2010-01 101 96
2009-12 97 95
2009-11 96 95
2009-10 90 92
2009-09 90 92
2009-08 82 91
2009-07 90 90
2009-06 88 91
2009-05 85 88
2009-04 88 88
2009-03 89 85
2009-02 85 85
2009-01 82 86
2008-12 84 84
2008-11 85 85
2008-10 80 83
2008-09 86 86
2008-08 83 84
2008-07 81 84
2008-06 82 84
2008-05 84 87
2008-04 88 90
2008-03 86 91
2008-02 89 92
2008-01 90 91
2007-12 90 96
2007-11 89 96
2007-10 98 101
2007-09 99 102
2007-08 98 105
2007-07 99 109
2007-06 99 110
2007-05 102 110
2007-04 91 104
2007-03 89 103
2007-02 90 102
2007-01 90 101
2006-12 90 100
2006-11 91 101
2006-10 92 101
2006-09 93 101
2006-08 94 100
2006-07 96 100
2006-06 93 98
2006-05 93 97
2006-04 90 98
2006-03 92 99
2006-02 91 100
2006-01 86 99

Household confidence and savings climate synthetic indexes

  • Source: INSEE – monthly consumer confidence survey.

Personal situation

Personal financial situation: clear deterioration

In October 2026, households' opinion regarding their personal financial situation, past and future, has clearly deteriorated: the balance of opinion related to their future financial situation has fallen by nine points, and the one related to their past financial situation has fallen by six. Both balances have moved further away from their long-term averages.

The proportion of households believing it is a good time, in the current economic situation, to make major purchases has fallen back. The corresponding balance of opinion has lost four points, and has moved away from its long-term average.

Balances on personal financial situation and standard of living in France

Balances on personal financial situation and standard of living in France
Financial situation, future Standard of living, future Standard of living, past Financial situation, past
2026-10 -24 -67 -85 -32
2026-09 -15 -61 -82 -26
2026-08 -13 -62 -81 -28
2026-07 -14 -60 -79 -27
2026-06 -16 -65 -81 -28
2026-05 -20 -71 -81 -29
2026-04 -19 -68 -75 -25
2026-03 -13 -62 -68 -20
2026-02 -7 -53 -70 -22
2026-01 -12 -59 -71 -22
2025-12 -12 -58 -70 -21
2025-11 -11 -56 -73 -21
2025-10 -11 -56 -71 -20
2025-09 -16 -63 -73 -21
2025-08 -17 -63 -74 -22
2025-07 -14 -61 -71 -23
2025-06 -13 -59 -69 -23
2025-05 -13 -59 -69 -24
2025-04 -11 -52 -68 -20
2025-03 -12 -51 -70 -21
2025-02 -5 -48 -71 -21
2025-01 -11 -49 -70 -23
2024-12 -13 -59 -71 -23
2024-11 -13 -52 -68 -23
2024-10 -9 -44 -67 -22
2024-09 -7 -36 -65 -22
2024-08 -9 -44 -68 -23
2024-07 -11 -48 -72 -22
2024-06 -12 -48 -72 -24
2024-05 -12 -45 -72 -23
2024-04 -12 -47 -74 -25
2024-03 -9 -43 -75 -27
2024-02 -11 -45 -77 -28
2024-01 -9 -41 -76 -28
2023-12 -9 -46 -77 -29
2023-11 -10 -46 -78 -29
2023-10 -16 -53 -81 -32
2023-09 -16 -52 -82 -35
2023-08 -15 -52 -79 -31
2023-07 -13 -45 -82 -33
2023-06 -14 -49 -80 -31
2023-05 -16 -55 -84 -33
2023-04 -18 -58 -83 -32
2023-03 -23 -65 -83 -32
2023-02 -23 -65 -80 -32
2023-01 -23 -66 -81 -31
2022-12 -22 -64 -80 -31
2022-11 -22 -62 -79 -27
2022-10 -23 -64 -79 -29
2022-09 -27 -69 -79 -32
2022-08 -20 -63 -77 -33
2022-07 -26 -71 -81 -31
2022-06 -24 -69 -75 -30
2022-05 -23 -65 -68 -27
2022-04 -21 -59 -67 -26
2022-03 -22 -61 -59 -22
2022-02 -6 -36 -62 -21
2022-01 -8 -35 -58 -18
2021-12 -8 -32 -54 -18
2021-11 -8 -33 -56 -20
2021-10 -7 -30 -59 -15
2021-09 -3 -24 -55 -13
2021-08 -4 -37 -62 -14
2021-07 -2 -23 -61 -11
2021-06 2 -15 -65 -11
2021-05 -4 -27 -69 -13
2021-04 -7 -35 -73 -13
2021-03 -4 -36 -75 -16
2021-02 -8 -52 -72 -16
2021-01 -9 -48 -72 -18
2020-12 -3 -43 -72 -14
2020-11 -14 -64 -71 -15
2020-10 -7 -53 -66 -15
2020-09 -5 -47 -67 -15
2020-08 -8 -54 -63 -14
2020-07 -10 -55 -64 -14
2020-06 -8 -56 -57 -13
2020-05 -20 -72 -47 -10
2020-04 -21 -68 -31 -8
2020-03 -7 -34 -32 -13
2020-02 -4 -24 -37 -14
2020-01 -3 -27 -40 -16
2019-12 -5 -29 -40 -20
2019-11 -2 -20 -35 -17
2019-10 -4 -23 -38 -17
2019-09 -3 -25 -39 -17
2019-08 -5 -25 -42 -18
2019-07 -6 -26 -41 -20
2019-06 -6 -25 -43 -23
2019-05 -6 -26 -51 -24
2019-04 -7 -25 -54 -25
2019-03 -10 -26 -53 -26
2019-02 -12 -28 -56 -25
2019-01 -14 -29 -63 -28
2018-12 -20 -38 -66 -33
2018-11 -18 -43 -58 -28
2018-10 -16 -32 -52 -29
2018-09 -18 -38 -50 -30
2018-08 -13 -31 -46 -30
2018-07 -12 -34 -47 -28
2018-06 -14 -34 -47 -27
2018-05 -14 -28 -39 -26
2018-04 -10 -19 -36 -26
2018-03 -12 -22 -39 -24
2018-02 -18 -24 -35 -22
2018-01 -12 -18 -30 -16
2017-12 -8 -13 -31 -17
2017-11 -10 -17 -39 -19
2017-10 -16 -25 -39 -21
2017-09 -11 -21 -41 -21
2017-08 -10 -21 -40 -18
2017-07 -11 -12 -40 -18
2017-06 -4 0 -40 -14
2017-05 -7 -17 -45 -20
2017-04 -9 -21 -51 -19
2017-03 -7 -22 -47 -20
2017-02 -5 -22 -48 -22
2017-01 -5 -26 -48 -22
2016-12 -7 -23 -51 -22
2016-11 -8 -25 -49 -24
2016-10 -7 -29 -53 -23
2016-09 -9 -29 -54 -23
2016-08 -11 -35 -54 -22
2016-07 -10 -33 -53 -29
2016-06 -10 -33 -54 -23
2016-05 -10 -28 -48 -25
2016-04 -13 -36 -57 -25
2016-03 -12 -35 -57 -24
2016-02 -10 -32 -56 -24
2016-01 -9 -27 -55 -24
2015-12 -7 -31 -54 -26
2015-11 -10 -31 -53 -24
2015-10 -10 -31 -54 -24
2015-09 -6 -28 -52 -26
2015-08 -12 -33 -57 -29
2015-07 -12 -36 -59 -29
2015-06 -12 -35 -58 -27
2015-05 -14 -34 -58 -27
2015-04 -12 -34 -58 -24
2015-03 -13 -34 -59 -27
2015-02 -15 -37 -61 -27
2015-01 -17 -42 -67 -29
2014-12 -16 -43 -66 -27
2014-11 -17 -48 -68 -33
2014-10 -20 -50 -73 -31
2014-09 -20 -51 -71 -30
2014-08 -20 -47 -70 -33
2014-07 -17 -49 -70 -32
2014-06 -20 -48 -69 -36
2014-05 -23 -50 -70 -33
2014-04 -27 -45 -70 -32
2014-03 -19 -47 -69 -29
2014-02 -20 -52 -72 -34
2014-01 -19 -48 -71 -35
2013-12 -21 -50 -73 -34
2013-11 -19 -53 -75 -34
2013-10 -18 -45 -69 -35
2013-09 -20 -46 -72 -33
2013-08 -22 -50 -73 -33
2013-07 -24 -57 -77 -34
2013-06 -27 -66 -80 -35
2013-05 -26 -63 -79 -37
2013-04 -25 -62 -76 -28
2013-03 -26 -61 -75 -29
2013-02 -24 -56 -71 -27
2013-01 -25 -58 -69 -28
2012-12 -23 -54 -69 -29
2012-11 -25 -55 -73 -31
2012-10 -25 -60 -73 -29
2012-09 -21 -57 -75 -29
2012-08 -19 -51 -72 -29
2012-07 -19 -43 -69 -27
2012-06 -16 -30 -68 -27
2012-05 -16 -30 -65 -26
2012-04 -16 -38 -66 -29
2012-03 -19 -40 -68 -29
2012-02 -26 -49 -73 -32
2012-01 -27 -54 -73 -32
2011-12 -30 -57 -74 -32
2011-11 -25 -59 -74 -30
2011-10 -21 -51 -73 -29
2011-09 -24 -55 -75 -31
2011-08 -23 -56 -71 -30
2011-07 -18 -42 -67 -31
2011-06 -21 -48 -68 -33
2011-05 -20 -49 -69 -31
2011-04 -21 -56 -71 -31
2011-03 -23 -51 -69 -29
2011-02 -18 -46 -67 -27
2011-01 -18 -44 -70 -26
2010-12 -16 -42 -68 -26
2010-11 -11 -38 -64 -23
2010-10 -15 -40 -64 -28
2010-09 -18 -42 -64 -28
2010-08 -18 -43 -66 -29
2010-07 -19 -49 -71 -30
2010-06 -19 -55 -71 -27
2010-05 -19 -52 -69 -27
2010-04 -16 -46 -69 -27
2010-03 -13 -40 -69 -26
2010-02 -12 -34 -67 -27
2010-01 -9 -32 -62 -24
2009-12 -10 -34 -65 -23
2009-11 -8 -33 -67 -25
2009-10 -12 -38 -70 -27
2009-09 -11 -38 -71 -27
2009-08 -12 -40 -72 -30
2009-07 -12 -43 -75 -26
2009-06 -12 -43 -73 -25
2009-05 -15 -46 -76 -30
2009-04 -17 -50 -76 -29
2009-03 -20 -56 -77 -30
2009-02 -20 -57 -77 -30
2009-01 -19 -56 -75 -31
2008-12 -20 -56 -78 -32
2008-11 -20 -53 -78 -33
2008-10 -21 -57 -81 -33
2008-09 -17 -49 -79 -35
2008-08 -20 -51 -81 -37
2008-07 -21 -54 -80 -38
2008-06 -24 -55 -78 -37
2008-05 -18 -46 -75 -34
2008-04 -16 -41 -70 -32
2008-03 -14 -37 -71 -33
2008-02 -14 -40 -69 -29
2008-01 -16 -42 -67 -29
2007-12 -10 -30 -63 -26
2007-11 -10 -37 -61 -23
2007-10 -6 -23 -54 -20
2007-09 -5 -25 -51 -17
2007-08 -4 -16 -48 -16
2007-07 -1 -6 -44 -15
2007-06 3 0 -44 -13
2007-05 7 3 -50 -16
2007-04 -2 -15 -56 -20
2007-03 -2 -17 -56 -20
2007-02 -4 -19 -56 -22
2007-01 -4 -23 -57 -22
2006-12 -5 -26 -56 -21
2006-11 -4 -25 -56 -22
2006-10 -3 -24 -55 -22
2006-09 -4 -28 -54 -20
2006-08 -4 -33 -57 -20
2006-07 -5 -33 -55 -19
2006-06 -7 -38 -59 -21
2006-05 -6 -38 -61 -23
2006-04 -6 -38 -59 -21
2006-03 -6 -34 -57 -19
2006-02 -4 -31 -55 -21
2006-01 -5 -33 -60 -22

Balances on personal financial situation and standard of living in France

  • Source: INSEE – monthly consumer confidence survey.

Opportunity to save: further decrease

In October 2026, the proportion of households believing it is a good idea to save has declined again. The corresponding balance of opinion has lost six points, but remains well above its long-term average.

Households' opinion on their future ability to save, has decreased again. The corresponding balance of opinion has lost three points. The one related to their current ability to save is stable. Both balances remain well above their long-term averages.

Balances on saving capacity and opportunity to save

Balances on saving capacity and opportunity to save
Future ability to save Opportunity to save Current ability to save
2026-10 12 37 17
2026-09 15 43 17
2026-08 17 46 20
2026-07 16 45 19
2026-06 13 41 16
2026-05 14 40 18
2026-04 14 39 18
2026-03 16 40 23
2026-02 17 39 24
2026-01 14 40 20
2025-12 14 45 19
2025-11 17 45 21
2025-10 20 45 23
2025-09 17 35 20
2025-08 13 34 17
2025-07 14 42 18
2025-06 13 41 18
2025-05 11 37 17
2025-04 12 37 19
2025-03 15 41 17
2025-02 14 43 18
2025-01 13 38 21
2024-12 12 34 18
2024-11 11 37 17
2024-10 12 36 17
2024-09 13 39 18
2024-08 10 37 16
2024-07 9 34 18
2024-06 8 39 18
2024-05 14 40 15
2024-04 12 37 16
2024-03 7 30 13
2024-02 3 36 12
2024-01 8 40 14
2023-12 8 38 14
2023-11 4 36 12
2023-10 3 29 10
2023-09 2 34 12
2023-08 3 35 14
2023-07 4 36 10
2023-06 9 33 12
2023-05 7 33 12
2023-04 7 32 13
2023-03 4 33 16
2023-02 1 37 15
2023-01 1 29 14
2022-12 2 22 15
2022-11 2 24 16
2022-10 -3 26 14
2022-09 -4 28 10
2022-08 -1 23 12
2022-07 -3 20 13
2022-06 -3 23 13
2022-05 1 26 16
2022-04 2 29 16
2022-03 3 26 19
2022-02 12 30 22
2022-01 12 31 20
2021-12 8 31 21
2021-11 12 33 21
2021-10 5 33 23
2021-09 14 31 25
2021-08 11 35 28
2021-07 14 34 26
2021-06 15 37 28
2021-05 12 40 29
2021-04 10 41 25
2021-03 10 41 24
2021-02 10 38 25
2021-01 7 37 25
2020-12 11 28 24
2020-11 6 36 23
2020-10 9 33 26
2020-09 8 34 24
2020-08 7 28 22
2020-07 9 27 24
2020-06 6 17 25
2020-05 -3 13 21
2020-04 0 1 20
2020-03 3 9 16
2020-02 0 7 14
2020-01 -1 6 13
2019-12 -4 9 14
2019-11 0 9 14
2019-10 0 10 13
2019-09 3 8 14
2019-08 1 12 13
2019-07 -2 10 12
2019-06 -4 11 11
2019-05 -5 11 10
2019-04 -6 11 10
2019-03 -5 0 12
2019-02 -7 4 10
2019-01 -11 1 8
2018-12 -17 -5 7
2018-11 -12 4 11
2018-10 -8 4 12
2018-09 -11 4 9
2018-08 -7 10 11
2018-07 -4 7 10
2018-06 -11 8 10
2018-05 -4 7 9
2018-04 -7 4 10
2018-03 -8 6 10
2018-02 -7 7 12
2018-01 -2 10 14
2017-12 2 5 11
2017-11 -1 4 12
2017-10 -10 -5 10
2017-09 -5 4 10
2017-08 -3 5 11
2017-07 -6 8 11
2017-06 0 6 13
2017-05 -2 5 13
2017-04 1 6 13
2017-03 -2 6 13
2017-02 -1 5 12
2017-01 -5 0 9
2016-12 -5 -6 9
2016-11 -5 -1 7
2016-10 -7 -2 7
2016-09 -7 1 10
2016-08 -11 -2 9
2016-07 -11 0 7
2016-06 -10 0 7
2016-05 -11 -2 7
2016-04 -8 -2 9
2016-03 -9 -2 6
2016-02 -6 0 8
2016-01 -6 3 10
2015-12 -4 7 11
2015-11 -5 4 10
2015-10 -5 6 8
2015-09 -3 6 11
2015-08 -12 -7 6
2015-07 -7 5 9
2015-06 -8 8 7
2015-05 -5 3 6
2015-04 4 18 17
2015-03 1 16 17
2015-02 -5 15 15
2015-01 -5 16 15
2014-12 -2 25 17
2014-11 -4 18 14
2014-10 -4 18 16
2014-09 -3 15 12
2014-08 1 16 14
2014-07 1 18 14
2014-06 4 19 17
2014-05 -4 21 17
2014-04 -2 21 17
2014-03 1 21 17
2014-02 -6 24 11
2014-01 -1 24 15
2013-12 -5 18 11
2013-11 -5 17 14
2013-10 3 30 13
2013-09 -5 31 12
2013-08 -2 26 15
2013-07 -2 31 18
2013-06 -5 31 13
2013-05 -1 30 13
2013-04 -4 32 14
2013-03 -4 36 17
2013-02 2 31 21
2013-01 -1 35 19
2012-12 -1 38 19
2012-11 0 38 18
2012-10 -3 32 18
2012-09 -3 31 18
2012-08 -3 32 14
2012-07 -8 24 13
2012-06 -2 26 14
2012-05 -1 25 13
2012-04 -2 30 9
2012-03 -7 17 4
2012-02 -5 21 10
2012-01 -9 16 9
2011-12 -8 15 7
2011-11 -10 11 7
2011-10 -6 11 8
2011-09 -9 11 5
2011-08 -11 13 7
2011-07 -11 20 10
2011-06 -12 19 3
2011-05 -11 22 4
2011-04 -12 23 4
2011-03 -10 17 3
2011-02 -10 17 2
2011-01 -8 16 4
2010-12 -8 19 5
2010-11 -8 21 8
2010-10 -8 24 5
2010-09 -8 19 5
2010-08 -6 21 6
2010-07 -13 14 5
2010-06 -8 5 6
2010-05 -8 9 6
2010-04 -7 11 7
2010-03 -5 14 7
2010-02 -8 15 6
2010-01 -3 14 10
2009-12 -5 7 7
2009-11 -6 8 7
2009-10 -10 1 3
2009-09 -11 2 4
2009-08 -15 -10 -1
2009-07 -13 3 5
2009-06 -14 3 4
2009-05 -18 2 3
2009-04 -14 3 4
2009-03 -11 8 3
2009-02 -16 7 2
2009-01 -20 13 0
2008-12 -18 12 1
2008-11 -16 6 1
2008-10 -20 -10 0
2008-09 -13 14 0
2008-08 -16 19 -1
2008-07 -19 14 -2
2008-06 -19 14 -1
2008-05 -18 17 1
2008-04 -14 18 2
2008-03 -17 18 2
2008-02 -13 17 3
2008-01 -13 21 4
2007-12 -13 24 4
2007-11 -16 23 5
2007-10 -6 28 7
2007-09 -6 32 8
2007-08 -5 30 7
2007-07 -4 29 7
2007-06 -3 29 6
2007-05 0 27 8
2007-04 -10 22 3
2007-03 -12 20 2
2007-02 -11 23 3
2007-01 -11 21 3
2006-12 -12 18 3
2006-11 -10 22 3
2006-10 -11 22 4
2006-09 -10 20 5
2006-08 -10 19 6
2006-07 -9 17 8
2006-06 -9 16 5
2006-05 -9 16 5
2006-04 -12 14 4
2006-03 -10 13 5
2006-02 -11 12 4
2006-01 -14 5 1

Balances on saving capacity and opportunity to save

  • Source: INSEE – monthly consumer confidence survey.

Consumer opinion: synthetic indexes and opinion balances

Balance of responses, seasonally adjusted
Consumer opinion: synthetic indexes and opinion balances (Balance of responses, seasonally adjusted )
Avg. (1) Jul. 26 Aug. 26 Sept. 26 Oct. 26
Household confidence synthetic index (2) 100 86 85 85 80
Savings climate synthetic index (2) 100 123 125 120 118
Past financial situation -21 -27 -28 -26 -32
Expected financial situation -7 -14 -13 -15 -24
Current saving capacity 10 19 20 17 17
Expected saving capacity -6 16 17 15 12
Savings intentions 19 45 46 43 37
Major purchases intentions -16 -37 -39 -37 -41
Past standard of living in France -49 -79 -81 -82 -85
Future standard of living in France -29 -60 -62 -61 -67
Unemployment prospects 33 55 58 56 61
Past consumer prices -12 18 28 34 42
Future inflation -32 -32 -13 -9 -7
  • (1) Average value between January 1987 and December 2025.
  • (2) The indicator is normalised in such a way that its average equals 100 and standard error equals 10 over the estimation period (1987–2025).
  • Source: INSEE, monthly consumer confidence survey.

Economic context in France

Future standard of living in France: clear downturn

In October 2026, households' opinion on future standard of living in France has fallen back sharply: the corresponding balance has lost six points. The one related to past standard of living has lost three points. Both balances remain well below their long-term averages and the one related to past standard of living has reached its lowest level since the beginning of the survey (October 1972).

Unemployment: increase in fears

In October 2026, households' fears about unemployment has increased anew. The corresponding balance has won five points, and has moved away from its long-term average.

Households' unemployment expectations

Balance, SA
Households' unemployment expectations (Balance, SA)
Households' unemployment prospects
2026-10 61
2026-09 56
2026-08 58
2026-07 55
2026-06 60
2026-05 55
2026-04 56
2026-03 49
2026-02 49
2026-01 47
2025-12 46
2025-11 47
2025-10 48
2025-09 53
2025-08 54
2025-07 53
2025-06 55
2025-05 59
2025-04 51
2025-03 48
2025-02 56
2025-01 50
2024-12 57
2024-11 44
2024-10 35
2024-09 28
2024-08 29
2024-07 29
2024-06 22
2024-05 24
2024-04 21
2024-03 23
2024-02 24
2024-01 22
2023-12 26
2023-11 26
2023-10 20
2023-09 23
2023-08 18
2023-07 15
2023-06 11
2023-05 16
2023-04 17
2023-03 16
2023-02 20
2023-01 23
2022-12 21
2022-11 23
2022-10 24
2022-09 23
2022-08 13
2022-07 14
2022-06 15
2022-05 6
2022-04 10
2022-03 8
2022-02 -7
2022-01 2
2021-12 1
2021-11 -6
2021-10 3
2021-09 10
2021-08 29
2021-07 26
2021-06 25
2021-05 44
2021-04 58
2021-03 62
2021-02 82
2021-01 73
2020-12 65
2020-11 78
2020-10 76
2020-09 72
2020-08 73
2020-07 77
2020-06 79
2020-05 77
2020-04 55
2020-03 14
2020-02 -2
2020-01 6
2019-12 8
2019-11 2
2019-10 5
2019-09 4
2019-08 9
2019-07 11
2019-06 11
2019-05 12
2019-04 23
2019-03 18
2019-02 17
2019-01 31
2018-12 29
2018-11 30
2018-10 8
2018-09 24
2018-08 25
2018-07 13
2018-06 14
2018-05 2
2018-04 3
2018-03 3
2018-02 8
2018-01 0
2017-12 6
2017-11 5
2017-10 13
2017-09 17
2017-08 -1
2017-07 9
2017-06 5
2017-05 20
2017-04 15
2017-03 20
2017-02 22
2017-01 18
2016-12 18
2016-11 28
2016-10 30
2016-09 29
2016-08 34
2016-07 28
2016-06 25
2016-05 24
2016-04 51
2016-03 39
2016-02 45
2016-01 36
2015-12 45
2015-11 36
2015-10 47
2015-09 45
2015-08 50
2015-07 58
2015-06 60
2015-05 61
2015-04 61
2015-03 43
2015-02 58
2015-01 66
2014-12 65
2014-11 66
2014-10 52
2014-09 67
2014-08 62
2014-07 67
2014-06 67
2014-05 60
2014-04 57
2014-03 55
2014-02 55
2014-01 55
2013-12 48
2013-11 62
2013-10 37
2013-09 51
2013-08 56
2013-07 61
2013-06 78
2013-05 78
2013-04 74
2013-03 77
2013-02 73
2013-01 72
2012-12 74
2012-11 70
2012-10 73
2012-09 73
2012-08 73
2012-07 65
2012-06 53
2012-05 43
2012-04 55
2012-03 52
2012-02 56
2012-01 57
2011-12 59
2011-11 61
2011-10 49
2011-09 57
2011-08 51
2011-07 37
2011-06 29
2011-05 27
2011-04 35
2011-03 33
2011-02 41
2011-01 37
2010-12 34
2010-11 35
2010-10 34
2010-09 31
2010-08 46
2010-07 59
2010-06 65
2010-05 58
2010-04 57
2010-03 58
2010-02 49
2010-01 55
2009-12 54
2009-11 55
2009-10 60
2009-09 67
2009-08 64
2009-07 75
2009-06 85
2009-05 81
2009-04 78
2009-03 74
2009-02 75
2009-01 75
2008-12 76
2008-11 69
2008-10 64
2008-09 45
2008-08 39
2008-07 27
2008-06 14
2008-05 15
2008-04 3
2008-03 7
2008-02 6
2008-01 1
2007-12 -3
2007-11 3
2007-10 2
2007-09 3
2007-08 -5
2007-07 -15
2007-06 -10
2007-05 -14
2007-04 3
2007-03 9
2007-02 6
2007-01 7
2006-12 21
2006-11 3
2006-10 5
2006-09 0
2006-08 6
2006-07 5
2006-06 15
2006-05 13
2006-04 17
2006-03 24
2006-02 8
2006-01 9

Households' unemployment expectations

  • Source: INSEE – monthly consumer confidence survey.

Prices evolution: further increase

In October 2026, the proportion of households who consider that prices have risen over the past twelve months has risen again sharply. The associated balance of opinion has increased by eight points, after gaining six points in September, moving further away from its long-term average.

The proportion of households who consider that prices will accelerate over the next twelve months has increased again. The corresponding balance of opinion has gained two points, and stands well above its long-term average.

Households' perception of prices

Balance, SA
Households' perception of prices (Balance, SA)
Past prices Future inflation
2026-10 42 -7
2026-09 34 -9
2026-08 28 -13
2026-07 18 -32
2026-06 24 -14
2026-05 26 0
2026-04 22 11
2026-03 -9 -1
2026-02 -12 -31
2026-01 -7 -26
2025-12 -3 -29
2025-11 -10 -31
2025-10 -8 -31
2025-09 -7 -26
2025-08 -6 -23
2025-07 -4 -29
2025-06 -7 -34
2025-05 -5 -38
2025-04 -11 -39
2025-03 -6 -41
2025-02 -4 -42
2025-01 -1 -44
2024-12 0 -33
2024-11 2 -40
2024-10 -5 -48
2024-09 4 -54
2024-08 15 -52
2024-07 18 -46
2024-06 24 -45
2024-05 27 -53
2024-04 36 -54
2024-03 43 -52
2024-02 52 -44
2024-01 48 -54
2023-12 52 -50
2023-11 56 -51
2023-10 65 -46
2023-09 67 -45
2023-08 64 -45
2023-07 60 -61
2023-06 68 -52
2023-05 73 -48
2023-04 80 -32
2023-03 74 -11
2023-02 71 -12
2023-01 70 -12
2022-12 69 -4
2022-11 67 -6
2022-10 62 -2
2022-09 65 0
2022-08 65 -7
2022-07 61 1
2022-06 60 5
2022-05 52 8
2022-04 50 17
2022-03 41 38
2022-02 44 -11
2022-01 28 -2
2021-12 28 -8
2021-11 26 -8
2021-10 16 6
2021-09 1 -7
2021-08 -3 -6
2021-07 -9 -10
2021-06 -22 -12
2021-05 -29 -16
2021-04 -35 -25
2021-03 -36 -27
2021-02 -40 -27
2021-01 -40 -26
2020-12 -39 -29
2020-11 -41 -22
2020-10 -38 -33
2020-09 -28 -32
2020-08 -18 -24
2020-07 -30 -20
2020-06 -31 -13
2020-05 -29 -1
2020-04 -48 9
2020-03 -39 -16
2020-02 -35 -23
2020-01 -33 -21
2019-12 -33 -20
2019-11 -32 -24
2019-10 -27 -21
2019-09 -29 -22
2019-08 -27 -19
2019-07 -28 -22
2019-06 -20 -23
2019-05 -21 -27
2019-04 -17 -26
2019-03 -18 -25
2019-02 -27 -17
2019-01 -31 -38
2018-12 -9 -20
2018-11 -10 -12
2018-10 -15 -14
2018-09 -16 -14
2018-08 -25 -21
2018-07 -26 -20
2018-06 -27 -21
2018-05 -31 -21
2018-04 -38 -28
2018-03 -38 -25
2018-02 -34 -19
2018-01 -40 -14
2017-12 -46 -32
2017-11 -45 -28
2017-10 -50 -23
2017-09 -56 -29
2017-08 -54 -32
2017-07 -54 -31
2017-06 -56 -41
2017-05 -56 -35
2017-04 -49 -29
2017-03 -47 -26
2017-02 -46 -31
2017-01 -43 -23
2016-12 -48 -27
2016-11 -52 -39
2016-10 -52 -38
2016-09 -46 -34
2016-08 -51 -35
2016-07 -51 -37
2016-06 -53 -36
2016-05 -53 -39
2016-04 -57 -38
2016-03 -58 -38
2016-02 -56 -40
2016-01 -51 -41
2015-12 -51 -38
2015-11 -50 -41
2015-10 -50 -41
2015-09 -53 -41
2015-08 -49 -36
2015-07 -52 -37
2015-06 -54 -38
2015-05 -56 -40
2015-04 -51 -44
2015-03 -53 -48
2015-02 -51 -45
2015-01 -50 -45
2014-12 -46 -43
2014-11 -38 -36
2014-10 -38 -28
2014-09 -41 -33
2014-08 -35 -37
2014-07 -31 -31
2014-06 -28 -31
2014-05 -23 -26
2014-04 -24 -29
2014-03 -23 -28
2014-02 -19 -22
2014-01 -14 -16
2013-12 -8 -17
2013-11 -8 -23
2013-10 -8 -21
2013-09 4 -24
2013-08 -3 -21
2013-07 -8 -17
2013-06 -11 -19
2013-05 -16 -17
2013-04 -13 -20
2013-03 -10 -14
2013-02 -10 -22
2013-01 -8 -19
2012-12 -7 -19
2012-11 -4 -14
2012-10 -1 -15
2012-09 3 -13
2012-08 -1 -16
2012-07 -2 -25
2012-06 12 -34
2012-05 12 -32
2012-04 27 -20
2012-03 22 -21
2012-02 23 -11
2012-01 21 -17
2011-12 19 -16
2011-11 20 -15
2011-10 22 -23
2011-09 25 -20
2011-08 27 -18
2011-07 32 -18
2011-06 33 -14
2011-05 40 -13
2011-04 46 0
2011-03 30 6
2011-02 25 -9
2011-01 18 -19
2010-12 9 -22
2010-11 3 -25
2010-10 0 -25
2010-09 -2 -29
2010-08 -4 -24
2010-07 -6 -27
2010-06 -10 -29
2010-05 -11 -28
2010-04 -10 -34
2010-03 -19 -39
2010-02 -19 -41
2010-01 -14 -41
2009-12 -14 -44
2009-11 -14 -48
2009-10 -16 -45
2009-09 -25 -48
2009-08 -18 -53
2009-07 -19 -52
2009-06 -16 -56
2009-05 -11 -57
2009-04 -6 -56
2009-03 -1 -54
2009-02 7 -49
2009-01 6 -51
2008-12 19 -50
2008-11 29 -47
2008-10 43 -37
2008-09 50 -53
2008-08 60 -42
2008-07 67 -30
2008-06 70 -31
2008-05 71 -39
2008-04 63 -38
2008-03 67 -45
2008-02 51 -30
2008-01 51 -15
2007-12 54 -25
2007-11 45 -8
2007-10 27 -20
2007-09 20 -15
2007-08 13 -21
2007-07 6 -27
2007-06 -3 -31
2007-05 -1 -43
2007-04 5 -34
2007-03 6 -36
2007-02 11 -39
2007-01 17 -38
2006-12 18 -35
2006-11 13 -38
2006-10 12 -39
2006-09 14 -40
2006-08 10 -37
2006-07 7 -34
2006-06 11 -32
2006-05 18 -29
2006-04 7 -32
2006-03 -3 -35
2006-02 4 -36
2006-01 1 -37

Households' perception of prices

  • Source: INSEE – monthly consumer confidence survey.

Revisions

The September 2026 household confidence and savings climate synthetic indexes have been revised downwards by one point (after rounding).

For more information

Definition – The synthetic household confidence index summarises household opinion on the economic situation: the higher its value, the more favourable household judgment of the economic situation is. It is calculated using a factor analysis technique, which enables to summarise concomitant movements of highly correlated variables. Here the index describes the common factor of 6 balances of opinion: the past and future general economic situation in France, the past and future personal financial situation, unemployment and major purchases intentions.The synthetic savings climate index indicates, through a single variable, the common component of the three balances related to savings: current saving capacity, expected saving capacity and opportunity to save. It is calculated using the same technique as the synthetic household confidence index is.

Calculation method – For each question, a balance of opinion is calculated as the difference between the percentages of positive and negative answers. As the level of these balances is not open to direct interpretation, comments are based on their changes and their distance to their long-term average. Seasonal coefficients are calculated again every month, hence the slight revision of the seasonal adjusted balance history in each publication.

Around 2,000 households are surveyed by telephone, during the first three weeks of each month. Answers to this survey were collected between 25 September and 19 October 2026 ; most households answer during the first two weeks of collection.

This survey is part of the Joint Harmonised European Programme of Business and Consumer Surveys, partly funded by the European Commission.

Next publication: 25 November 2026 at 8:45 am.

Documentation

Methodology (updated: September 2026) (pdf,238 Ko)

Monthly consumer confidence survey

Pour en savoir plus

: bureau-de-presse@insee.fr

Publication calendar

Time series : Monthly economic outlook survey on households