Informations Rapides ·
28 July 2026 · n° 182
In July 2026, household confidence has continued to recover Monthly consumer confidence survey - July 2026
In July 2026, household confidence has continued to recover. At 86, the indicator that summarises it has increased by two points, but remains below its long-term average (100 between January 1987 and December 2025). Savings climate has rebounded, by five points, and remains above its long-term average (100).
Sommaire
- Personal situation
- Personal financial situation: further increase
- Opportunity to save: further increase
- Economic context in France
- Future standard of living in France: further sharp increase
- Unemployment: sharp downturn in fears
- Future prices evolution: further sharp drop
- Revisions
- For more information
In July 2026, household confidence has continued to recover. At 86, the indicator that summarises it has increased by two points, but remains below its long-term average (100 between January 1987 and December 2025). Savings climate has rebounded, by five points, and remains above its long-term average (100).
tableauHousehold confidence and savings climate synthetic indexes
| Savings climate synthetic index | Household confidence synthetic index | |
|---|---|---|
| 2026-07 | 123 | 86 |
| 2026-06 | 118 | 84 |
| 2026-05 | 121 | 82 |
| 2026-04 | 121 | 84 |
| 2026-03 | 127 | 89 |
| 2026-02 | 128 | 92 |
| 2026-01 | 123 | 89 |
| 2025-12 | 122 | 90 |
| 2025-11 | 125 | 89 |
| 2025-10 | 128 | 90 |
| 2025-09 | 124 | 88 |
| 2025-08 | 120 | 88 |
| 2025-07 | 122 | 89 |
| 2025-06 | 120 | 90 |
| 2025-05 | 118 | 89 |
| 2025-04 | 120 | 92 |
| 2025-03 | 120 | 91 |
| 2025-02 | 121 | 93 |
| 2025-01 | 123 | 91 |
| 2024-12 | 119 | 88 |
| 2024-11 | 118 | 90 |
| 2024-10 | 118 | 93 |
| 2024-09 | 120 | 96 |
| 2024-08 | 117 | 93 |
| 2024-07 | 118 | 92 |
| 2024-06 | 118 | 91 |
| 2024-05 | 118 | 91 |
| 2024-04 | 117 | 90 |
| 2024-03 | 111 | 91 |
| 2024-02 | 108 | 89 |
| 2024-01 | 113 | 91 |
| 2023-12 | 113 | 89 |
| 2023-11 | 109 | 89 |
| 2023-10 | 106 | 85 |
| 2023-09 | 107 | 85 |
| 2023-08 | 110 | 86 |
| 2023-07 | 107 | 87 |
| 2023-06 | 111 | 87 |
| 2023-05 | 111 | 84 |
| 2023-04 | 112 | 84 |
| 2023-03 | 112 | 82 |
| 2023-02 | 110 | 82 |
| 2023-01 | 109 | 82 |
| 2022-12 | 109 | 83 |
| 2022-11 | 111 | 84 |
| 2022-10 | 106 | 83 |
| 2022-09 | 101 | 81 |
| 2022-08 | 105 | 84 |
| 2022-07 | 105 | 81 |
| 2022-06 | 106 | 83 |
| 2022-05 | 111 | 86 |
| 2022-04 | 111 | 88 |
| 2022-03 | 115 | 89 |
| 2022-02 | 123 | 97 |
| 2022-01 | 121 | 98 |
| 2021-12 | 119 | 100 |
| 2021-11 | 122 | 99 |
| 2021-10 | 119 | 100 |
| 2021-09 | 127 | 103 |
| 2021-08 | 128 | 100 |
| 2021-07 | 128 | 103 |
| 2021-06 | 131 | 105 |
| 2021-05 | 130 | 99 |
| 2021-04 | 125 | 97 |
| 2021-03 | 124 | 96 |
| 2021-02 | 125 | 93 |
| 2021-01 | 123 | 93 |
| 2020-12 | 124 | 96 |
| 2020-11 | 121 | 89 |
| 2020-10 | 125 | 94 |
| 2020-09 | 122 | 95 |
| 2020-08 | 120 | 94 |
| 2020-07 | 123 | 94 |
| 2020-06 | 121 | 95 |
| 2020-05 | 112 | 89 |
| 2020-04 | 112 | 92 |
| 2020-03 | 111 | 103 |
| 2020-02 | 107 | 105 |
| 2020-01 | 106 | 105 |
| 2019-12 | 105 | 103 |
| 2019-11 | 107 | 107 |
| 2019-10 | 106 | 105 |
| 2019-09 | 109 | 105 |
| 2019-08 | 106 | 104 |
| 2019-07 | 104 | 103 |
| 2019-06 | 102 | 102 |
| 2019-05 | 100 | 101 |
| 2019-04 | 99 | 99 |
| 2019-03 | 102 | 98 |
| 2019-02 | 99 | 97 |
| 2019-01 | 94 | 95 |
| 2018-12 | 89 | 89 |
| 2018-11 | 97 | 93 |
| 2018-10 | 100 | 96 |
| 2018-09 | 95 | 95 |
| 2018-08 | 100 | 98 |
| 2018-07 | 101 | 98 |
| 2018-06 | 96 | 98 |
| 2018-05 | 100 | 100 |
| 2018-04 | 99 | 103 |
| 2018-03 | 98 | 102 |
| 2018-02 | 100 | 102 |
| 2018-01 | 105 | 106 |
| 2017-12 | 105 | 107 |
| 2017-11 | 104 | 104 |
| 2017-10 | 97 | 101 |
| 2017-09 | 100 | 103 |
| 2017-08 | 101 | 104 |
| 2017-07 | 100 | 105 |
| 2017-06 | 106 | 109 |
| 2017-05 | 105 | 103 |
| 2017-04 | 106 | 102 |
| 2017-03 | 104 | 103 |
| 2017-02 | 104 | 103 |
| 2017-01 | 98 | 102 |
| 2016-12 | 98 | 102 |
| 2016-11 | 96 | 101 |
| 2016-10 | 95 | 100 |
| 2016-09 | 98 | 99 |
| 2016-08 | 95 | 98 |
| 2016-07 | 93 | 97 |
| 2016-06 | 94 | 98 |
| 2016-05 | 93 | 100 |
| 2016-04 | 96 | 96 |
| 2016-03 | 93 | 96 |
| 2016-02 | 97 | 97 |
| 2016-01 | 99 | 99 |
| 2015-12 | 101 | 98 |
| 2015-11 | 100 | 98 |
| 2015-10 | 98 | 98 |
| 2015-09 | 102 | 99 |
| 2015-08 | 91 | 96 |
| 2015-07 | 98 | 95 |
| 2015-06 | 95 | 95 |
| 2015-05 | 96 | 95 |
| 2015-04 | 113 | 96 |
| 2015-03 | 111 | 96 |
| 2015-02 | 106 | 94 |
| 2015-01 | 105 | 91 |
| 2014-12 | 109 | 91 |
| 2014-11 | 104 | 89 |
| 2014-10 | 107 | 87 |
| 2014-09 | 104 | 87 |
| 2014-08 | 108 | 88 |
| 2014-07 | 108 | 88 |
| 2014-06 | 112 | 87 |
| 2014-05 | 108 | 87 |
| 2014-04 | 110 | 86 |
| 2014-03 | 111 | 89 |
| 2014-02 | 102 | 86 |
| 2014-01 | 108 | 88 |
| 2013-12 | 101 | 86 |
| 2013-11 | 105 | 86 |
| 2013-10 | 109 | 88 |
| 2013-09 | 103 | 87 |
| 2013-08 | 108 | 86 |
| 2013-07 | 111 | 84 |
| 2013-06 | 104 | 80 |
| 2013-05 | 106 | 81 |
| 2013-04 | 106 | 84 |
| 2013-03 | 109 | 83 |
| 2013-02 | 116 | 86 |
| 2013-01 | 113 | 85 |
| 2012-12 | 112 | 87 |
| 2012-11 | 112 | 85 |
| 2012-10 | 110 | 85 |
| 2012-09 | 110 | 85 |
| 2012-08 | 106 | 87 |
| 2012-07 | 102 | 90 |
| 2012-06 | 107 | 93 |
| 2012-05 | 106 | 94 |
| 2012-04 | 102 | 91 |
| 2012-03 | 94 | 90 |
| 2012-02 | 101 | 86 |
| 2012-01 | 97 | 85 |
| 2011-12 | 96 | 83 |
| 2011-11 | 94 | 85 |
| 2011-10 | 98 | 88 |
| 2011-09 | 93 | 85 |
| 2011-08 | 93 | 87 |
| 2011-07 | 98 | 91 |
| 2011-06 | 90 | 88 |
| 2011-05 | 92 | 88 |
| 2011-04 | 91 | 87 |
| 2011-03 | 91 | 88 |
| 2011-02 | 90 | 91 |
| 2011-01 | 93 | 90 |
| 2010-12 | 95 | 92 |
| 2010-11 | 96 | 95 |
| 2010-10 | 94 | 93 |
| 2010-09 | 94 | 92 |
| 2010-08 | 96 | 91 |
| 2010-07 | 91 | 88 |
| 2010-06 | 94 | 88 |
| 2010-05 | 94 | 89 |
| 2010-04 | 96 | 90 |
| 2010-03 | 97 | 92 |
| 2010-02 | 95 | 93 |
| 2010-01 | 101 | 96 |
| 2009-12 | 97 | 95 |
| 2009-11 | 96 | 95 |
| 2009-10 | 90 | 92 |
| 2009-09 | 90 | 92 |
| 2009-08 | 82 | 91 |
| 2009-07 | 90 | 90 |
| 2009-06 | 88 | 91 |
| 2009-05 | 85 | 88 |
| 2009-04 | 88 | 88 |
| 2009-03 | 89 | 85 |
| 2009-02 | 85 | 85 |
| 2009-01 | 82 | 86 |
| 2008-12 | 84 | 84 |
| 2008-11 | 85 | 85 |
| 2008-10 | 80 | 83 |
| 2008-09 | 86 | 86 |
| 2008-08 | 83 | 84 |
| 2008-07 | 81 | 84 |
| 2008-06 | 82 | 84 |
| 2008-05 | 84 | 87 |
| 2008-04 | 88 | 90 |
| 2008-03 | 86 | 91 |
| 2008-02 | 89 | 92 |
| 2008-01 | 90 | 91 |
| 2007-12 | 90 | 96 |
| 2007-11 | 89 | 96 |
| 2007-10 | 98 | 101 |
| 2007-09 | 99 | 102 |
| 2007-08 | 98 | 105 |
| 2007-07 | 99 | 109 |
| 2007-06 | 99 | 110 |
| 2007-05 | 102 | 110 |
| 2007-04 | 91 | 104 |
| 2007-03 | 89 | 103 |
| 2007-02 | 90 | 102 |
| 2007-01 | 90 | 101 |
| 2006-12 | 90 | 100 |
| 2006-11 | 91 | 101 |
| 2006-10 | 92 | 101 |
| 2006-09 | 93 | 101 |
| 2006-08 | 94 | 100 |
| 2006-07 | 96 | 100 |
| 2006-06 | 93 | 98 |
| 2006-05 | 93 | 97 |
| 2006-04 | 90 | 98 |
| 2006-03 | 92 | 99 |
| 2006-02 | 91 | 100 |
| 2006-01 | 86 | 99 |
graphiqueHousehold confidence and savings climate synthetic indexes
- Source: INSEE – monthly consumer confidence survey.
Personal situation
Personal financial situation: further increase
In July 2026, households' opinion regarding their personal financial situation, past and future, has improved again. The corresponding balances of opinion have each increased by two points and have moved closer to their long-term averages.
The proportion of households believing it is a good time, in the current economic situation, to make major purchases has increased. The corresponding balance has risen by two points, but remains below its long-term average.
tableauBalances on personal financial situation and standard of living in France
| Financial situation, future | Standard of living, future | Standard of living, past | Financial situation, past | |
|---|---|---|---|---|
| 2026-07 | -14 | -59 | -79 | -26 |
| 2026-06 | -16 | -65 | -81 | -28 |
| 2026-05 | -20 | -71 | -80 | -29 |
| 2026-04 | -19 | -68 | -75 | -26 |
| 2026-03 | -13 | -62 | -68 | -20 |
| 2026-02 | -7 | -53 | -70 | -22 |
| 2026-01 | -13 | -59 | -71 | -22 |
| 2025-12 | -13 | -58 | -70 | -22 |
| 2025-11 | -12 | -57 | -74 | -21 |
| 2025-10 | -11 | -57 | -71 | -20 |
| 2025-09 | -14 | -62 | -72 | -21 |
| 2025-08 | -16 | -64 | -74 | -21 |
| 2025-07 | -14 | -61 | -70 | -22 |
| 2025-06 | -13 | -58 | -69 | -23 |
| 2025-05 | -13 | -58 | -69 | -25 |
| 2025-04 | -11 | -52 | -68 | -20 |
| 2025-03 | -12 | -51 | -70 | -21 |
| 2025-02 | -5 | -49 | -71 | -21 |
| 2025-01 | -11 | -50 | -70 | -23 |
| 2024-12 | -14 | -59 | -72 | -23 |
| 2024-11 | -14 | -53 | -69 | -23 |
| 2024-10 | -9 | -44 | -67 | -22 |
| 2024-09 | -6 | -36 | -65 | -22 |
| 2024-08 | -8 | -44 | -68 | -23 |
| 2024-07 | -10 | -48 | -71 | -21 |
| 2024-06 | -12 | -47 | -72 | -23 |
| 2024-05 | -12 | -45 | -72 | -24 |
| 2024-04 | -12 | -47 | -74 | -25 |
| 2024-03 | -9 | -43 | -75 | -27 |
| 2024-02 | -11 | -45 | -77 | -28 |
| 2024-01 | -9 | -41 | -76 | -28 |
| 2023-12 | -10 | -46 | -77 | -29 |
| 2023-11 | -10 | -46 | -79 | -30 |
| 2023-10 | -17 | -54 | -81 | -32 |
| 2023-09 | -15 | -51 | -82 | -35 |
| 2023-08 | -15 | -52 | -79 | -31 |
| 2023-07 | -13 | -45 | -82 | -33 |
| 2023-06 | -14 | -48 | -80 | -31 |
| 2023-05 | -16 | -55 | -84 | -33 |
| 2023-04 | -18 | -58 | -83 | -32 |
| 2023-03 | -24 | -65 | -83 | -32 |
| 2023-02 | -23 | -65 | -80 | -32 |
| 2023-01 | -23 | -66 | -81 | -31 |
| 2022-12 | -22 | -64 | -80 | -31 |
| 2022-11 | -22 | -62 | -79 | -27 |
| 2022-10 | -24 | -64 | -79 | -29 |
| 2022-09 | -26 | -69 | -79 | -32 |
| 2022-08 | -20 | -63 | -77 | -33 |
| 2022-07 | -26 | -71 | -81 | -31 |
| 2022-06 | -24 | -69 | -75 | -30 |
| 2022-05 | -23 | -65 | -68 | -27 |
| 2022-04 | -21 | -59 | -67 | -26 |
| 2022-03 | -23 | -61 | -59 | -22 |
| 2022-02 | -6 | -36 | -62 | -21 |
| 2022-01 | -8 | -35 | -58 | -18 |
| 2021-12 | -8 | -32 | -54 | -18 |
| 2021-11 | -9 | -33 | -56 | -20 |
| 2021-10 | -8 | -30 | -59 | -15 |
| 2021-09 | -2 | -24 | -55 | -13 |
| 2021-08 | -4 | -37 | -62 | -14 |
| 2021-07 | -2 | -22 | -61 | -11 |
| 2021-06 | 2 | -15 | -65 | -11 |
| 2021-05 | -4 | -27 | -70 | -13 |
| 2021-04 | -7 | -35 | -73 | -13 |
| 2021-03 | -4 | -36 | -75 | -16 |
| 2021-02 | -8 | -52 | -72 | -16 |
| 2021-01 | -9 | -48 | -71 | -18 |
| 2020-12 | -3 | -43 | -72 | -14 |
| 2020-11 | -14 | -64 | -71 | -15 |
| 2020-10 | -7 | -53 | -66 | -15 |
| 2020-09 | -5 | -47 | -67 | -15 |
| 2020-08 | -8 | -54 | -63 | -14 |
| 2020-07 | -10 | -55 | -64 | -14 |
| 2020-06 | -8 | -56 | -57 | -13 |
| 2020-05 | -20 | -73 | -47 | -10 |
| 2020-04 | -21 | -68 | -31 | -8 |
| 2020-03 | -7 | -34 | -32 | -13 |
| 2020-02 | -4 | -24 | -37 | -14 |
| 2020-01 | -3 | -27 | -40 | -16 |
| 2019-12 | -5 | -29 | -40 | -20 |
| 2019-11 | -2 | -20 | -35 | -17 |
| 2019-10 | -4 | -23 | -38 | -17 |
| 2019-09 | -3 | -25 | -39 | -17 |
| 2019-08 | -5 | -25 | -42 | -18 |
| 2019-07 | -6 | -26 | -41 | -20 |
| 2019-06 | -6 | -25 | -43 | -23 |
| 2019-05 | -6 | -26 | -51 | -24 |
| 2019-04 | -7 | -25 | -54 | -25 |
| 2019-03 | -10 | -26 | -53 | -26 |
| 2019-02 | -12 | -28 | -56 | -25 |
| 2019-01 | -14 | -29 | -63 | -28 |
| 2018-12 | -20 | -38 | -66 | -33 |
| 2018-11 | -18 | -43 | -58 | -28 |
| 2018-10 | -16 | -32 | -52 | -29 |
| 2018-09 | -18 | -38 | -50 | -30 |
| 2018-08 | -13 | -31 | -46 | -30 |
| 2018-07 | -12 | -34 | -47 | -28 |
| 2018-06 | -14 | -34 | -47 | -27 |
| 2018-05 | -14 | -28 | -39 | -26 |
| 2018-04 | -10 | -19 | -36 | -26 |
| 2018-03 | -12 | -22 | -39 | -24 |
| 2018-02 | -18 | -24 | -35 | -22 |
| 2018-01 | -12 | -18 | -30 | -16 |
| 2017-12 | -8 | -13 | -31 | -17 |
| 2017-11 | -10 | -17 | -39 | -19 |
| 2017-10 | -15 | -25 | -39 | -21 |
| 2017-09 | -11 | -21 | -41 | -21 |
| 2017-08 | -10 | -21 | -40 | -18 |
| 2017-07 | -11 | -12 | -40 | -18 |
| 2017-06 | -4 | 0 | -40 | -14 |
| 2017-05 | -7 | -17 | -45 | -20 |
| 2017-04 | -9 | -21 | -51 | -19 |
| 2017-03 | -7 | -22 | -47 | -20 |
| 2017-02 | -5 | -22 | -48 | -22 |
| 2017-01 | -5 | -26 | -48 | -22 |
| 2016-12 | -7 | -23 | -51 | -22 |
| 2016-11 | -8 | -25 | -49 | -24 |
| 2016-10 | -7 | -29 | -53 | -23 |
| 2016-09 | -9 | -29 | -54 | -23 |
| 2016-08 | -11 | -35 | -54 | -22 |
| 2016-07 | -10 | -33 | -53 | -29 |
| 2016-06 | -10 | -33 | -54 | -23 |
| 2016-05 | -10 | -28 | -48 | -25 |
| 2016-04 | -13 | -36 | -57 | -25 |
| 2016-03 | -12 | -35 | -57 | -24 |
| 2016-02 | -10 | -32 | -56 | -24 |
| 2016-01 | -9 | -27 | -55 | -24 |
| 2015-12 | -7 | -31 | -54 | -26 |
| 2015-11 | -10 | -31 | -53 | -24 |
| 2015-10 | -10 | -31 | -54 | -24 |
| 2015-09 | -6 | -28 | -52 | -26 |
| 2015-08 | -12 | -33 | -57 | -29 |
| 2015-07 | -12 | -36 | -59 | -29 |
| 2015-06 | -12 | -35 | -58 | -27 |
| 2015-05 | -14 | -34 | -58 | -27 |
| 2015-04 | -12 | -34 | -58 | -24 |
| 2015-03 | -13 | -34 | -59 | -27 |
| 2015-02 | -15 | -37 | -61 | -27 |
| 2015-01 | -17 | -42 | -66 | -29 |
| 2014-12 | -16 | -43 | -66 | -27 |
| 2014-11 | -17 | -48 | -68 | -33 |
| 2014-10 | -20 | -50 | -73 | -31 |
| 2014-09 | -20 | -51 | -71 | -30 |
| 2014-08 | -20 | -47 | -70 | -33 |
| 2014-07 | -17 | -49 | -70 | -32 |
| 2014-06 | -20 | -48 | -69 | -36 |
| 2014-05 | -23 | -50 | -70 | -33 |
| 2014-04 | -27 | -45 | -70 | -32 |
| 2014-03 | -19 | -47 | -69 | -29 |
| 2014-02 | -20 | -52 | -72 | -34 |
| 2014-01 | -19 | -48 | -71 | -35 |
| 2013-12 | -21 | -50 | -73 | -34 |
| 2013-11 | -19 | -53 | -75 | -34 |
| 2013-10 | -18 | -45 | -69 | -35 |
| 2013-09 | -20 | -46 | -72 | -33 |
| 2013-08 | -22 | -50 | -73 | -33 |
| 2013-07 | -24 | -57 | -77 | -34 |
| 2013-06 | -27 | -66 | -80 | -35 |
| 2013-05 | -26 | -63 | -79 | -37 |
| 2013-04 | -25 | -62 | -76 | -28 |
| 2013-03 | -26 | -61 | -75 | -29 |
| 2013-02 | -24 | -56 | -71 | -27 |
| 2013-01 | -25 | -58 | -69 | -28 |
| 2012-12 | -23 | -54 | -69 | -29 |
| 2012-11 | -25 | -55 | -73 | -31 |
| 2012-10 | -25 | -60 | -73 | -29 |
| 2012-09 | -21 | -57 | -75 | -29 |
| 2012-08 | -19 | -51 | -72 | -29 |
| 2012-07 | -19 | -43 | -69 | -27 |
| 2012-06 | -16 | -30 | -68 | -27 |
| 2012-05 | -16 | -30 | -65 | -26 |
| 2012-04 | -16 | -38 | -66 | -29 |
| 2012-03 | -19 | -40 | -68 | -29 |
| 2012-02 | -26 | -49 | -73 | -32 |
| 2012-01 | -27 | -54 | -73 | -32 |
| 2011-12 | -30 | -57 | -74 | -32 |
| 2011-11 | -25 | -59 | -74 | -30 |
| 2011-10 | -21 | -51 | -73 | -29 |
| 2011-09 | -24 | -55 | -75 | -31 |
| 2011-08 | -23 | -56 | -71 | -30 |
| 2011-07 | -18 | -42 | -67 | -31 |
| 2011-06 | -21 | -48 | -68 | -33 |
| 2011-05 | -20 | -49 | -69 | -31 |
| 2011-04 | -21 | -56 | -71 | -31 |
| 2011-03 | -23 | -51 | -69 | -29 |
| 2011-02 | -18 | -46 | -67 | -27 |
| 2011-01 | -18 | -44 | -70 | -26 |
| 2010-12 | -16 | -42 | -68 | -26 |
| 2010-11 | -11 | -38 | -64 | -23 |
| 2010-10 | -15 | -40 | -64 | -28 |
| 2010-09 | -18 | -42 | -64 | -28 |
| 2010-08 | -18 | -43 | -66 | -29 |
| 2010-07 | -19 | -49 | -71 | -30 |
| 2010-06 | -19 | -55 | -71 | -27 |
| 2010-05 | -19 | -52 | -69 | -27 |
| 2010-04 | -16 | -46 | -69 | -27 |
| 2010-03 | -13 | -40 | -69 | -26 |
| 2010-02 | -12 | -34 | -67 | -27 |
| 2010-01 | -9 | -32 | -62 | -24 |
| 2009-12 | -10 | -34 | -65 | -23 |
| 2009-11 | -8 | -33 | -67 | -25 |
| 2009-10 | -12 | -38 | -70 | -27 |
| 2009-09 | -11 | -38 | -71 | -27 |
| 2009-08 | -12 | -40 | -72 | -30 |
| 2009-07 | -12 | -43 | -75 | -26 |
| 2009-06 | -12 | -43 | -73 | -25 |
| 2009-05 | -15 | -46 | -76 | -30 |
| 2009-04 | -17 | -50 | -76 | -29 |
| 2009-03 | -20 | -56 | -77 | -30 |
| 2009-02 | -20 | -57 | -77 | -30 |
| 2009-01 | -19 | -56 | -75 | -31 |
| 2008-12 | -20 | -56 | -78 | -32 |
| 2008-11 | -20 | -53 | -78 | -33 |
| 2008-10 | -21 | -57 | -81 | -33 |
| 2008-09 | -17 | -49 | -79 | -35 |
| 2008-08 | -20 | -51 | -81 | -37 |
| 2008-07 | -21 | -54 | -80 | -38 |
| 2008-06 | -24 | -55 | -78 | -37 |
| 2008-05 | -18 | -46 | -75 | -34 |
| 2008-04 | -16 | -41 | -70 | -32 |
| 2008-03 | -14 | -37 | -71 | -33 |
| 2008-02 | -14 | -40 | -69 | -29 |
| 2008-01 | -16 | -42 | -67 | -29 |
| 2007-12 | -10 | -30 | -63 | -26 |
| 2007-11 | -10 | -37 | -61 | -23 |
| 2007-10 | -6 | -23 | -54 | -20 |
| 2007-09 | -5 | -25 | -51 | -17 |
| 2007-08 | -4 | -16 | -48 | -16 |
| 2007-07 | -1 | -6 | -44 | -15 |
| 2007-06 | 3 | 0 | -44 | -13 |
| 2007-05 | 7 | 3 | -50 | -16 |
| 2007-04 | -2 | -15 | -56 | -20 |
| 2007-03 | -2 | -17 | -56 | -20 |
| 2007-02 | -4 | -19 | -56 | -22 |
| 2007-01 | -4 | -23 | -57 | -22 |
| 2006-12 | -5 | -26 | -56 | -21 |
| 2006-11 | -4 | -25 | -56 | -22 |
| 2006-10 | -3 | -24 | -55 | -22 |
| 2006-09 | -4 | -28 | -54 | -20 |
| 2006-08 | -4 | -33 | -57 | -20 |
| 2006-07 | -5 | -33 | -55 | -19 |
| 2006-06 | -7 | -38 | -59 | -21 |
| 2006-05 | -6 | -38 | -61 | -23 |
| 2006-04 | -6 | -38 | -59 | -21 |
| 2006-03 | -6 | -34 | -57 | -19 |
| 2006-02 | -4 | -31 | -55 | -21 |
| 2006-01 | -5 | -33 | -60 | -22 |
graphiqueBalances on personal financial situation and standard of living in France
- Source: INSEE – monthly consumer confidence survey.
Opportunity to save: further increase
In July 2026, the proportion of households believing it is a good idea to save has increased again. The corresponding balance of opinion has risen by four points and remains above its long-term average.
Households' opinion on their ability to save, current and future, has picked up. The associated balances of opinion have each increased by three points. They remain well above their long-term averages.
tableauBalances on saving capacity and opportunity to save
| Future ability to save | Opportunity to save | Current ability to save | |
|---|---|---|---|
| 2026-07 | 17 | 45 | 19 |
| 2026-06 | 14 | 41 | 16 |
| 2026-05 | 14 | 40 | 18 |
| 2026-04 | 14 | 39 | 18 |
| 2026-03 | 16 | 39 | 23 |
| 2026-02 | 17 | 39 | 24 |
| 2026-01 | 14 | 40 | 20 |
| 2025-12 | 14 | 45 | 19 |
| 2025-11 | 16 | 44 | 21 |
| 2025-10 | 19 | 44 | 22 |
| 2025-09 | 17 | 36 | 20 |
| 2025-08 | 14 | 35 | 18 |
| 2025-07 | 15 | 41 | 18 |
| 2025-06 | 14 | 41 | 18 |
| 2025-05 | 11 | 37 | 17 |
| 2025-04 | 12 | 37 | 19 |
| 2025-03 | 15 | 40 | 17 |
| 2025-02 | 13 | 43 | 18 |
| 2025-01 | 13 | 38 | 21 |
| 2024-12 | 12 | 33 | 18 |
| 2024-11 | 11 | 37 | 17 |
| 2024-10 | 12 | 36 | 17 |
| 2024-09 | 14 | 40 | 17 |
| 2024-08 | 10 | 38 | 17 |
| 2024-07 | 10 | 34 | 18 |
| 2024-06 | 9 | 39 | 18 |
| 2024-05 | 14 | 40 | 15 |
| 2024-04 | 12 | 37 | 16 |
| 2024-03 | 7 | 30 | 13 |
| 2024-02 | 2 | 36 | 12 |
| 2024-01 | 8 | 40 | 14 |
| 2023-12 | 8 | 38 | 14 |
| 2023-11 | 4 | 36 | 12 |
| 2023-10 | 3 | 28 | 10 |
| 2023-09 | 2 | 35 | 12 |
| 2023-08 | 3 | 36 | 14 |
| 2023-07 | 4 | 35 | 10 |
| 2023-06 | 9 | 33 | 12 |
| 2023-05 | 7 | 33 | 12 |
| 2023-04 | 7 | 32 | 13 |
| 2023-03 | 4 | 33 | 16 |
| 2023-02 | 1 | 37 | 15 |
| 2023-01 | 1 | 29 | 14 |
| 2022-12 | 2 | 22 | 15 |
| 2022-11 | 2 | 24 | 16 |
| 2022-10 | -3 | 26 | 14 |
| 2022-09 | -4 | 28 | 10 |
| 2022-08 | -1 | 23 | 12 |
| 2022-07 | -3 | 20 | 13 |
| 2022-06 | -3 | 23 | 13 |
| 2022-05 | 1 | 26 | 16 |
| 2022-04 | 2 | 29 | 16 |
| 2022-03 | 3 | 26 | 19 |
| 2022-02 | 12 | 30 | 22 |
| 2022-01 | 12 | 31 | 20 |
| 2021-12 | 8 | 31 | 21 |
| 2021-11 | 12 | 33 | 21 |
| 2021-10 | 5 | 33 | 23 |
| 2021-09 | 14 | 31 | 25 |
| 2021-08 | 12 | 35 | 28 |
| 2021-07 | 14 | 34 | 26 |
| 2021-06 | 15 | 37 | 28 |
| 2021-05 | 12 | 40 | 29 |
| 2021-04 | 10 | 41 | 25 |
| 2021-03 | 10 | 41 | 24 |
| 2021-02 | 10 | 38 | 25 |
| 2021-01 | 7 | 37 | 25 |
| 2020-12 | 11 | 28 | 24 |
| 2020-11 | 6 | 36 | 23 |
| 2020-10 | 9 | 33 | 26 |
| 2020-09 | 8 | 34 | 24 |
| 2020-08 | 7 | 28 | 22 |
| 2020-07 | 9 | 26 | 24 |
| 2020-06 | 6 | 17 | 25 |
| 2020-05 | -3 | 13 | 21 |
| 2020-04 | 0 | 1 | 20 |
| 2020-03 | 3 | 9 | 16 |
| 2020-02 | 0 | 7 | 14 |
| 2020-01 | -1 | 6 | 13 |
| 2019-12 | -4 | 10 | 14 |
| 2019-11 | 0 | 9 | 14 |
| 2019-10 | 0 | 10 | 13 |
| 2019-09 | 3 | 8 | 14 |
| 2019-08 | 1 | 12 | 13 |
| 2019-07 | -2 | 10 | 12 |
| 2019-06 | -4 | 11 | 11 |
| 2019-05 | -5 | 11 | 10 |
| 2019-04 | -6 | 11 | 10 |
| 2019-03 | -5 | 0 | 12 |
| 2019-02 | -7 | 4 | 10 |
| 2019-01 | -11 | 1 | 8 |
| 2018-12 | -17 | -5 | 7 |
| 2018-11 | -12 | 5 | 11 |
| 2018-10 | -8 | 4 | 12 |
| 2018-09 | -11 | 4 | 9 |
| 2018-08 | -7 | 10 | 11 |
| 2018-07 | -4 | 7 | 10 |
| 2018-06 | -11 | 8 | 10 |
| 2018-05 | -4 | 7 | 9 |
| 2018-04 | -7 | 4 | 10 |
| 2018-03 | -8 | 6 | 10 |
| 2018-02 | -7 | 7 | 12 |
| 2018-01 | -2 | 10 | 14 |
| 2017-12 | 2 | 5 | 11 |
| 2017-11 | -1 | 4 | 12 |
| 2017-10 | -10 | -5 | 10 |
| 2017-09 | -5 | 4 | 10 |
| 2017-08 | -3 | 5 | 11 |
| 2017-07 | -6 | 8 | 11 |
| 2017-06 | 0 | 6 | 13 |
| 2017-05 | -2 | 5 | 13 |
| 2017-04 | 1 | 6 | 13 |
| 2017-03 | -2 | 6 | 13 |
| 2017-02 | -1 | 5 | 12 |
| 2017-01 | -5 | 0 | 9 |
| 2016-12 | -5 | -6 | 9 |
| 2016-11 | -5 | -1 | 7 |
| 2016-10 | -7 | -2 | 7 |
| 2016-09 | -7 | 1 | 10 |
| 2016-08 | -11 | -2 | 9 |
| 2016-07 | -11 | 0 | 7 |
| 2016-06 | -10 | 0 | 7 |
| 2016-05 | -11 | -2 | 7 |
| 2016-04 | -8 | -2 | 9 |
| 2016-03 | -9 | -2 | 6 |
| 2016-02 | -6 | 0 | 8 |
| 2016-01 | -6 | 3 | 10 |
| 2015-12 | -4 | 7 | 11 |
| 2015-11 | -5 | 4 | 10 |
| 2015-10 | -5 | 6 | 8 |
| 2015-09 | -3 | 6 | 11 |
| 2015-08 | -12 | -7 | 6 |
| 2015-07 | -7 | 5 | 9 |
| 2015-06 | -8 | 8 | 7 |
| 2015-05 | -5 | 3 | 6 |
| 2015-04 | 4 | 18 | 17 |
| 2015-03 | 1 | 16 | 17 |
| 2015-02 | -5 | 15 | 15 |
| 2015-01 | -5 | 16 | 15 |
| 2014-12 | -2 | 25 | 17 |
| 2014-11 | -4 | 18 | 14 |
| 2014-10 | -4 | 18 | 16 |
| 2014-09 | -3 | 15 | 12 |
| 2014-08 | 1 | 16 | 14 |
| 2014-07 | 1 | 18 | 14 |
| 2014-06 | 4 | 19 | 17 |
| 2014-05 | -4 | 21 | 17 |
| 2014-04 | -2 | 21 | 17 |
| 2014-03 | 1 | 21 | 17 |
| 2014-02 | -6 | 24 | 11 |
| 2014-01 | -1 | 24 | 15 |
| 2013-12 | -5 | 18 | 11 |
| 2013-11 | -5 | 17 | 14 |
| 2013-10 | 3 | 30 | 13 |
| 2013-09 | -5 | 31 | 12 |
| 2013-08 | -2 | 26 | 15 |
| 2013-07 | -2 | 31 | 18 |
| 2013-06 | -5 | 31 | 13 |
| 2013-05 | -1 | 30 | 13 |
| 2013-04 | -4 | 32 | 14 |
| 2013-03 | -4 | 36 | 17 |
| 2013-02 | 2 | 31 | 21 |
| 2013-01 | -1 | 35 | 19 |
| 2012-12 | -1 | 38 | 19 |
| 2012-11 | 0 | 38 | 18 |
| 2012-10 | -3 | 32 | 18 |
| 2012-09 | -3 | 31 | 18 |
| 2012-08 | -3 | 32 | 14 |
| 2012-07 | -8 | 24 | 13 |
| 2012-06 | -2 | 26 | 14 |
| 2012-05 | -1 | 25 | 13 |
| 2012-04 | -2 | 30 | 9 |
| 2012-03 | -7 | 17 | 4 |
| 2012-02 | -5 | 21 | 10 |
| 2012-01 | -9 | 16 | 9 |
| 2011-12 | -8 | 15 | 7 |
| 2011-11 | -10 | 11 | 7 |
| 2011-10 | -6 | 11 | 8 |
| 2011-09 | -9 | 11 | 5 |
| 2011-08 | -11 | 13 | 7 |
| 2011-07 | -11 | 20 | 10 |
| 2011-06 | -12 | 19 | 3 |
| 2011-05 | -11 | 22 | 4 |
| 2011-04 | -12 | 23 | 4 |
| 2011-03 | -10 | 17 | 3 |
| 2011-02 | -10 | 17 | 2 |
| 2011-01 | -8 | 16 | 4 |
| 2010-12 | -8 | 19 | 5 |
| 2010-11 | -8 | 21 | 8 |
| 2010-10 | -8 | 24 | 5 |
| 2010-09 | -8 | 19 | 5 |
| 2010-08 | -6 | 21 | 6 |
| 2010-07 | -13 | 14 | 5 |
| 2010-06 | -8 | 5 | 6 |
| 2010-05 | -8 | 9 | 6 |
| 2010-04 | -7 | 11 | 7 |
| 2010-03 | -5 | 14 | 7 |
| 2010-02 | -8 | 15 | 6 |
| 2010-01 | -3 | 14 | 10 |
| 2009-12 | -5 | 7 | 7 |
| 2009-11 | -6 | 8 | 7 |
| 2009-10 | -10 | 1 | 3 |
| 2009-09 | -11 | 2 | 4 |
| 2009-08 | -15 | -10 | -1 |
| 2009-07 | -13 | 3 | 5 |
| 2009-06 | -14 | 3 | 4 |
| 2009-05 | -18 | 2 | 3 |
| 2009-04 | -14 | 3 | 4 |
| 2009-03 | -11 | 8 | 3 |
| 2009-02 | -16 | 7 | 2 |
| 2009-01 | -20 | 13 | 0 |
| 2008-12 | -18 | 12 | 1 |
| 2008-11 | -16 | 6 | 1 |
| 2008-10 | -20 | -10 | 0 |
| 2008-09 | -13 | 14 | 0 |
| 2008-08 | -16 | 19 | -1 |
| 2008-07 | -19 | 14 | -2 |
| 2008-06 | -19 | 14 | -1 |
| 2008-05 | -18 | 17 | 1 |
| 2008-04 | -14 | 19 | 2 |
| 2008-03 | -17 | 18 | 2 |
| 2008-02 | -13 | 17 | 3 |
| 2008-01 | -13 | 21 | 4 |
| 2007-12 | -13 | 24 | 4 |
| 2007-11 | -16 | 23 | 5 |
| 2007-10 | -6 | 28 | 7 |
| 2007-09 | -6 | 32 | 8 |
| 2007-08 | -5 | 30 | 7 |
| 2007-07 | -4 | 29 | 7 |
| 2007-06 | -3 | 29 | 6 |
| 2007-05 | 0 | 27 | 8 |
| 2007-04 | -10 | 22 | 3 |
| 2007-03 | -12 | 20 | 2 |
| 2007-02 | -11 | 23 | 3 |
| 2007-01 | -11 | 21 | 3 |
| 2006-12 | -12 | 18 | 3 |
| 2006-11 | -10 | 22 | 3 |
| 2006-10 | -11 | 22 | 4 |
| 2006-09 | -10 | 20 | 5 |
| 2006-08 | -10 | 19 | 6 |
| 2006-07 | -9 | 17 | 8 |
| 2006-06 | -9 | 16 | 5 |
| 2006-05 | -9 | 16 | 5 |
| 2006-04 | -12 | 14 | 4 |
| 2006-03 | -10 | 13 | 5 |
| 2006-02 | -11 | 12 | 4 |
| 2006-01 | -14 | 5 | 1 |
graphiqueBalances on saving capacity and opportunity to save
- Source: INSEE – monthly consumer confidence survey.
tableauConsumer opinion: synthetic indexes and opinion balances
Balance of responses, seasonally adjusted
| Avg. (1) | Apr. 26 | May 26 | Jun. 26 | Jul. 26 | |
|---|---|---|---|---|---|
| Household confidence synthetic index (2) | 100 | 84 | 82 | 84 | 86 |
| Savings climate synthetic index (2) | 100 | 121 | 121 | 118 | 123 |
| Past financial situation | -21 | -26 | -29 | -28 | -26 |
| Expected financial situation | -7 | -19 | -20 | -16 | -14 |
| Current saving capacity | 10 | 18 | 18 | 16 | 19 |
| Expected saving capacity | -6 | 14 | 14 | 14 | 17 |
| Savings intentions | 19 | 39 | 40 | 41 | 45 |
| Major purchases intentions | -16 | -35 | -39 | -38 | -36 |
| Past standard of living in France | -49 | -75 | -80 | -81 | -79 |
| Future standard of living in France | -29 | -68 | -71 | -65 | -59 |
| Unemployment prospects | 33 | 56 | 54 | 61 | 55 |
| Past consumer prices | -12 | 22 | 25 | 22 | 17 |
| Future inflation | -32 | 10 | -1 | -15 | -33 |
- (1) Average value between January 1987 and December 2025.
- (2) The indicator is normalised in such a way that its average equals 100 and standard error equals 10 over the estimation period (1987–2025).
- Source: INSEE, monthly consumer confidence survey.
Economic context in France
Future standard of living in France: further sharp increase
In July 2026, households' opinion on future standard of living in France has risen sharply again: the corresponding balance has increased by six points, following a six-point rise in June. The one related to past standard of living has increased by two points. However, both balances remain below their long-term averages.
Unemployment: sharp downturn in fears
In July 2026, households' fears about unemployment have fallen back sharply. The corresponding balance has fallen by six points, but remains above its long-term average.
tableauHouseholds' unemployment expectations
Balance, SA
| Households' unemployment prospects | |
|---|---|
| 2026-07 | 55 |
| 2026-06 | 61 |
| 2026-05 | 54 |
| 2026-04 | 56 |
| 2026-03 | 49 |
| 2026-02 | 49 |
| 2026-01 | 47 |
| 2025-12 | 46 |
| 2025-11 | 48 |
| 2025-10 | 49 |
| 2025-09 | 52 |
| 2025-08 | 54 |
| 2025-07 | 53 |
| 2025-06 | 55 |
| 2025-05 | 58 |
| 2025-04 | 50 |
| 2025-03 | 48 |
| 2025-02 | 56 |
| 2025-01 | 50 |
| 2024-12 | 57 |
| 2024-11 | 45 |
| 2024-10 | 36 |
| 2024-09 | 27 |
| 2024-08 | 29 |
| 2024-07 | 29 |
| 2024-06 | 22 |
| 2024-05 | 24 |
| 2024-04 | 21 |
| 2024-03 | 24 |
| 2024-02 | 24 |
| 2024-01 | 22 |
| 2023-12 | 26 |
| 2023-11 | 26 |
| 2023-10 | 21 |
| 2023-09 | 22 |
| 2023-08 | 18 |
| 2023-07 | 15 |
| 2023-06 | 11 |
| 2023-05 | 16 |
| 2023-04 | 17 |
| 2023-03 | 16 |
| 2023-02 | 20 |
| 2023-01 | 23 |
| 2022-12 | 21 |
| 2022-11 | 23 |
| 2022-10 | 24 |
| 2022-09 | 23 |
| 2022-08 | 13 |
| 2022-07 | 14 |
| 2022-06 | 15 |
| 2022-05 | 6 |
| 2022-04 | 10 |
| 2022-03 | 8 |
| 2022-02 | -7 |
| 2022-01 | 2 |
| 2021-12 | 1 |
| 2021-11 | -6 |
| 2021-10 | 3 |
| 2021-09 | 10 |
| 2021-08 | 29 |
| 2021-07 | 26 |
| 2021-06 | 25 |
| 2021-05 | 44 |
| 2021-04 | 58 |
| 2021-03 | 62 |
| 2021-02 | 82 |
| 2021-01 | 73 |
| 2020-12 | 65 |
| 2020-11 | 78 |
| 2020-10 | 76 |
| 2020-09 | 72 |
| 2020-08 | 73 |
| 2020-07 | 77 |
| 2020-06 | 79 |
| 2020-05 | 77 |
| 2020-04 | 55 |
| 2020-03 | 14 |
| 2020-02 | -2 |
| 2020-01 | 6 |
| 2019-12 | 8 |
| 2019-11 | 2 |
| 2019-10 | 5 |
| 2019-09 | 4 |
| 2019-08 | 9 |
| 2019-07 | 11 |
| 2019-06 | 11 |
| 2019-05 | 12 |
| 2019-04 | 23 |
| 2019-03 | 18 |
| 2019-02 | 17 |
| 2019-01 | 31 |
| 2018-12 | 29 |
| 2018-11 | 30 |
| 2018-10 | 8 |
| 2018-09 | 24 |
| 2018-08 | 25 |
| 2018-07 | 13 |
| 2018-06 | 14 |
| 2018-05 | 2 |
| 2018-04 | 3 |
| 2018-03 | 3 |
| 2018-02 | 8 |
| 2018-01 | 0 |
| 2017-12 | 6 |
| 2017-11 | 5 |
| 2017-10 | 13 |
| 2017-09 | 17 |
| 2017-08 | -1 |
| 2017-07 | 9 |
| 2017-06 | 5 |
| 2017-05 | 20 |
| 2017-04 | 15 |
| 2017-03 | 20 |
| 2017-02 | 22 |
| 2017-01 | 18 |
| 2016-12 | 18 |
| 2016-11 | 28 |
| 2016-10 | 30 |
| 2016-09 | 29 |
| 2016-08 | 34 |
| 2016-07 | 28 |
| 2016-06 | 25 |
| 2016-05 | 24 |
| 2016-04 | 51 |
| 2016-03 | 39 |
| 2016-02 | 45 |
| 2016-01 | 36 |
| 2015-12 | 45 |
| 2015-11 | 36 |
| 2015-10 | 47 |
| 2015-09 | 45 |
| 2015-08 | 50 |
| 2015-07 | 58 |
| 2015-06 | 60 |
| 2015-05 | 61 |
| 2015-04 | 61 |
| 2015-03 | 43 |
| 2015-02 | 58 |
| 2015-01 | 66 |
| 2014-12 | 65 |
| 2014-11 | 66 |
| 2014-10 | 52 |
| 2014-09 | 67 |
| 2014-08 | 62 |
| 2014-07 | 67 |
| 2014-06 | 67 |
| 2014-05 | 60 |
| 2014-04 | 57 |
| 2014-03 | 55 |
| 2014-02 | 55 |
| 2014-01 | 55 |
| 2013-12 | 48 |
| 2013-11 | 62 |
| 2013-10 | 37 |
| 2013-09 | 51 |
| 2013-08 | 56 |
| 2013-07 | 61 |
| 2013-06 | 78 |
| 2013-05 | 78 |
| 2013-04 | 74 |
| 2013-03 | 77 |
| 2013-02 | 73 |
| 2013-01 | 72 |
| 2012-12 | 74 |
| 2012-11 | 70 |
| 2012-10 | 73 |
| 2012-09 | 73 |
| 2012-08 | 73 |
| 2012-07 | 65 |
| 2012-06 | 53 |
| 2012-05 | 43 |
| 2012-04 | 55 |
| 2012-03 | 52 |
| 2012-02 | 56 |
| 2012-01 | 57 |
| 2011-12 | 59 |
| 2011-11 | 61 |
| 2011-10 | 49 |
| 2011-09 | 57 |
| 2011-08 | 51 |
| 2011-07 | 37 |
| 2011-06 | 29 |
| 2011-05 | 27 |
| 2011-04 | 35 |
| 2011-03 | 33 |
| 2011-02 | 41 |
| 2011-01 | 37 |
| 2010-12 | 34 |
| 2010-11 | 35 |
| 2010-10 | 34 |
| 2010-09 | 31 |
| 2010-08 | 46 |
| 2010-07 | 59 |
| 2010-06 | 65 |
| 2010-05 | 58 |
| 2010-04 | 57 |
| 2010-03 | 58 |
| 2010-02 | 49 |
| 2010-01 | 55 |
| 2009-12 | 54 |
| 2009-11 | 55 |
| 2009-10 | 60 |
| 2009-09 | 67 |
| 2009-08 | 64 |
| 2009-07 | 75 |
| 2009-06 | 85 |
| 2009-05 | 81 |
| 2009-04 | 78 |
| 2009-03 | 74 |
| 2009-02 | 75 |
| 2009-01 | 75 |
| 2008-12 | 76 |
| 2008-11 | 69 |
| 2008-10 | 64 |
| 2008-09 | 45 |
| 2008-08 | 39 |
| 2008-07 | 27 |
| 2008-06 | 14 |
| 2008-05 | 15 |
| 2008-04 | 3 |
| 2008-03 | 7 |
| 2008-02 | 6 |
| 2008-01 | 1 |
| 2007-12 | -3 |
| 2007-11 | 3 |
| 2007-10 | 2 |
| 2007-09 | 3 |
| 2007-08 | -5 |
| 2007-07 | -15 |
| 2007-06 | -10 |
| 2007-05 | -14 |
| 2007-04 | 3 |
| 2007-03 | 9 |
| 2007-02 | 6 |
| 2007-01 | 7 |
| 2006-12 | 21 |
| 2006-11 | 3 |
| 2006-10 | 5 |
| 2006-09 | 0 |
| 2006-08 | 6 |
| 2006-07 | 5 |
| 2006-06 | 15 |
| 2006-05 | 13 |
| 2006-04 | 17 |
| 2006-03 | 24 |
| 2006-02 | 8 |
| 2006-01 | 9 |
graphiqueHouseholds' unemployment expectations
- Source: INSEE – monthly consumer confidence survey.
Future prices evolution: further sharp drop
In July 2026, the proportion of households who consider that prices will accelerate over the next twelve months has fallen sharply again. The associated balance of opinion has declined by eighteen points, after falling by fourteen in June, and returns to nearly the same level as in February, before the beginning of the war in the Middle East, as well as to its long-term average.
The proportion of households who consider that prices have risen over the past twelve months has declined again. The associated balance of opinion has fallen by five points, but remains well above its long-term average.
tableauHouseholds' perception of prices
Balance, SA
| Past prices | Future inflation | |
|---|---|---|
| 2026-07 | 17 | -33 |
| 2026-06 | 22 | -15 |
| 2026-05 | 25 | -1 |
| 2026-04 | 22 | 10 |
| 2026-03 | -9 | -2 |
| 2026-02 | -11 | -31 |
| 2026-01 | -5 | -26 |
| 2025-12 | -3 | -29 |
| 2025-11 | -9 | -30 |
| 2025-10 | -7 | -30 |
| 2025-09 | -8 | -25 |
| 2025-08 | -8 | -22 |
| 2025-07 | -5 | -29 |
| 2025-06 | -8 | -35 |
| 2025-05 | -6 | -39 |
| 2025-04 | -11 | -40 |
| 2025-03 | -6 | -42 |
| 2025-02 | -3 | -43 |
| 2025-01 | 0 | -44 |
| 2024-12 | 1 | -33 |
| 2024-11 | 3 | -40 |
| 2024-10 | -4 | -47 |
| 2024-09 | 3 | -52 |
| 2024-08 | 14 | -51 |
| 2024-07 | 18 | -47 |
| 2024-06 | 23 | -46 |
| 2024-05 | 26 | -54 |
| 2024-04 | 36 | -55 |
| 2024-03 | 43 | -52 |
| 2024-02 | 53 | -44 |
| 2024-01 | 49 | -54 |
| 2023-12 | 52 | -50 |
| 2023-11 | 56 | -50 |
| 2023-10 | 66 | -46 |
| 2023-09 | 67 | -44 |
| 2023-08 | 63 | -44 |
| 2023-07 | 59 | -61 |
| 2023-06 | 67 | -53 |
| 2023-05 | 73 | -48 |
| 2023-04 | 80 | -33 |
| 2023-03 | 74 | -11 |
| 2023-02 | 72 | -12 |
| 2023-01 | 70 | -12 |
| 2022-12 | 69 | -4 |
| 2022-11 | 68 | -6 |
| 2022-10 | 62 | -2 |
| 2022-09 | 65 | 1 |
| 2022-08 | 64 | -7 |
| 2022-07 | 61 | 1 |
| 2022-06 | 60 | 5 |
| 2022-05 | 52 | 8 |
| 2022-04 | 50 | 17 |
| 2022-03 | 41 | 38 |
| 2022-02 | 44 | -11 |
| 2022-01 | 28 | -2 |
| 2021-12 | 28 | -8 |
| 2021-11 | 26 | -7 |
| 2021-10 | 17 | 6 |
| 2021-09 | 1 | -7 |
| 2021-08 | -3 | -6 |
| 2021-07 | -9 | -10 |
| 2021-06 | -22 | -12 |
| 2021-05 | -29 | -16 |
| 2021-04 | -35 | -25 |
| 2021-03 | -36 | -27 |
| 2021-02 | -40 | -27 |
| 2021-01 | -40 | -26 |
| 2020-12 | -39 | -29 |
| 2020-11 | -41 | -22 |
| 2020-10 | -38 | -33 |
| 2020-09 | -28 | -32 |
| 2020-08 | -18 | -24 |
| 2020-07 | -30 | -20 |
| 2020-06 | -31 | -13 |
| 2020-05 | -29 | -1 |
| 2020-04 | -48 | 9 |
| 2020-03 | -39 | -16 |
| 2020-02 | -35 | -23 |
| 2020-01 | -33 | -21 |
| 2019-12 | -33 | -20 |
| 2019-11 | -32 | -24 |
| 2019-10 | -27 | -21 |
| 2019-09 | -29 | -22 |
| 2019-08 | -27 | -19 |
| 2019-07 | -28 | -22 |
| 2019-06 | -20 | -23 |
| 2019-05 | -21 | -27 |
| 2019-04 | -17 | -26 |
| 2019-03 | -18 | -25 |
| 2019-02 | -27 | -17 |
| 2019-01 | -31 | -38 |
| 2018-12 | -9 | -20 |
| 2018-11 | -10 | -12 |
| 2018-10 | -15 | -14 |
| 2018-09 | -16 | -14 |
| 2018-08 | -25 | -21 |
| 2018-07 | -26 | -20 |
| 2018-06 | -27 | -21 |
| 2018-05 | -31 | -21 |
| 2018-04 | -38 | -28 |
| 2018-03 | -38 | -25 |
| 2018-02 | -34 | -19 |
| 2018-01 | -40 | -14 |
| 2017-12 | -46 | -32 |
| 2017-11 | -45 | -28 |
| 2017-10 | -50 | -23 |
| 2017-09 | -56 | -29 |
| 2017-08 | -54 | -32 |
| 2017-07 | -54 | -31 |
| 2017-06 | -56 | -41 |
| 2017-05 | -56 | -35 |
| 2017-04 | -49 | -29 |
| 2017-03 | -47 | -26 |
| 2017-02 | -46 | -31 |
| 2017-01 | -43 | -23 |
| 2016-12 | -48 | -27 |
| 2016-11 | -52 | -39 |
| 2016-10 | -52 | -38 |
| 2016-09 | -46 | -34 |
| 2016-08 | -51 | -35 |
| 2016-07 | -51 | -37 |
| 2016-06 | -53 | -36 |
| 2016-05 | -53 | -39 |
| 2016-04 | -57 | -38 |
| 2016-03 | -58 | -38 |
| 2016-02 | -56 | -40 |
| 2016-01 | -51 | -41 |
| 2015-12 | -51 | -38 |
| 2015-11 | -50 | -41 |
| 2015-10 | -50 | -41 |
| 2015-09 | -53 | -41 |
| 2015-08 | -49 | -36 |
| 2015-07 | -52 | -37 |
| 2015-06 | -54 | -38 |
| 2015-05 | -56 | -40 |
| 2015-04 | -51 | -44 |
| 2015-03 | -53 | -48 |
| 2015-02 | -51 | -45 |
| 2015-01 | -50 | -45 |
| 2014-12 | -46 | -43 |
| 2014-11 | -38 | -36 |
| 2014-10 | -38 | -28 |
| 2014-09 | -41 | -33 |
| 2014-08 | -35 | -37 |
| 2014-07 | -31 | -31 |
| 2014-06 | -28 | -31 |
| 2014-05 | -23 | -26 |
| 2014-04 | -24 | -29 |
| 2014-03 | -23 | -28 |
| 2014-02 | -19 | -22 |
| 2014-01 | -14 | -16 |
| 2013-12 | -8 | -17 |
| 2013-11 | -8 | -23 |
| 2013-10 | -8 | -21 |
| 2013-09 | 4 | -24 |
| 2013-08 | -3 | -21 |
| 2013-07 | -8 | -17 |
| 2013-06 | -11 | -19 |
| 2013-05 | -16 | -17 |
| 2013-04 | -13 | -20 |
| 2013-03 | -10 | -14 |
| 2013-02 | -10 | -22 |
| 2013-01 | -8 | -19 |
| 2012-12 | -7 | -19 |
| 2012-11 | -4 | -14 |
| 2012-10 | -1 | -15 |
| 2012-09 | 3 | -13 |
| 2012-08 | -1 | -16 |
| 2012-07 | -2 | -25 |
| 2012-06 | 12 | -34 |
| 2012-05 | 12 | -32 |
| 2012-04 | 27 | -20 |
| 2012-03 | 22 | -21 |
| 2012-02 | 23 | -11 |
| 2012-01 | 21 | -17 |
| 2011-12 | 19 | -16 |
| 2011-11 | 20 | -15 |
| 2011-10 | 22 | -23 |
| 2011-09 | 25 | -20 |
| 2011-08 | 27 | -18 |
| 2011-07 | 32 | -18 |
| 2011-06 | 33 | -14 |
| 2011-05 | 40 | -13 |
| 2011-04 | 46 | 0 |
| 2011-03 | 30 | 6 |
| 2011-02 | 25 | -9 |
| 2011-01 | 18 | -19 |
| 2010-12 | 9 | -22 |
| 2010-11 | 3 | -25 |
| 2010-10 | 0 | -25 |
| 2010-09 | -2 | -29 |
| 2010-08 | -4 | -24 |
| 2010-07 | -6 | -27 |
| 2010-06 | -10 | -29 |
| 2010-05 | -11 | -28 |
| 2010-04 | -10 | -34 |
| 2010-03 | -19 | -39 |
| 2010-02 | -19 | -41 |
| 2010-01 | -14 | -41 |
| 2009-12 | -14 | -44 |
| 2009-11 | -14 | -48 |
| 2009-10 | -16 | -45 |
| 2009-09 | -25 | -48 |
| 2009-08 | -18 | -53 |
| 2009-07 | -19 | -52 |
| 2009-06 | -16 | -56 |
| 2009-05 | -11 | -57 |
| 2009-04 | -6 | -56 |
| 2009-03 | -1 | -54 |
| 2009-02 | 7 | -49 |
| 2009-01 | 6 | -51 |
| 2008-12 | 19 | -50 |
| 2008-11 | 29 | -47 |
| 2008-10 | 43 | -37 |
| 2008-09 | 50 | -53 |
| 2008-08 | 60 | -42 |
| 2008-07 | 67 | -30 |
| 2008-06 | 70 | -31 |
| 2008-05 | 71 | -39 |
| 2008-04 | 63 | -38 |
| 2008-03 | 67 | -45 |
| 2008-02 | 51 | -30 |
| 2008-01 | 51 | -15 |
| 2007-12 | 54 | -25 |
| 2007-11 | 45 | -8 |
| 2007-10 | 27 | -20 |
| 2007-09 | 20 | -15 |
| 2007-08 | 13 | -21 |
| 2007-07 | 6 | -27 |
| 2007-06 | -3 | -31 |
| 2007-05 | -1 | -43 |
| 2007-04 | 5 | -34 |
| 2007-03 | 6 | -36 |
| 2007-02 | 11 | -39 |
| 2007-01 | 17 | -38 |
| 2006-12 | 18 | -35 |
| 2006-11 | 13 | -38 |
| 2006-10 | 12 | -39 |
| 2006-09 | 14 | -40 |
| 2006-08 | 10 | -37 |
| 2006-07 | 7 | -34 |
| 2006-06 | 11 | -32 |
| 2006-05 | 18 | -29 |
| 2006-04 | 7 | -32 |
| 2006-03 | -3 | -35 |
| 2006-02 | 4 | -36 |
| 2006-01 | 1 | -37 |
graphiqueHouseholds' perception of prices
- Source: INSEE – monthly consumer confidence survey.
Revisions
The June 2026 household confidence synthetic index has not been revised (after rounding). The June 2026 savings climate synthetic index, however, has been revised downwards by one point (after rounding).
For more information
Definition – The synthetic household confidence index summarises household opinion on the economic situation: the higher its value, the more favourable household judgment of the economic situation is. It is calculated using a factor analysis technique, which enables to summarise concomitant movements of highly correlated variables. Here the index describes the common factor of 6 balances of opinion: the past and future general economic situation in France, the past and future personal financial situation, unemployment and major purchases intentions.The synthetic savings climate index indicates, through a single variable, the common component of the three balances related to savings: current saving capacity, expected saving capacity and opportunity to save. It is calculated using the same technique as the synthetic household confidence index is.
Calculation method – For each question, a balance of opinion is calculated as the difference between the percentages of positive and negative answers. As the level of these balances is not open to direct interpretation, comments are based on their changes and their distance to their long-term average. Seasonal coefficients are calculated again every month, hence the slight revision of the seasonal adjusted balance history in each publication.
Around 2,000 households are surveyed by telephone, during the first three weeks of each month. Answers to this survey were collected between 25 June and 20 July 2026 ; most households answer during the first two weeks of collection.
This survey is part of the Joint Harmonised European Programme of Business and Consumer Surveys, partly funded by the European Commission.
Next publication: 25 August 2026 at 8:45 am.
Pour en savoir plus
: bureau-de-presse@insee.fr