Informations Rapides ·
27 September 2023 · n° 246
In September 2023, household confidence has dipped Monthly consumer confidence survey - September 2023
In September 2023, household confidence in the economic situation has deteriorated: the synthetic indicator has lost 2 points. At 83 points, it remains well below its long-term average (100 between January 1987 and December 2022).
- Personal situation
- Financial situation: decline in the balances of opinion
- Opportunity to save: increase
- Economic context in France
- Future standard of living in France: further decline in the balance of opinion
- Unemployment: rise of fears
- Inflation outlook: further rise
- Revisions
- For more information
In September 2023, household confidence in the economic situation has deteriorated: the synthetic indicator has lost 2 points. At 83 points, it remains well below its long-term average (100 between January 1987 and December 2022).
tableauConsumer confidence synthetic index
| Consumer confidence synthetic index | |
|---|---|
| 2023-09 | 83 |
| 2023-08 | 85 |
| 2023-07 | 85 |
| 2023-06 | 85 |
| 2023-05 | 83 |
| 2023-04 | 83 |
| 2023-03 | 82 |
| 2023-02 | 82 |
| 2023-01 | 83 |
| 2022-12 | 82 |
| 2022-11 | 84 |
| 2022-10 | 83 |
| 2022-09 | 81 |
| 2022-08 | 83 |
| 2022-07 | 80 |
| 2022-06 | 82 |
| 2022-05 | 86 |
| 2022-04 | 88 |
| 2022-03 | 91 |
| 2022-02 | 97 |
| 2022-01 | 98 |
| 2021-12 | 99 |
| 2021-11 | 98 |
| 2021-10 | 99 |
| 2021-09 | 102 |
| 2021-08 | 99 |
| 2021-07 | 102 |
| 2021-06 | 103 |
| 2021-05 | 98 |
| 2021-04 | 96 |
| 2021-03 | 95 |
| 2021-02 | 92 |
| 2021-01 | 93 |
| 2020-12 | 95 |
| 2020-11 | 89 |
| 2020-10 | 94 |
| 2020-09 | 95 |
| 2020-08 | 94 |
| 2020-07 | 93 |
| 2020-06 | 95 |
| 2020-05 | 91 |
| 2020-04 | 94 |
| 2020-03 | 104 |
| 2020-02 | 105 |
| 2020-01 | 104 |
| 2019-12 | 103 |
| 2019-11 | 106 |
| 2019-10 | 105 |
| 2019-09 | 104 |
| 2019-08 | 103 |
| 2019-07 | 102 |
| 2019-06 | 101 |
| 2019-05 | 99 |
| 2019-04 | 98 |
| 2019-03 | 97 |
| 2019-02 | 96 |
| 2019-01 | 93 |
| 2018-12 | 88 |
| 2018-11 | 92 |
| 2018-10 | 96 |
| 2018-09 | 94 |
| 2018-08 | 97 |
| 2018-07 | 97 |
| 2018-06 | 97 |
| 2018-05 | 100 |
| 2018-04 | 102 |
| 2018-03 | 102 |
| 2018-02 | 102 |
| 2018-01 | 106 |
| 2017-12 | 107 |
| 2017-11 | 104 |
| 2017-10 | 101 |
| 2017-09 | 102 |
| 2017-08 | 104 |
| 2017-07 | 104 |
| 2017-06 | 108 |
| 2017-05 | 102 |
| 2017-04 | 101 |
| 2017-03 | 102 |
| 2017-02 | 102 |
| 2017-01 | 101 |
| 2016-12 | 100 |
| 2016-11 | 100 |
| 2016-10 | 99 |
| 2016-09 | 98 |
| 2016-08 | 97 |
| 2016-07 | 96 |
| 2016-06 | 97 |
| 2016-05 | 99 |
| 2016-04 | 95 |
| 2016-03 | 95 |
| 2016-02 | 96 |
| 2016-01 | 98 |
| 2015-12 | 97 |
| 2015-11 | 97 |
| 2015-10 | 97 |
| 2015-09 | 98 |
| 2015-08 | 94 |
| 2015-07 | 93 |
| 2015-06 | 94 |
| 2015-05 | 94 |
| 2015-04 | 95 |
| 2015-03 | 95 |
| 2015-02 | 93 |
| 2015-01 | 90 |
| 2014-12 | 90 |
| 2014-11 | 88 |
| 2014-10 | 86 |
| 2014-09 | 86 |
| 2014-08 | 87 |
| 2014-07 | 87 |
| 2014-06 | 86 |
| 2014-05 | 86 |
| 2014-04 | 86 |
| 2014-03 | 88 |
| 2014-02 | 85 |
| 2014-01 | 86 |
| 2013-12 | 85 |
| 2013-11 | 85 |
| 2013-10 | 87 |
| 2013-09 | 86 |
| 2013-08 | 85 |
| 2013-07 | 83 |
| 2013-06 | 79 |
| 2013-05 | 80 |
| 2013-04 | 83 |
| 2013-03 | 83 |
| 2013-02 | 85 |
| 2013-01 | 85 |
| 2012-12 | 86 |
| 2012-11 | 84 |
| 2012-10 | 84 |
| 2012-09 | 85 |
| 2012-08 | 86 |
| 2012-07 | 89 |
| 2012-06 | 92 |
| 2012-05 | 93 |
| 2012-04 | 90 |
| 2012-03 | 89 |
| 2012-02 | 85 |
| 2012-01 | 84 |
| 2011-12 | 83 |
| 2011-11 | 84 |
| 2011-10 | 87 |
| 2011-09 | 84 |
| 2011-08 | 86 |
| 2011-07 | 89 |
| 2011-06 | 87 |
| 2011-05 | 87 |
| 2011-04 | 86 |
| 2011-03 | 87 |
| 2011-02 | 90 |
| 2011-01 | 89 |
| 2010-12 | 91 |
| 2010-11 | 94 |
| 2010-10 | 92 |
| 2010-09 | 91 |
| 2010-08 | 90 |
| 2010-07 | 87 |
| 2010-06 | 87 |
| 2010-05 | 88 |
| 2010-04 | 89 |
| 2010-03 | 91 |
| 2010-02 | 92 |
| 2010-01 | 95 |
| 2009-12 | 94 |
| 2009-11 | 94 |
| 2009-10 | 91 |
| 2009-09 | 90 |
| 2009-08 | 89 |
| 2009-07 | 89 |
| 2009-06 | 89 |
| 2009-05 | 87 |
| 2009-04 | 86 |
| 2009-03 | 84 |
| 2009-02 | 84 |
| 2009-01 | 84 |
| 2008-12 | 83 |
| 2008-11 | 83 |
| 2008-10 | 82 |
| 2008-09 | 84 |
| 2008-08 | 82 |
| 2008-07 | 82 |
| 2008-06 | 82 |
| 2008-05 | 86 |
| 2008-04 | 89 |
| 2008-03 | 89 |
| 2008-02 | 90 |
| 2008-01 | 90 |
| 2007-12 | 94 |
| 2007-11 | 95 |
| 2007-10 | 100 |
| 2007-09 | 101 |
| 2007-08 | 104 |
| 2007-07 | 107 |
| 2007-06 | 109 |
| 2007-05 | 108 |
| 2007-04 | 102 |
| 2007-03 | 101 |
| 2007-02 | 100 |
| 2007-01 | 100 |
| 2006-12 | 99 |
| 2006-11 | 99 |
| 2006-10 | 100 |
| 2006-09 | 100 |
| 2006-08 | 98 |
| 2006-07 | 99 |
| 2006-06 | 97 |
| 2006-05 | 96 |
| 2006-04 | 97 |
| 2006-03 | 98 |
| 2006-02 | 99 |
| 2006-01 | 97 |
| 2005-12 | 96 |
| 2005-11 | 93 |
| 2005-10 | 92 |
| 2005-09 | 93 |
| 2005-08 | 94 |
| 2005-07 | 94 |
| 2005-06 | 94 |
| 2005-05 | 95 |
| 2005-04 | 98 |
| 2005-03 | 98 |
| 2005-02 | 99 |
| 2005-01 | 98 |
| 2004-12 | 99 |
| 2004-11 | 100 |
| 2004-10 | 102 |
| 2004-09 | 102 |
| 2004-08 | 101 |
| 2004-07 | 99 |
| 2004-06 | 100 |
| 2004-05 | 100 |
| 2004-04 | 101 |
| 2004-03 | 100 |
| 2004-02 | 99 |
| 2004-01 | 100 |
| 2003-12 | 99 |
| 2003-11 | 99 |
| 2003-10 | 98 |
| 2003-09 | 100 |
| 2003-08 | 100 |
| 2003-07 | 100 |
| 2003-06 | 101 |
| 2003-05 | 101 |
| 2003-04 | 100 |
| 2003-03 | 98 |
| 2003-02 | 102 |
| 2003-01 | 105 |
| 2002-12 | 109 |
| 2002-11 | 109 |
| 2002-10 | 108 |
| 2002-09 | 107 |
| 2002-08 | 109 |
| 2002-07 | 110 |
| 2002-06 | 112 |
| 2002-05 | 113 |
| 2002-04 | 110 |
| 2002-03 | 112 |
| 2002-02 | 111 |
| 2002-01 | 113 |
| 2001-12 | 113 |
| 2001-11 | 112 |
| 2001-10 | 112 |
| 2001-09 | 111 |
| 2001-08 | 113 |
| 2001-07 | 115 |
| 2001-06 | 116 |
| 2001-05 | 117 |
| 2001-04 | 122 |
| 2001-03 | 124 |
| 2001-02 | 126 |
| 2001-01 | 127 |
| 2000-12 | 124 |
| 2000-11 | 121 |
| 2000-10 | 121 |
| 2000-09 | 119 |
| 2000-08 | 122 |
| 2000-07 | 125 |
| 2000-06 | 124 |
| 2000-05 | 123 |
| 2000-04 | 123 |
| 2000-03 | 120 |
| 2000-02 | 120 |
| 2000-01 | 120 |
graphiqueConsumer confidence synthetic index
- Source: INSEE.
Personal situation
Financial situation: decline in the balances of opinion
In September 2023, households' balance of opinion on the outlook for their financial situation has fallen by one point, following a 4-point drop in August. The balance of opinion on their past financial situation is also down (-2 points). The balance of opinion regarding the opportunity to make major purchases has gained one point in September.
All three balances remain well below their long-term averages.
Opportunity to save: increase
In September 2023, the balance of opinion regarding the opportunity to save has increased by 2 points, after remaining stable in August. It is well above its long-term average. The balance of opinion on the ability to save in the future has risen slightly (+1 point). On the other hand, the balance relating to current saving capacity has fallen by one point, after rebounding sharply last month (+4 points). Both are above their long-term averages.
tableauBalances on personal financial situation and standard of living in France
| Financial situation, future | Standard of living, future | Standard of living, past | Financial situation, past | |
|---|---|---|---|---|
| 2023-09 | -17 | -54 | -82 | -34 |
| 2023-08 | -16 | -53 | -79 | -32 |
| 2023-07 | -12 | -48 | -82 | -33 |
| 2023-06 | -16 | -51 | -80 | -32 |
| 2023-05 | -17 | -57 | -84 | -33 |
| 2023-04 | -19 | -59 | -82 | -32 |
| 2023-03 | -23 | -63 | -83 | -32 |
| 2023-02 | -22 | -62 | -80 | -31 |
| 2023-01 | -21 | -62 | -80 | -30 |
| 2022-12 | -22 | -62 | -80 | -31 |
| 2022-11 | -21 | -61 | -79 | -27 |
| 2022-10 | -23 | -64 | -79 | -29 |
| 2022-09 | -27 | -71 | -79 | -32 |
| 2022-08 | -21 | -64 | -77 | -34 |
| 2022-07 | -26 | -73 | -82 | -31 |
| 2022-06 | -25 | -70 | -75 | -31 |
| 2022-05 | -23 | -65 | -67 | -27 |
| 2022-04 | -22 | -60 | -66 | -26 |
| 2022-03 | -22 | -60 | -59 | -22 |
| 2022-02 | -6 | -34 | -62 | -21 |
| 2022-01 | -7 | -33 | -58 | -18 |
| 2021-12 | -7 | -31 | -54 | -18 |
| 2021-11 | -8 | -32 | -56 | -20 |
| 2021-10 | -7 | -30 | -59 | -16 |
| 2021-09 | -3 | -25 | -55 | -13 |
| 2021-08 | -4 | -37 | -62 | -14 |
| 2021-07 | -2 | -24 | -61 | -12 |
| 2021-06 | 1 | -15 | -65 | -11 |
| 2021-05 | -5 | -27 | -69 | -13 |
| 2021-04 | -8 | -36 | -73 | -13 |
| 2021-03 | -4 | -35 | -75 | -16 |
| 2021-02 | -8 | -51 | -72 | -16 |
| 2021-01 | -8 | -48 | -71 | -18 |
| 2020-12 | -3 | -42 | -72 | -14 |
| 2020-11 | -13 | -63 | -71 | -15 |
| 2020-10 | -7 | -53 | -66 | -15 |
| 2020-09 | -5 | -47 | -67 | -15 |
| 2020-08 | -9 | -54 | -63 | -14 |
| 2020-07 | -9 | -55 | -64 | -14 |
| 2020-06 | -8 | -56 | -57 | -13 |
| 2020-05 | -20 | -73 | -47 | -10 |
| 2020-04 | -21 | -68 | -31 | -8 |
| 2020-03 | -7 | -34 | -32 | -13 |
| 2020-02 | -4 | -23 | -37 | -14 |
| 2020-01 | -2 | -26 | -40 | -16 |
| 2019-12 | -5 | -29 | -40 | -20 |
| 2019-11 | -2 | -20 | -35 | -17 |
| 2019-10 | -4 | -24 | -38 | -17 |
| 2019-09 | -3 | -25 | -39 | -17 |
| 2019-08 | -6 | -25 | -42 | -18 |
| 2019-07 | -6 | -26 | -41 | -20 |
| 2019-06 | -6 | -25 | -43 | -23 |
| 2019-05 | -6 | -26 | -51 | -24 |
| 2019-04 | -7 | -25 | -54 | -25 |
| 2019-03 | -10 | -26 | -53 | -26 |
| 2019-02 | -12 | -27 | -56 | -25 |
| 2019-01 | -14 | -29 | -63 | -28 |
| 2018-12 | -20 | -38 | -66 | -33 |
| 2018-11 | -18 | -43 | -58 | -28 |
| 2018-10 | -16 | -32 | -52 | -29 |
| 2018-09 | -18 | -38 | -50 | -30 |
| 2018-08 | -13 | -31 | -46 | -30 |
| 2018-07 | -12 | -34 | -47 | -28 |
| 2018-06 | -14 | -34 | -47 | -27 |
| 2018-05 | -14 | -28 | -39 | -26 |
| 2018-04 | -11 | -19 | -36 | -26 |
| 2018-03 | -12 | -22 | -39 | -24 |
| 2018-02 | -18 | -23 | -35 | -22 |
| 2018-01 | -12 | -18 | -30 | -16 |
| 2017-12 | -8 | -12 | -31 | -17 |
| 2017-11 | -10 | -17 | -39 | -19 |
| 2017-10 | -15 | -25 | -39 | -21 |
| 2017-09 | -11 | -21 | -41 | -21 |
| 2017-08 | -10 | -21 | -40 | -18 |
| 2017-07 | -11 | -12 | -40 | -18 |
| 2017-06 | -4 | 0 | -40 | -15 |
| 2017-05 | -7 | -17 | -45 | -20 |
| 2017-04 | -9 | -21 | -51 | -19 |
| 2017-03 | -7 | -22 | -47 | -20 |
| 2017-02 | -5 | -22 | -48 | -22 |
| 2017-01 | -5 | -26 | -48 | -22 |
| 2016-12 | -7 | -22 | -51 | -22 |
| 2016-11 | -8 | -25 | -49 | -24 |
| 2016-10 | -7 | -29 | -53 | -23 |
| 2016-09 | -9 | -29 | -54 | -23 |
| 2016-08 | -11 | -35 | -54 | -22 |
| 2016-07 | -10 | -33 | -53 | -29 |
| 2016-06 | -10 | -33 | -54 | -23 |
| 2016-05 | -10 | -28 | -48 | -25 |
| 2016-04 | -13 | -36 | -57 | -25 |
| 2016-03 | -12 | -35 | -57 | -24 |
| 2016-02 | -10 | -32 | -56 | -24 |
| 2016-01 | -9 | -27 | -55 | -24 |
| 2015-12 | -7 | -31 | -54 | -26 |
| 2015-11 | -10 | -31 | -53 | -24 |
| 2015-10 | -10 | -31 | -54 | -24 |
| 2015-09 | -6 | -28 | -52 | -26 |
| 2015-08 | -12 | -33 | -57 | -29 |
| 2015-07 | -12 | -36 | -59 | -29 |
| 2015-06 | -12 | -35 | -58 | -27 |
| 2015-05 | -14 | -34 | -58 | -27 |
| 2015-04 | -12 | -34 | -58 | -24 |
| 2015-03 | -13 | -34 | -59 | -27 |
| 2015-02 | -15 | -37 | -61 | -27 |
| 2015-01 | -17 | -42 | -67 | -29 |
| 2014-12 | -15 | -43 | -66 | -27 |
| 2014-11 | -17 | -48 | -68 | -33 |
| 2014-10 | -20 | -50 | -73 | -31 |
| 2014-09 | -20 | -51 | -71 | -30 |
| 2014-08 | -20 | -47 | -70 | -33 |
| 2014-07 | -17 | -49 | -70 | -32 |
| 2014-06 | -20 | -48 | -69 | -36 |
| 2014-05 | -23 | -50 | -70 | -33 |
| 2014-04 | -27 | -45 | -70 | -32 |
| 2014-03 | -19 | -47 | -69 | -29 |
| 2014-02 | -20 | -52 | -72 | -34 |
| 2014-01 | -19 | -48 | -71 | -35 |
| 2013-12 | -21 | -50 | -73 | -34 |
| 2013-11 | -19 | -53 | -75 | -34 |
| 2013-10 | -18 | -45 | -69 | -35 |
| 2013-09 | -20 | -46 | -72 | -33 |
| 2013-08 | -22 | -50 | -73 | -33 |
| 2013-07 | -24 | -57 | -77 | -34 |
| 2013-06 | -27 | -66 | -80 | -35 |
| 2013-05 | -26 | -63 | -79 | -37 |
| 2013-04 | -25 | -62 | -76 | -28 |
| 2013-03 | -26 | -61 | -75 | -29 |
| 2013-02 | -24 | -56 | -71 | -27 |
| 2013-01 | -25 | -58 | -69 | -28 |
| 2012-12 | -23 | -54 | -69 | -29 |
| 2012-11 | -25 | -55 | -73 | -31 |
| 2012-10 | -25 | -60 | -73 | -29 |
| 2012-09 | -21 | -57 | -75 | -29 |
| 2012-08 | -19 | -51 | -72 | -29 |
| 2012-07 | -19 | -43 | -69 | -27 |
| 2012-06 | -16 | -30 | -68 | -27 |
| 2012-05 | -16 | -30 | -65 | -26 |
| 2012-04 | -16 | -38 | -66 | -29 |
| 2012-03 | -19 | -40 | -68 | -29 |
| 2012-02 | -26 | -49 | -73 | -32 |
| 2012-01 | -27 | -54 | -73 | -32 |
| 2011-12 | -30 | -57 | -74 | -32 |
| 2011-11 | -25 | -59 | -74 | -30 |
| 2011-10 | -21 | -51 | -73 | -29 |
| 2011-09 | -24 | -55 | -75 | -32 |
| 2011-08 | -23 | -56 | -71 | -30 |
| 2011-07 | -18 | -42 | -67 | -31 |
| 2011-06 | -21 | -48 | -68 | -33 |
| 2011-05 | -20 | -49 | -68 | -31 |
| 2011-04 | -21 | -56 | -71 | -31 |
| 2011-03 | -23 | -51 | -69 | -29 |
| 2011-02 | -18 | -46 | -67 | -27 |
| 2011-01 | -18 | -44 | -70 | -26 |
| 2010-12 | -16 | -42 | -68 | -26 |
| 2010-11 | -11 | -38 | -64 | -23 |
| 2010-10 | -15 | -40 | -64 | -28 |
| 2010-09 | -18 | -42 | -64 | -28 |
| 2010-08 | -18 | -43 | -66 | -29 |
| 2010-07 | -20 | -49 | -71 | -30 |
| 2010-06 | -19 | -55 | -71 | -27 |
| 2010-05 | -19 | -52 | -69 | -27 |
| 2010-04 | -16 | -46 | -69 | -27 |
| 2010-03 | -13 | -40 | -69 | -26 |
| 2010-02 | -12 | -34 | -67 | -27 |
| 2010-01 | -9 | -32 | -62 | -24 |
| 2009-12 | -10 | -34 | -65 | -23 |
| 2009-11 | -8 | -33 | -67 | -25 |
| 2009-10 | -12 | -38 | -70 | -27 |
| 2009-09 | -11 | -38 | -71 | -27 |
| 2009-08 | -12 | -40 | -72 | -30 |
| 2009-07 | -12 | -43 | -75 | -26 |
| 2009-06 | -12 | -43 | -73 | -25 |
| 2009-05 | -15 | -46 | -76 | -30 |
| 2009-04 | -17 | -50 | -76 | -29 |
| 2009-03 | -20 | -56 | -77 | -30 |
| 2009-02 | -20 | -57 | -77 | -30 |
| 2009-01 | -19 | -56 | -75 | -31 |
| 2008-12 | -20 | -56 | -78 | -32 |
| 2008-11 | -20 | -53 | -78 | -33 |
| 2008-10 | -21 | -57 | -81 | -33 |
| 2008-09 | -17 | -49 | -79 | -35 |
| 2008-08 | -20 | -51 | -81 | -37 |
| 2008-07 | -21 | -54 | -80 | -38 |
| 2008-06 | -24 | -55 | -78 | -37 |
| 2008-05 | -18 | -46 | -75 | -34 |
| 2008-04 | -16 | -41 | -70 | -32 |
| 2008-03 | -14 | -37 | -71 | -33 |
| 2008-02 | -14 | -40 | -69 | -29 |
| 2008-01 | -16 | -42 | -67 | -29 |
| 2007-12 | -10 | -30 | -63 | -26 |
| 2007-11 | -10 | -37 | -61 | -23 |
| 2007-10 | -6 | -23 | -54 | -20 |
| 2007-09 | -5 | -25 | -51 | -17 |
| 2007-08 | -4 | -16 | -48 | -16 |
| 2007-07 | -1 | -6 | -44 | -15 |
| 2007-06 | 3 | 0 | -44 | -13 |
| 2007-05 | 7 | 3 | -50 | -16 |
| 2007-04 | -2 | -15 | -56 | -20 |
| 2007-03 | -2 | -17 | -56 | -20 |
| 2007-02 | -4 | -19 | -56 | -22 |
| 2007-01 | -4 | -23 | -57 | -22 |
| 2006-12 | -5 | -26 | -56 | -21 |
| 2006-11 | -4 | -25 | -56 | -22 |
| 2006-10 | -3 | -24 | -55 | -22 |
| 2006-09 | -4 | -28 | -54 | -20 |
| 2006-08 | -4 | -33 | -57 | -20 |
| 2006-07 | -5 | -33 | -55 | -19 |
| 2006-06 | -7 | -38 | -59 | -21 |
| 2006-05 | -6 | -38 | -61 | -23 |
| 2006-04 | -6 | -38 | -59 | -21 |
| 2006-03 | -6 | -34 | -57 | -19 |
| 2006-02 | -4 | -31 | -55 | -21 |
| 2006-01 | -5 | -33 | -60 | -22 |
| 2005-12 | -7 | -35 | -63 | -23 |
| 2005-11 | -10 | -41 | -65 | -28 |
| 2005-10 | -10 | -40 | -66 | -29 |
| 2005-09 | -8 | -38 | -66 | -26 |
| 2005-08 | -8 | -37 | -65 | -25 |
| 2005-07 | -7 | -36 | -65 | -25 |
| 2005-06 | -6 | -33 | -65 | -25 |
| 2005-05 | -8 | -37 | -59 | -24 |
| 2005-04 | -5 | -32 | -54 | -22 |
| 2005-03 | -6 | -31 | -54 | -22 |
| 2005-02 | -4 | -29 | -53 | -20 |
| 2005-01 | -5 | -30 | -56 | -21 |
graphiqueBalances on personal financial situation and standard of living in France
- Source: INSEE
tableauCONSUMER OPINION: synthetic index and opinion balances
| Avg. (1) | Jun. 23 | Jul. 23 | Aug. 23 | Sep. 23 | |
|---|---|---|---|---|---|
| Synthetic index (2) | 100 | 85 | 85 | 85 | 83 |
| Past financial situation | -21 | -32 | -33 | -32 | -34 |
| Expected financial situation | -6 | -16 | -12 | -16 | -17 |
| Current saving capacity | 10 | 12 | 9 | 13 | 12 |
| Expected saving capacity | -7 | 8 | 3 | 2 | 3 |
| Savings intentions | 18 | 33 | 35 | 35 | 37 |
| Major purchases intentions | -14 | -48 | -44 | -44 | -43 |
| Past standard of living in France | -47 | -80 | -82 | -79 | -82 |
| Future standard of living in France | -27 | -51 | -48 | -53 | -54 |
| Unemployment prospects | 33 | 12 | 15 | 17 | 21 |
| Past consumer prices | -16 | 67 | 62 | 62 | 65 |
| Future inflation | -31 | -52 | -58 | -46 | -43 |
- (1) Average value between January 1987 and December 2022
- (2) The indicator is normalised in such a way that its average equals 100 and standard error equals 10 over the estimation period (1987–2022).
- Source: INSEE, monthly consumer confidence survey
Economic context in France
Future standard of living in France: further decline in the balance of opinion
In September 2023, the proportion of households who consider that the standard of living in France will improve over the next 12 months has fallen again. The corresponding balance has lost one point, after dropping by 5 in August. It remains well below its long-term average.
The proportion of households who consider that the standard of living in France has improved over the last twelve months has fallen back. The associated balance has lost 3 points and is close to its May 2023 low point.
Unemployment: rise of fears
In September 2023, household opinion on unemployment prospects keeps worsening. The corresponding balance has risen for the third consecutive month, gaining 4 points. Nevertheless, it remains below its long-term average.
tableauHouseholds' unemployment expectations
| Households' unemployment prospects | |
|---|---|
| 2023-09 | 21 |
| 2023-08 | 17 |
| 2023-07 | 15 |
| 2023-06 | 12 |
| 2023-05 | 18 |
| 2023-04 | 16 |
| 2023-03 | 15 |
| 2023-02 | 22 |
| 2023-01 | 23 |
| 2022-12 | 22 |
| 2022-11 | 26 |
| 2022-10 | 21 |
| 2022-09 | 22 |
| 2022-08 | 12 |
| 2022-07 | 14 |
| 2022-06 | 16 |
| 2022-05 | 7 |
| 2022-04 | 9 |
| 2022-03 | 8 |
| 2022-02 | -6 |
| 2022-01 | 2 |
| 2021-12 | 2 |
| 2021-11 | -5 |
| 2021-10 | 1 |
| 2021-09 | 9 |
| 2021-08 | 29 |
| 2021-07 | 26 |
| 2021-06 | 26 |
| 2021-05 | 45 |
| 2021-04 | 58 |
| 2021-03 | 62 |
| 2021-02 | 82 |
| 2021-01 | 73 |
| 2020-12 | 65 |
| 2020-11 | 79 |
| 2020-10 | 75 |
| 2020-09 | 72 |
| 2020-08 | 73 |
| 2020-07 | 77 |
| 2020-06 | 80 |
| 2020-05 | 77 |
| 2020-04 | 55 |
| 2020-03 | 14 |
| 2020-02 | -2 |
| 2020-01 | 6 |
| 2019-12 | 8 |
| 2019-11 | 2 |
| 2019-10 | 5 |
| 2019-09 | 4 |
| 2019-08 | 9 |
| 2019-07 | 11 |
| 2019-06 | 12 |
| 2019-05 | 11 |
| 2019-04 | 23 |
| 2019-03 | 18 |
| 2019-02 | 17 |
| 2019-01 | 31 |
| 2018-12 | 29 |
| 2018-11 | 30 |
| 2018-10 | 8 |
| 2018-09 | 24 |
| 2018-08 | 25 |
| 2018-07 | 13 |
| 2018-06 | 14 |
| 2018-05 | 2 |
| 2018-04 | 2 |
| 2018-03 | 3 |
| 2018-02 | 8 |
| 2018-01 | 0 |
| 2017-12 | 6 |
| 2017-11 | 5 |
| 2017-10 | 13 |
| 2017-09 | 17 |
| 2017-08 | -1 |
| 2017-07 | 9 |
| 2017-06 | 5 |
| 2017-05 | 20 |
| 2017-04 | 15 |
| 2017-03 | 20 |
| 2017-02 | 22 |
| 2017-01 | 18 |
| 2016-12 | 18 |
| 2016-11 | 28 |
| 2016-10 | 30 |
| 2016-09 | 29 |
| 2016-08 | 34 |
| 2016-07 | 28 |
| 2016-06 | 25 |
| 2016-05 | 24 |
| 2016-04 | 51 |
| 2016-03 | 39 |
| 2016-02 | 45 |
| 2016-01 | 36 |
| 2015-12 | 45 |
| 2015-11 | 36 |
| 2015-10 | 47 |
| 2015-09 | 45 |
| 2015-08 | 50 |
| 2015-07 | 58 |
| 2015-06 | 60 |
| 2015-05 | 61 |
| 2015-04 | 61 |
| 2015-03 | 43 |
| 2015-02 | 58 |
| 2015-01 | 66 |
| 2014-12 | 65 |
| 2014-11 | 66 |
| 2014-10 | 52 |
| 2014-09 | 67 |
| 2014-08 | 62 |
| 2014-07 | 67 |
| 2014-06 | 67 |
| 2014-05 | 60 |
| 2014-04 | 57 |
| 2014-03 | 55 |
| 2014-02 | 55 |
| 2014-01 | 55 |
| 2013-12 | 48 |
| 2013-11 | 62 |
| 2013-10 | 37 |
| 2013-09 | 51 |
| 2013-08 | 56 |
| 2013-07 | 61 |
| 2013-06 | 78 |
| 2013-05 | 78 |
| 2013-04 | 74 |
| 2013-03 | 77 |
| 2013-02 | 73 |
| 2013-01 | 72 |
| 2012-12 | 74 |
| 2012-11 | 70 |
| 2012-10 | 73 |
| 2012-09 | 73 |
| 2012-08 | 73 |
| 2012-07 | 65 |
| 2012-06 | 53 |
| 2012-05 | 43 |
| 2012-04 | 55 |
| 2012-03 | 52 |
| 2012-02 | 56 |
| 2012-01 | 57 |
| 2011-12 | 59 |
| 2011-11 | 61 |
| 2011-10 | 49 |
| 2011-09 | 57 |
| 2011-08 | 51 |
| 2011-07 | 37 |
| 2011-06 | 29 |
| 2011-05 | 27 |
| 2011-04 | 35 |
| 2011-03 | 33 |
| 2011-02 | 41 |
| 2011-01 | 37 |
| 2010-12 | 34 |
| 2010-11 | 35 |
| 2010-10 | 34 |
| 2010-09 | 31 |
| 2010-08 | 46 |
| 2010-07 | 59 |
| 2010-06 | 65 |
| 2010-05 | 58 |
| 2010-04 | 57 |
| 2010-03 | 58 |
| 2010-02 | 49 |
| 2010-01 | 55 |
| 2009-12 | 54 |
| 2009-11 | 55 |
| 2009-10 | 60 |
| 2009-09 | 67 |
| 2009-08 | 64 |
| 2009-07 | 75 |
| 2009-06 | 85 |
| 2009-05 | 81 |
| 2009-04 | 78 |
| 2009-03 | 74 |
| 2009-02 | 75 |
| 2009-01 | 75 |
| 2008-12 | 76 |
| 2008-11 | 69 |
| 2008-10 | 64 |
| 2008-09 | 45 |
| 2008-08 | 39 |
| 2008-07 | 27 |
| 2008-06 | 14 |
| 2008-05 | 15 |
| 2008-04 | 3 |
| 2008-03 | 7 |
| 2008-02 | 6 |
| 2008-01 | 1 |
| 2007-12 | -3 |
| 2007-11 | 3 |
| 2007-10 | 2 |
| 2007-09 | 3 |
| 2007-08 | -5 |
| 2007-07 | -15 |
| 2007-06 | -10 |
| 2007-05 | -14 |
| 2007-04 | 3 |
| 2007-03 | 9 |
| 2007-02 | 6 |
| 2007-01 | 7 |
| 2006-12 | 21 |
| 2006-11 | 3 |
| 2006-10 | 5 |
| 2006-09 | 0 |
| 2006-08 | 6 |
| 2006-07 | 5 |
| 2006-06 | 15 |
| 2006-05 | 13 |
| 2006-04 | 17 |
| 2006-03 | 24 |
| 2006-02 | 8 |
| 2006-01 | 9 |
| 2005-12 | 14 |
| 2005-11 | 15 |
| 2005-10 | 16 |
| 2005-09 | 22 |
| 2005-08 | 29 |
| 2005-07 | 36 |
| 2005-06 | 36 |
| 2005-05 | 59 |
| 2005-04 | 45 |
| 2005-03 | 42 |
| 2005-02 | 37 |
| 2005-01 | 47 |
graphiqueHouseholds' unemployment expectations
- Source: INSEE
Inflation outlook: further rise
In September 2023, the share of households believing that prices will accelerate over the next twelve months keeps rising: the associated balance has gained 3 points after a 12-point rise in August. However, it remains below its long-term average.
The balance of opinion associated with past price trends has risen by 3 points. It remains well above its long-term average.
tableauHouseholds' perception of prices
| Past prices | Future inflation | |
|---|---|---|
| 2023-09 | 65 | -43 |
| 2023-08 | 62 | -46 |
| 2023-07 | 62 | -58 |
| 2023-06 | 67 | -52 |
| 2023-05 | 73 | -47 |
| 2023-04 | 78 | -31 |
| 2023-03 | 75 | -11 |
| 2023-02 | 73 | -16 |
| 2023-01 | 71 | -16 |
| 2022-12 | 69 | -4 |
| 2022-11 | 67 | -6 |
| 2022-10 | 63 | -2 |
| 2022-09 | 63 | 1 |
| 2022-08 | 64 | -8 |
| 2022-07 | 63 | 4 |
| 2022-06 | 60 | 6 |
| 2022-05 | 52 | 9 |
| 2022-04 | 49 | 19 |
| 2022-03 | 41 | 38 |
| 2022-02 | 45 | -15 |
| 2022-01 | 28 | -5 |
| 2021-12 | 28 | -9 |
| 2021-11 | 25 | -7 |
| 2021-10 | 17 | 7 |
| 2021-09 | 0 | -6 |
| 2021-08 | -4 | -7 |
| 2021-07 | -7 | -9 |
| 2021-06 | -22 | -12 |
| 2021-05 | -29 | -15 |
| 2021-04 | -36 | -23 |
| 2021-03 | -36 | -27 |
| 2021-02 | -39 | -29 |
| 2021-01 | -40 | -28 |
| 2020-12 | -39 | -30 |
| 2020-11 | -41 | -22 |
| 2020-10 | -38 | -32 |
| 2020-09 | -28 | -31 |
| 2020-08 | -18 | -25 |
| 2020-07 | -29 | -20 |
| 2020-06 | -31 | -12 |
| 2020-05 | -30 | -1 |
| 2020-04 | -49 | 11 |
| 2020-03 | -39 | -16 |
| 2020-02 | -34 | -24 |
| 2020-01 | -33 | -22 |
| 2019-12 | -33 | -21 |
| 2019-11 | -32 | -24 |
| 2019-10 | -27 | -20 |
| 2019-09 | -29 | -22 |
| 2019-08 | -27 | -20 |
| 2019-07 | -27 | -22 |
| 2019-06 | -20 | -23 |
| 2019-05 | -21 | -27 |
| 2019-04 | -17 | -24 |
| 2019-03 | -18 | -26 |
| 2019-02 | -26 | -18 |
| 2019-01 | -31 | -39 |
| 2018-12 | -9 | -21 |
| 2018-11 | -10 | -12 |
| 2018-10 | -15 | -14 |
| 2018-09 | -16 | -14 |
| 2018-08 | -25 | -21 |
| 2018-07 | -26 | -20 |
| 2018-06 | -27 | -21 |
| 2018-05 | -31 | -21 |
| 2018-04 | -38 | -27 |
| 2018-03 | -38 | -25 |
| 2018-02 | -33 | -20 |
| 2018-01 | -40 | -15 |
| 2017-12 | -46 | -32 |
| 2017-11 | -45 | -28 |
| 2017-10 | -50 | -23 |
| 2017-09 | -56 | -29 |
| 2017-08 | -54 | -32 |
| 2017-07 | -54 | -31 |
| 2017-06 | -56 | -41 |
| 2017-05 | -56 | -35 |
| 2017-04 | -49 | -28 |
| 2017-03 | -47 | -26 |
| 2017-02 | -46 | -31 |
| 2017-01 | -43 | -23 |
| 2016-12 | -48 | -28 |
| 2016-11 | -52 | -39 |
| 2016-10 | -52 | -38 |
| 2016-09 | -46 | -34 |
| 2016-08 | -51 | -35 |
| 2016-07 | -51 | -37 |
| 2016-06 | -53 | -36 |
| 2016-05 | -53 | -39 |
| 2016-04 | -57 | -37 |
| 2016-03 | -58 | -38 |
| 2016-02 | -56 | -40 |
| 2016-01 | -51 | -41 |
| 2015-12 | -51 | -38 |
| 2015-11 | -50 | -41 |
| 2015-10 | -50 | -41 |
| 2015-09 | -53 | -41 |
| 2015-08 | -50 | -36 |
| 2015-07 | -52 | -37 |
| 2015-06 | -54 | -38 |
| 2015-05 | -56 | -40 |
| 2015-04 | -51 | -43 |
| 2015-03 | -53 | -48 |
| 2015-02 | -51 | -45 |
| 2015-01 | -50 | -45 |
| 2014-12 | -46 | -43 |
| 2014-11 | -38 | -36 |
| 2014-10 | -38 | -28 |
| 2014-09 | -41 | -33 |
| 2014-08 | -35 | -37 |
| 2014-07 | -31 | -31 |
| 2014-06 | -28 | -31 |
| 2014-05 | -23 | -26 |
| 2014-04 | -24 | -29 |
| 2014-03 | -23 | -28 |
| 2014-02 | -19 | -22 |
| 2014-01 | -14 | -16 |
| 2013-12 | -8 | -17 |
| 2013-11 | -8 | -23 |
| 2013-10 | -8 | -21 |
| 2013-09 | 4 | -24 |
| 2013-08 | -3 | -21 |
| 2013-07 | -8 | -17 |
| 2013-06 | -11 | -19 |
| 2013-05 | -16 | -17 |
| 2013-04 | -13 | -20 |
| 2013-03 | -10 | -14 |
| 2013-02 | -10 | -22 |
| 2013-01 | -8 | -19 |
| 2012-12 | -7 | -19 |
| 2012-11 | -4 | -14 |
| 2012-10 | -1 | -15 |
| 2012-09 | 3 | -13 |
| 2012-08 | -1 | -16 |
| 2012-07 | -2 | -25 |
| 2012-06 | 12 | -34 |
| 2012-05 | 12 | -32 |
| 2012-04 | 27 | -20 |
| 2012-03 | 22 | -21 |
| 2012-02 | 23 | -11 |
| 2012-01 | 21 | -17 |
| 2011-12 | 19 | -16 |
| 2011-11 | 20 | -15 |
| 2011-10 | 22 | -23 |
| 2011-09 | 25 | -20 |
| 2011-08 | 27 | -18 |
| 2011-07 | 32 | -18 |
| 2011-06 | 33 | -14 |
| 2011-05 | 40 | -13 |
| 2011-04 | 46 | 0 |
| 2011-03 | 30 | 6 |
| 2011-02 | 25 | -9 |
| 2011-01 | 18 | -19 |
| 2010-12 | 9 | -22 |
| 2010-11 | 3 | -25 |
| 2010-10 | 0 | -25 |
| 2010-09 | -2 | -29 |
| 2010-08 | -4 | -24 |
| 2010-07 | -6 | -27 |
| 2010-06 | -10 | -29 |
| 2010-05 | -11 | -28 |
| 2010-04 | -10 | -34 |
| 2010-03 | -19 | -39 |
| 2010-02 | -19 | -41 |
| 2010-01 | -14 | -41 |
| 2009-12 | -14 | -44 |
| 2009-11 | -14 | -48 |
| 2009-10 | -16 | -45 |
| 2009-09 | -25 | -48 |
| 2009-08 | -18 | -53 |
| 2009-07 | -19 | -52 |
| 2009-06 | -16 | -56 |
| 2009-05 | -11 | -57 |
| 2009-04 | -6 | -56 |
| 2009-03 | -1 | -54 |
| 2009-02 | 7 | -49 |
| 2009-01 | 6 | -51 |
| 2008-12 | 19 | -50 |
| 2008-11 | 29 | -47 |
| 2008-10 | 43 | -37 |
| 2008-09 | 50 | -53 |
| 2008-08 | 60 | -42 |
| 2008-07 | 67 | -30 |
| 2008-06 | 70 | -31 |
| 2008-05 | 71 | -39 |
| 2008-04 | 63 | -38 |
| 2008-03 | 67 | -45 |
| 2008-02 | 51 | -30 |
| 2008-01 | 51 | -15 |
| 2007-12 | 54 | -25 |
| 2007-11 | 45 | -8 |
| 2007-10 | 27 | -20 |
| 2007-09 | 20 | -15 |
| 2007-08 | 13 | -21 |
| 2007-07 | 6 | -27 |
| 2007-06 | -3 | -31 |
| 2007-05 | -1 | -43 |
| 2007-04 | 5 | -34 |
| 2007-03 | 6 | -36 |
| 2007-02 | 11 | -39 |
| 2007-01 | 17 | -38 |
| 2006-12 | 18 | -35 |
| 2006-11 | 13 | -38 |
| 2006-10 | 12 | -39 |
| 2006-09 | 14 | -40 |
| 2006-08 | 10 | -37 |
| 2006-07 | 7 | -34 |
| 2006-06 | 11 | -32 |
| 2006-05 | 18 | -29 |
| 2006-04 | 7 | -32 |
| 2006-03 | -3 | -35 |
| 2006-02 | 4 | -36 |
| 2006-01 | 1 | -37 |
| 2005-12 | 4 | -35 |
| 2005-11 | 9 | -35 |
| 2005-10 | 11 | -32 |
| 2005-09 | 12 | -31 |
| 2005-08 | 12 | -32 |
| 2005-07 | 13 | -35 |
| 2005-06 | 11 | -40 |
| 2005-05 | 15 | -40 |
| 2005-04 | 14 | -40 |
| 2005-03 | 15 | -40 |
| 2005-02 | 15 | -41 |
| 2005-01 | 14 | -44 |
graphiqueHouseholds' perception of prices
- Source: INSEE
Revisions
The August 2023 synthetic household confidence index has not been revised (after rounding).
For more information
Definition – The synthetic household confidence index summarizes household opinion on the economic situation: the higher its value, the more favourable household judgment of the economic situation is. It is calculated using a factor analysis technique, which enables to summarize concomitant movements of highly correlated variables. Here the index describes the common factor of 8 balances of opinion: the past and future general economic situation in France, the past and future personal financial situation, unemployment, major purchases intentions, current saving capacity and expected saving capacity.
Calculation method – Around 2,000 households are surveyed by telephone, during the first three weeks of each month. Answers to this survey were collected between 28 August and 18 September 2023. For each question, a balance of opinion is calculated as the difference between the percentages of positive and negative answers. As the level of these balances is not open to direct interpretation, comments are based on their changes and their distance to their long-term average. Seasonal coefficients are calculated again every month, hence the slight revision of the seasonal adjusted balance history in each publication.
Next publication: 27 October 2023 at 8:45 am.
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