Informations Rapides ·
25 October 2024 · n° 266
In October 2024, household confidence has fallen slightly Monthly consumer confidence survey - October 2024
In October 2024, household confidence has fallen slightly for the first time since April 2024. At 94, the indicator that summarizes it has fallen by one point and remains below its long-term average (100 between January 1987 and December 2023).
In October 2024, household confidence has fallen slightly for the first time since April 2024. At 94, the indicator that summarizes it has fallen by one point and remains below its long-term average (100 between January 1987 and December 2023).
tableauConsumer confidence synthetic index
| Consumer confidence synthetic index | |
|---|---|
| 2024-10 | 94 |
| 2024-09 | 95 |
| 2024-08 | 92 |
| 2024-07 | 91 |
| 2024-06 | 90 |
| 2024-05 | 90 |
| 2024-04 | 90 |
| 2024-03 | 91 |
| 2024-02 | 89 |
| 2024-01 | 91 |
| 2023-12 | 89 |
| 2023-11 | 88 |
| 2023-10 | 85 |
| 2023-09 | 84 |
| 2023-08 | 86 |
| 2023-07 | 87 |
| 2023-06 | 86 |
| 2023-05 | 84 |
| 2023-04 | 83 |
| 2023-03 | 81 |
| 2023-02 | 82 |
| 2023-01 | 82 |
| 2022-12 | 82 |
| 2022-11 | 84 |
| 2022-10 | 83 |
| 2022-09 | 80 |
| 2022-08 | 83 |
| 2022-07 | 80 |
| 2022-06 | 82 |
| 2022-05 | 85 |
| 2022-04 | 87 |
| 2022-03 | 89 |
| 2022-02 | 97 |
| 2022-01 | 98 |
| 2021-12 | 99 |
| 2021-11 | 98 |
| 2021-10 | 100 |
| 2021-09 | 103 |
| 2021-08 | 100 |
| 2021-07 | 103 |
| 2021-06 | 105 |
| 2021-05 | 99 |
| 2021-04 | 97 |
| 2021-03 | 96 |
| 2021-02 | 92 |
| 2021-01 | 93 |
| 2020-12 | 96 |
| 2020-11 | 89 |
| 2020-10 | 94 |
| 2020-09 | 95 |
| 2020-08 | 94 |
| 2020-07 | 93 |
| 2020-06 | 95 |
| 2020-05 | 89 |
| 2020-04 | 91 |
| 2020-03 | 103 |
| 2020-02 | 105 |
| 2020-01 | 104 |
| 2019-12 | 102 |
| 2019-11 | 106 |
| 2019-10 | 105 |
| 2019-09 | 104 |
| 2019-08 | 103 |
| 2019-07 | 102 |
| 2019-06 | 101 |
| 2019-05 | 100 |
| 2019-04 | 99 |
| 2019-03 | 98 |
| 2019-02 | 97 |
| 2019-01 | 94 |
| 2018-12 | 89 |
| 2018-11 | 92 |
| 2018-10 | 96 |
| 2018-09 | 94 |
| 2018-08 | 97 |
| 2018-07 | 97 |
| 2018-06 | 97 |
| 2018-05 | 100 |
| 2018-04 | 102 |
| 2018-03 | 102 |
| 2018-02 | 101 |
| 2018-01 | 105 |
| 2017-12 | 107 |
| 2017-11 | 104 |
| 2017-10 | 100 |
| 2017-09 | 102 |
| 2017-08 | 103 |
| 2017-07 | 105 |
| 2017-06 | 109 |
| 2017-05 | 103 |
| 2017-04 | 101 |
| 2017-03 | 102 |
| 2017-02 | 102 |
| 2017-01 | 102 |
| 2016-12 | 101 |
| 2016-11 | 100 |
| 2016-10 | 99 |
| 2016-09 | 98 |
| 2016-08 | 97 |
| 2016-07 | 97 |
| 2016-06 | 97 |
| 2016-05 | 99 |
| 2016-04 | 95 |
| 2016-03 | 96 |
| 2016-02 | 97 |
| 2016-01 | 99 |
| 2015-12 | 98 |
| 2015-11 | 97 |
| 2015-10 | 97 |
| 2015-09 | 99 |
| 2015-08 | 95 |
| 2015-07 | 94 |
| 2015-06 | 95 |
| 2015-05 | 94 |
| 2015-04 | 96 |
| 2015-03 | 95 |
| 2015-02 | 93 |
| 2015-01 | 90 |
| 2014-12 | 91 |
| 2014-11 | 88 |
| 2014-10 | 87 |
| 2014-09 | 87 |
| 2014-08 | 87 |
| 2014-07 | 87 |
| 2014-06 | 86 |
| 2014-05 | 86 |
| 2014-04 | 86 |
| 2014-03 | 88 |
| 2014-02 | 86 |
| 2014-01 | 87 |
| 2013-12 | 86 |
| 2013-11 | 85 |
| 2013-10 | 88 |
| 2013-09 | 87 |
| 2013-08 | 86 |
| 2013-07 | 83 |
| 2013-06 | 80 |
| 2013-05 | 80 |
| 2013-04 | 83 |
| 2013-03 | 83 |
| 2013-02 | 85 |
| 2013-01 | 85 |
| 2012-12 | 86 |
| 2012-11 | 84 |
| 2012-10 | 84 |
| 2012-09 | 85 |
| 2012-08 | 87 |
| 2012-07 | 89 |
| 2012-06 | 93 |
| 2012-05 | 93 |
| 2012-04 | 91 |
| 2012-03 | 90 |
| 2012-02 | 85 |
| 2012-01 | 84 |
| 2011-12 | 83 |
| 2011-11 | 84 |
| 2011-10 | 87 |
| 2011-09 | 85 |
| 2011-08 | 86 |
| 2011-07 | 90 |
| 2011-06 | 87 |
| 2011-05 | 88 |
| 2011-04 | 86 |
| 2011-03 | 87 |
| 2011-02 | 90 |
| 2011-01 | 90 |
| 2010-12 | 91 |
| 2010-11 | 94 |
| 2010-10 | 92 |
| 2010-09 | 91 |
| 2010-08 | 90 |
| 2010-07 | 88 |
| 2010-06 | 87 |
| 2010-05 | 88 |
| 2010-04 | 90 |
| 2010-03 | 92 |
| 2010-02 | 93 |
| 2010-01 | 96 |
| 2009-12 | 95 |
| 2009-11 | 95 |
| 2009-10 | 92 |
| 2009-09 | 92 |
| 2009-08 | 91 |
| 2009-07 | 90 |
| 2009-06 | 91 |
| 2009-05 | 88 |
| 2009-04 | 87 |
| 2009-03 | 85 |
| 2009-02 | 85 |
| 2009-01 | 85 |
| 2008-12 | 84 |
| 2008-11 | 84 |
| 2008-10 | 83 |
| 2008-09 | 85 |
| 2008-08 | 84 |
| 2008-07 | 83 |
| 2008-06 | 83 |
| 2008-05 | 87 |
| 2008-04 | 90 |
| 2008-03 | 90 |
| 2008-02 | 91 |
| 2008-01 | 91 |
| 2007-12 | 95 |
| 2007-11 | 95 |
| 2007-10 | 101 |
| 2007-09 | 102 |
| 2007-08 | 105 |
| 2007-07 | 108 |
| 2007-06 | 110 |
| 2007-05 | 110 |
| 2007-04 | 103 |
| 2007-03 | 103 |
| 2007-02 | 101 |
| 2007-01 | 101 |
| 2006-12 | 100 |
| 2006-11 | 100 |
| 2006-10 | 101 |
| 2006-09 | 101 |
| 2006-08 | 99 |
| 2006-07 | 99 |
| 2006-06 | 97 |
| 2006-05 | 97 |
| 2006-04 | 98 |
| 2006-03 | 98 |
| 2006-02 | 100 |
| 2006-01 | 98 |
| 2005-12 | 97 |
| 2005-11 | 94 |
| 2005-10 | 93 |
| 2005-09 | 94 |
| 2005-08 | 95 |
| 2005-07 | 95 |
| 2005-06 | 96 |
| 2005-05 | 96 |
| 2005-04 | 99 |
| 2005-03 | 99 |
| 2005-02 | 100 |
| 2005-01 | 99 |
| 2004-12 | 100 |
| 2004-11 | 101 |
| 2004-10 | 103 |
| 2004-09 | 103 |
| 2004-08 | 102 |
| 2004-07 | 100 |
| 2004-06 | 101 |
| 2004-05 | 101 |
| 2004-04 | 103 |
| 2004-03 | 101 |
| 2004-02 | 100 |
| 2004-01 | 101 |
| 2003-12 | 100 |
| 2003-11 | 100 |
| 2003-10 | 100 |
| 2003-09 | 100 |
| 2003-08 | 101 |
| 2003-07 | 101 |
| 2003-06 | 101 |
| 2003-05 | 102 |
| 2003-04 | 100 |
| 2003-03 | 98 |
| 2003-02 | 103 |
| 2003-01 | 105 |
| 2002-12 | 109 |
| 2002-11 | 109 |
| 2002-10 | 109 |
| 2002-09 | 108 |
| 2002-08 | 109 |
| 2002-07 | 110 |
| 2002-06 | 113 |
| 2002-05 | 114 |
| 2002-04 | 110 |
| 2002-03 | 112 |
| 2002-02 | 111 |
| 2002-01 | 112 |
| 2001-12 | 112 |
| 2001-11 | 112 |
| 2001-10 | 111 |
| 2001-09 | 110 |
| 2001-08 | 112 |
| 2001-07 | 114 |
| 2001-06 | 114 |
| 2001-05 | 116 |
| 2001-04 | 121 |
| 2001-03 | 122 |
| 2001-02 | 124 |
| 2001-01 | 126 |
| 2000-12 | 123 |
| 2000-11 | 120 |
| 2000-10 | 120 |
| 2000-09 | 118 |
| 2000-08 | 121 |
| 2000-07 | 124 |
| 2000-06 | 123 |
| 2000-05 | 123 |
| 2000-04 | 123 |
| 2000-03 | 120 |
| 2000-02 | 119 |
| 2000-01 | 119 |
graphiqueConsumer confidence synthetic index
- Source: INSEE.
Personal situation
Personal financial situation: virtually unchanged
In October 2024, households' opinion on their past and future financial situation was virtually unchanged compared to the previous month. Households' balance of opinion related to their future financial situation has fallen by one point and has reached its long-term average. The one related to their past financial situation has also fallen by one point, standing slightly below its long-term average.
The proportion of households believing it is a good time, in the current economic situation, to make major purchases is stable. The associated balance remains well below its long-term average.
Future savings capacity: decrease
In October 2024, households' opinion on their future ability to save has deteriorated: the associated balance of opinion has fallen by two points. The one related to their current ability to save was unchanged compared to the previous month. Both balances remain above their long-term averages.
The proportion of households believing it is a good idea to save has fallen: the corresponding balance of opinion has decreased by three points but remains well above its long-term average.
tableauBalances on personal financial situation and standard of living in France
| Financial situation, future | Standard of living, future | Standard of living, past | Financial situation, past | |
|---|---|---|---|---|
| 2024-10 | -7 | -41 | -67 | -22 |
| 2024-09 | -6 | -38 | -65 | -21 |
| 2024-08 | -9 | -45 | -68 | -23 |
| 2024-07 | -10 | -49 | -71 | -22 |
| 2024-06 | -13 | -49 | -72 | -25 |
| 2024-05 | -13 | -46 | -72 | -24 |
| 2024-04 | -12 | -48 | -73 | -25 |
| 2024-03 | -9 | -42 | -75 | -26 |
| 2024-02 | -11 | -43 | -76 | -28 |
| 2024-01 | -9 | -39 | -76 | -28 |
| 2023-12 | -10 | -45 | -78 | -29 |
| 2023-11 | -11 | -46 | -79 | -30 |
| 2023-10 | -15 | -52 | -81 | -32 |
| 2023-09 | -16 | -54 | -83 | -35 |
| 2023-08 | -16 | -52 | -79 | -31 |
| 2023-07 | -12 | -45 | -82 | -33 |
| 2023-06 | -15 | -49 | -80 | -32 |
| 2023-05 | -17 | -56 | -84 | -33 |
| 2023-04 | -19 | -59 | -82 | -32 |
| 2023-03 | -24 | -64 | -83 | -32 |
| 2023-02 | -22 | -64 | -80 | -32 |
| 2023-01 | -23 | -64 | -80 | -31 |
| 2022-12 | -23 | -63 | -80 | -32 |
| 2022-11 | -22 | -62 | -79 | -27 |
| 2022-10 | -23 | -63 | -79 | -29 |
| 2022-09 | -26 | -70 | -80 | -32 |
| 2022-08 | -20 | -63 | -77 | -33 |
| 2022-07 | -26 | -71 | -81 | -31 |
| 2022-06 | -24 | -69 | -75 | -30 |
| 2022-05 | -23 | -65 | -67 | -27 |
| 2022-04 | -21 | -59 | -67 | -26 |
| 2022-03 | -23 | -61 | -58 | -22 |
| 2022-02 | -6 | -35 | -62 | -21 |
| 2022-01 | -8 | -34 | -58 | -18 |
| 2021-12 | -8 | -32 | -54 | -18 |
| 2021-11 | -9 | -33 | -56 | -20 |
| 2021-10 | -7 | -29 | -59 | -15 |
| 2021-09 | -2 | -24 | -55 | -13 |
| 2021-08 | -4 | -37 | -62 | -13 |
| 2021-07 | -2 | -23 | -61 | -11 |
| 2021-06 | 2 | -15 | -65 | -11 |
| 2021-05 | -5 | -27 | -69 | -13 |
| 2021-04 | -8 | -35 | -73 | -13 |
| 2021-03 | -4 | -36 | -75 | -16 |
| 2021-02 | -8 | -52 | -72 | -16 |
| 2021-01 | -9 | -48 | -72 | -18 |
| 2020-12 | -3 | -43 | -72 | -14 |
| 2020-11 | -14 | -64 | -71 | -15 |
| 2020-10 | -7 | -53 | -66 | -15 |
| 2020-09 | -5 | -47 | -67 | -15 |
| 2020-08 | -8 | -54 | -63 | -14 |
| 2020-07 | -10 | -55 | -64 | -14 |
| 2020-06 | -8 | -56 | -57 | -13 |
| 2020-05 | -20 | -72 | -47 | -10 |
| 2020-04 | -21 | -68 | -31 | -8 |
| 2020-03 | -7 | -34 | -32 | -13 |
| 2020-02 | -4 | -24 | -37 | -14 |
| 2020-01 | -3 | -27 | -40 | -16 |
| 2019-12 | -5 | -29 | -40 | -20 |
| 2019-11 | -2 | -20 | -35 | -17 |
| 2019-10 | -4 | -23 | -38 | -17 |
| 2019-09 | -3 | -25 | -39 | -17 |
| 2019-08 | -5 | -25 | -42 | -18 |
| 2019-07 | -6 | -26 | -41 | -20 |
| 2019-06 | -6 | -25 | -43 | -23 |
| 2019-05 | -6 | -25 | -51 | -24 |
| 2019-04 | -7 | -25 | -54 | -25 |
| 2019-03 | -10 | -26 | -53 | -26 |
| 2019-02 | -12 | -28 | -56 | -25 |
| 2019-01 | -14 | -29 | -63 | -28 |
| 2018-12 | -20 | -38 | -66 | -33 |
| 2018-11 | -18 | -43 | -58 | -28 |
| 2018-10 | -16 | -32 | -52 | -29 |
| 2018-09 | -18 | -38 | -50 | -30 |
| 2018-08 | -13 | -31 | -46 | -30 |
| 2018-07 | -12 | -34 | -47 | -28 |
| 2018-06 | -14 | -34 | -47 | -27 |
| 2018-05 | -14 | -28 | -39 | -26 |
| 2018-04 | -11 | -19 | -36 | -26 |
| 2018-03 | -12 | -22 | -39 | -24 |
| 2018-02 | -18 | -24 | -35 | -22 |
| 2018-01 | -12 | -18 | -30 | -16 |
| 2017-12 | -8 | -13 | -31 | -17 |
| 2017-11 | -10 | -17 | -39 | -19 |
| 2017-10 | -15 | -25 | -39 | -21 |
| 2017-09 | -11 | -21 | -41 | -21 |
| 2017-08 | -10 | -21 | -40 | -18 |
| 2017-07 | -11 | -12 | -40 | -18 |
| 2017-06 | -4 | 0 | -40 | -15 |
| 2017-05 | -7 | -17 | -45 | -20 |
| 2017-04 | -9 | -21 | -51 | -19 |
| 2017-03 | -7 | -22 | -47 | -20 |
| 2017-02 | -5 | -22 | -48 | -22 |
| 2017-01 | -5 | -26 | -48 | -22 |
| 2016-12 | -7 | -23 | -51 | -22 |
| 2016-11 | -8 | -25 | -49 | -24 |
| 2016-10 | -7 | -29 | -53 | -23 |
| 2016-09 | -9 | -29 | -54 | -23 |
| 2016-08 | -11 | -35 | -54 | -22 |
| 2016-07 | -10 | -33 | -53 | -29 |
| 2016-06 | -10 | -33 | -54 | -23 |
| 2016-05 | -10 | -28 | -48 | -25 |
| 2016-04 | -13 | -36 | -57 | -25 |
| 2016-03 | -12 | -35 | -57 | -24 |
| 2016-02 | -10 | -32 | -56 | -24 |
| 2016-01 | -9 | -27 | -55 | -24 |
| 2015-12 | -7 | -31 | -54 | -26 |
| 2015-11 | -10 | -31 | -53 | -24 |
| 2015-10 | -10 | -31 | -54 | -24 |
| 2015-09 | -6 | -28 | -52 | -26 |
| 2015-08 | -12 | -33 | -57 | -29 |
| 2015-07 | -12 | -36 | -59 | -29 |
| 2015-06 | -12 | -35 | -58 | -27 |
| 2015-05 | -14 | -34 | -58 | -27 |
| 2015-04 | -12 | -34 | -58 | -24 |
| 2015-03 | -13 | -34 | -59 | -27 |
| 2015-02 | -15 | -37 | -61 | -27 |
| 2015-01 | -17 | -42 | -67 | -29 |
| 2014-12 | -15 | -43 | -66 | -27 |
| 2014-11 | -17 | -48 | -68 | -33 |
| 2014-10 | -20 | -50 | -73 | -31 |
| 2014-09 | -20 | -51 | -71 | -30 |
| 2014-08 | -20 | -47 | -70 | -33 |
| 2014-07 | -17 | -49 | -70 | -32 |
| 2014-06 | -20 | -48 | -69 | -36 |
| 2014-05 | -23 | -50 | -70 | -33 |
| 2014-04 | -27 | -45 | -70 | -32 |
| 2014-03 | -19 | -47 | -69 | -29 |
| 2014-02 | -20 | -52 | -72 | -34 |
| 2014-01 | -19 | -48 | -71 | -35 |
| 2013-12 | -21 | -50 | -73 | -34 |
| 2013-11 | -19 | -53 | -75 | -34 |
| 2013-10 | -18 | -45 | -69 | -35 |
| 2013-09 | -20 | -46 | -72 | -33 |
| 2013-08 | -22 | -50 | -73 | -33 |
| 2013-07 | -24 | -57 | -77 | -34 |
| 2013-06 | -27 | -66 | -80 | -35 |
| 2013-05 | -26 | -63 | -79 | -37 |
| 2013-04 | -25 | -62 | -76 | -28 |
| 2013-03 | -26 | -61 | -75 | -29 |
| 2013-02 | -24 | -56 | -71 | -27 |
| 2013-01 | -25 | -58 | -69 | -28 |
| 2012-12 | -23 | -54 | -69 | -29 |
| 2012-11 | -25 | -55 | -73 | -31 |
| 2012-10 | -25 | -60 | -73 | -29 |
| 2012-09 | -21 | -57 | -75 | -29 |
| 2012-08 | -19 | -51 | -72 | -29 |
| 2012-07 | -19 | -43 | -69 | -27 |
| 2012-06 | -16 | -30 | -68 | -27 |
| 2012-05 | -16 | -30 | -65 | -26 |
| 2012-04 | -16 | -38 | -66 | -29 |
| 2012-03 | -19 | -40 | -68 | -29 |
| 2012-02 | -26 | -49 | -73 | -32 |
| 2012-01 | -27 | -54 | -73 | -32 |
| 2011-12 | -30 | -57 | -74 | -32 |
| 2011-11 | -25 | -59 | -74 | -30 |
| 2011-10 | -21 | -51 | -73 | -29 |
| 2011-09 | -24 | -55 | -75 | -32 |
| 2011-08 | -23 | -56 | -71 | -30 |
| 2011-07 | -18 | -42 | -67 | -31 |
| 2011-06 | -21 | -48 | -68 | -33 |
| 2011-05 | -20 | -49 | -68 | -31 |
| 2011-04 | -21 | -56 | -71 | -31 |
| 2011-03 | -23 | -51 | -69 | -29 |
| 2011-02 | -18 | -46 | -67 | -27 |
| 2011-01 | -18 | -44 | -70 | -26 |
| 2010-12 | -16 | -42 | -68 | -26 |
| 2010-11 | -11 | -38 | -64 | -23 |
| 2010-10 | -15 | -40 | -64 | -28 |
| 2010-09 | -18 | -42 | -64 | -28 |
| 2010-08 | -18 | -43 | -66 | -29 |
| 2010-07 | -20 | -49 | -71 | -30 |
| 2010-06 | -19 | -55 | -71 | -27 |
| 2010-05 | -19 | -52 | -69 | -27 |
| 2010-04 | -16 | -46 | -69 | -27 |
| 2010-03 | -13 | -40 | -69 | -26 |
| 2010-02 | -12 | -34 | -67 | -27 |
| 2010-01 | -9 | -32 | -62 | -24 |
| 2009-12 | -10 | -34 | -65 | -23 |
| 2009-11 | -8 | -33 | -67 | -25 |
| 2009-10 | -12 | -38 | -70 | -27 |
| 2009-09 | -11 | -38 | -71 | -27 |
| 2009-08 | -12 | -40 | -72 | -30 |
| 2009-07 | -12 | -43 | -75 | -26 |
| 2009-06 | -12 | -43 | -73 | -25 |
| 2009-05 | -15 | -46 | -76 | -30 |
| 2009-04 | -17 | -50 | -76 | -29 |
| 2009-03 | -20 | -56 | -77 | -30 |
| 2009-02 | -20 | -57 | -77 | -30 |
| 2009-01 | -19 | -56 | -75 | -31 |
| 2008-12 | -20 | -56 | -78 | -32 |
| 2008-11 | -20 | -53 | -78 | -33 |
| 2008-10 | -21 | -57 | -81 | -33 |
| 2008-09 | -17 | -49 | -79 | -35 |
| 2008-08 | -20 | -51 | -81 | -37 |
| 2008-07 | -21 | -54 | -80 | -38 |
| 2008-06 | -24 | -55 | -78 | -37 |
| 2008-05 | -18 | -46 | -75 | -34 |
| 2008-04 | -16 | -41 | -70 | -32 |
| 2008-03 | -14 | -37 | -71 | -33 |
| 2008-02 | -14 | -40 | -69 | -29 |
| 2008-01 | -16 | -42 | -67 | -29 |
| 2007-12 | -10 | -30 | -63 | -26 |
| 2007-11 | -10 | -37 | -61 | -23 |
| 2007-10 | -6 | -23 | -54 | -20 |
| 2007-09 | -5 | -25 | -51 | -17 |
| 2007-08 | -4 | -16 | -48 | -16 |
| 2007-07 | -1 | -6 | -44 | -15 |
| 2007-06 | 3 | 0 | -44 | -13 |
| 2007-05 | 7 | 3 | -50 | -16 |
| 2007-04 | -2 | -15 | -56 | -20 |
| 2007-03 | -2 | -17 | -56 | -20 |
| 2007-02 | -4 | -19 | -56 | -22 |
| 2007-01 | -4 | -23 | -57 | -22 |
| 2006-12 | -5 | -26 | -56 | -21 |
| 2006-11 | -4 | -25 | -56 | -22 |
| 2006-10 | -3 | -24 | -55 | -22 |
| 2006-09 | -4 | -28 | -54 | -20 |
| 2006-08 | -4 | -33 | -57 | -20 |
| 2006-07 | -5 | -33 | -55 | -19 |
| 2006-06 | -7 | -38 | -59 | -21 |
| 2006-05 | -6 | -38 | -61 | -23 |
| 2006-04 | -6 | -38 | -59 | -21 |
| 2006-03 | -6 | -34 | -57 | -19 |
| 2006-02 | -4 | -31 | -55 | -21 |
| 2006-01 | -5 | -33 | -60 | -22 |
| 2005-12 | -7 | -35 | -63 | -23 |
| 2005-11 | -10 | -41 | -65 | -28 |
| 2005-10 | -10 | -40 | -66 | -29 |
| 2005-09 | -8 | -38 | -66 | -26 |
| 2005-08 | -8 | -37 | -65 | -25 |
| 2005-07 | -7 | -36 | -65 | -25 |
| 2005-06 | -6 | -33 | -65 | -25 |
| 2005-05 | -8 | -37 | -59 | -24 |
| 2005-04 | -5 | -32 | -54 | -22 |
| 2005-03 | -6 | -31 | -54 | -22 |
| 2005-02 | -4 | -29 | -53 | -20 |
| 2005-01 | -5 | -30 | -56 | -21 |
graphiqueBalances on personal financial situation and standard of living in France
- Source: INSEE
tableauCONSUMER OPINION: synthetic index and opinion balances
| Avg. (1) | Jul. 24 | Aug. 24 | Sept. 24 | Oct. 24 | |
|---|---|---|---|---|---|
| Synthetic index (2) | 100 | 91 | 92 | 95 | 94 |
| Past financial situation | -21 | -22 | -23 | -21 | -22 |
| Expected financial situation | -7 | -10 | -9 | -6 | -7 |
| Current saving capacity | 10 | 18 | 16 | 18 | 18 |
| Expected saving capacity | -7 | 10 | 10 | 15 | 13 |
| Savings intentions | 18 | 35 | 37 | 40 | 37 |
| Major purchases intentions | -15 | -31 | -31 | -29 | -29 |
| Past standard of living in France | -48 | -71 | -68 | -65 | -67 |
| Future standard of living in France | -28 | -49 | -45 | -38 | -41 |
| Unemployment prospects | 33 | 29 | 29 | 26 | 31 |
| Past consumer prices | -13 | 17 | 12 | 2 | -1 |
| Future inflation | -31 | -47 | -52 | -53 | -49 |
- (1) Average value between January 1987 and December 2023
- (2) The indicator is normalised in such a way that its average equals 100 and standard error equals 10 over the estimation period (1987–2023).
- Source: INSEE, monthly consumer confidence survey
Economic context in France
Standard of living in France: decline
In October 2024, households' opinion on future and past standard of living in France has deteriorated. The balance of opinion corresponding to future trends has fallen by three points and the one corresponding to past trends has decreased by two. Both balances remain well below their long-term averages.
Unemployment: increase in fears
In October 2024, households' fears regarding unemployment have increased sharply: the corresponding balance has gained five points. However, it remains slightly below its long-term average.
tableauHouseholds' unemployment expectations
| Households' unemployment prospects | |
|---|---|
| 2024-10 | 31 |
| 2024-09 | 26 |
| 2024-08 | 29 |
| 2024-07 | 29 |
| 2024-06 | 25 |
| 2024-05 | 27 |
| 2024-04 | 22 |
| 2024-03 | 22 |
| 2024-02 | 26 |
| 2024-01 | 22 |
| 2023-12 | 25 |
| 2023-11 | 26 |
| 2023-10 | 17 |
| 2023-09 | 21 |
| 2023-08 | 18 |
| 2023-07 | 15 |
| 2023-06 | 13 |
| 2023-05 | 18 |
| 2023-04 | 18 |
| 2023-03 | 16 |
| 2023-02 | 21 |
| 2023-01 | 23 |
| 2022-12 | 20 |
| 2022-11 | 23 |
| 2022-10 | 22 |
| 2022-09 | 23 |
| 2022-08 | 13 |
| 2022-07 | 14 |
| 2022-06 | 17 |
| 2022-05 | 7 |
| 2022-04 | 10 |
| 2022-03 | 8 |
| 2022-02 | -6 |
| 2022-01 | 2 |
| 2021-12 | 1 |
| 2021-11 | -7 |
| 2021-10 | 2 |
| 2021-09 | 10 |
| 2021-08 | 29 |
| 2021-07 | 26 |
| 2021-06 | 26 |
| 2021-05 | 45 |
| 2021-04 | 58 |
| 2021-03 | 62 |
| 2021-02 | 83 |
| 2021-01 | 73 |
| 2020-12 | 65 |
| 2020-11 | 78 |
| 2020-10 | 76 |
| 2020-09 | 72 |
| 2020-08 | 73 |
| 2020-07 | 77 |
| 2020-06 | 80 |
| 2020-05 | 77 |
| 2020-04 | 55 |
| 2020-03 | 14 |
| 2020-02 | -1 |
| 2020-01 | 6 |
| 2019-12 | 8 |
| 2019-11 | 2 |
| 2019-10 | 5 |
| 2019-09 | 4 |
| 2019-08 | 9 |
| 2019-07 | 11 |
| 2019-06 | 12 |
| 2019-05 | 11 |
| 2019-04 | 23 |
| 2019-03 | 18 |
| 2019-02 | 17 |
| 2019-01 | 31 |
| 2018-12 | 29 |
| 2018-11 | 30 |
| 2018-10 | 8 |
| 2018-09 | 24 |
| 2018-08 | 25 |
| 2018-07 | 14 |
| 2018-06 | 15 |
| 2018-05 | 1 |
| 2018-04 | 2 |
| 2018-03 | 3 |
| 2018-02 | 8 |
| 2018-01 | 0 |
| 2017-12 | 5 |
| 2017-11 | 5 |
| 2017-10 | 13 |
| 2017-09 | 17 |
| 2017-08 | -1 |
| 2017-07 | 9 |
| 2017-06 | 5 |
| 2017-05 | 20 |
| 2017-04 | 15 |
| 2017-03 | 20 |
| 2017-02 | 22 |
| 2017-01 | 18 |
| 2016-12 | 18 |
| 2016-11 | 28 |
| 2016-10 | 30 |
| 2016-09 | 29 |
| 2016-08 | 34 |
| 2016-07 | 28 |
| 2016-06 | 25 |
| 2016-05 | 24 |
| 2016-04 | 51 |
| 2016-03 | 39 |
| 2016-02 | 45 |
| 2016-01 | 36 |
| 2015-12 | 45 |
| 2015-11 | 36 |
| 2015-10 | 47 |
| 2015-09 | 45 |
| 2015-08 | 50 |
| 2015-07 | 58 |
| 2015-06 | 60 |
| 2015-05 | 61 |
| 2015-04 | 61 |
| 2015-03 | 43 |
| 2015-02 | 58 |
| 2015-01 | 66 |
| 2014-12 | 65 |
| 2014-11 | 66 |
| 2014-10 | 52 |
| 2014-09 | 67 |
| 2014-08 | 62 |
| 2014-07 | 67 |
| 2014-06 | 67 |
| 2014-05 | 60 |
| 2014-04 | 57 |
| 2014-03 | 55 |
| 2014-02 | 55 |
| 2014-01 | 55 |
| 2013-12 | 48 |
| 2013-11 | 62 |
| 2013-10 | 37 |
| 2013-09 | 51 |
| 2013-08 | 56 |
| 2013-07 | 61 |
| 2013-06 | 78 |
| 2013-05 | 78 |
| 2013-04 | 74 |
| 2013-03 | 77 |
| 2013-02 | 73 |
| 2013-01 | 72 |
| 2012-12 | 74 |
| 2012-11 | 70 |
| 2012-10 | 73 |
| 2012-09 | 73 |
| 2012-08 | 73 |
| 2012-07 | 65 |
| 2012-06 | 53 |
| 2012-05 | 43 |
| 2012-04 | 55 |
| 2012-03 | 52 |
| 2012-02 | 56 |
| 2012-01 | 57 |
| 2011-12 | 59 |
| 2011-11 | 61 |
| 2011-10 | 49 |
| 2011-09 | 57 |
| 2011-08 | 51 |
| 2011-07 | 37 |
| 2011-06 | 29 |
| 2011-05 | 27 |
| 2011-04 | 35 |
| 2011-03 | 33 |
| 2011-02 | 41 |
| 2011-01 | 37 |
| 2010-12 | 34 |
| 2010-11 | 35 |
| 2010-10 | 34 |
| 2010-09 | 31 |
| 2010-08 | 46 |
| 2010-07 | 59 |
| 2010-06 | 65 |
| 2010-05 | 58 |
| 2010-04 | 57 |
| 2010-03 | 58 |
| 2010-02 | 49 |
| 2010-01 | 55 |
| 2009-12 | 54 |
| 2009-11 | 55 |
| 2009-10 | 60 |
| 2009-09 | 67 |
| 2009-08 | 64 |
| 2009-07 | 75 |
| 2009-06 | 85 |
| 2009-05 | 81 |
| 2009-04 | 78 |
| 2009-03 | 74 |
| 2009-02 | 75 |
| 2009-01 | 75 |
| 2008-12 | 76 |
| 2008-11 | 69 |
| 2008-10 | 64 |
| 2008-09 | 45 |
| 2008-08 | 39 |
| 2008-07 | 27 |
| 2008-06 | 14 |
| 2008-05 | 15 |
| 2008-04 | 3 |
| 2008-03 | 7 |
| 2008-02 | 6 |
| 2008-01 | 1 |
| 2007-12 | -3 |
| 2007-11 | 3 |
| 2007-10 | 2 |
| 2007-09 | 3 |
| 2007-08 | -5 |
| 2007-07 | -15 |
| 2007-06 | -10 |
| 2007-05 | -14 |
| 2007-04 | 3 |
| 2007-03 | 9 |
| 2007-02 | 6 |
| 2007-01 | 7 |
| 2006-12 | 21 |
| 2006-11 | 3 |
| 2006-10 | 5 |
| 2006-09 | 0 |
| 2006-08 | 6 |
| 2006-07 | 5 |
| 2006-06 | 15 |
| 2006-05 | 13 |
| 2006-04 | 17 |
| 2006-03 | 24 |
| 2006-02 | 8 |
| 2006-01 | 9 |
| 2005-12 | 14 |
| 2005-11 | 15 |
| 2005-10 | 16 |
| 2005-09 | 22 |
| 2005-08 | 29 |
| 2005-07 | 36 |
| 2005-06 | 36 |
| 2005-05 | 59 |
| 2005-04 | 45 |
| 2005-03 | 42 |
| 2005-02 | 37 |
| 2005-01 | 47 |
graphiqueHouseholds' unemployment expectations
- Source: INSEE
Future prices evolution: increase
In October 2024, the proportion of households who think that prices will accelerate over the next twelve months has rebounded. The associated balance of opinion has gained four points but remains well below its long-term average.
The proportion of households who consider that prices have risen strongly over the past twelve months has fallen for the eighth consecutive month. The associated balance of opinion has lost three points, standing at its lowest level since August 2021. It nevertheless remains well above its long-term average.
tableauHouseholds' perception of prices
| Past prices | Future inflation | |
|---|---|---|
| 2024-10 | -1 | -49 |
| 2024-09 | 2 | -53 |
| 2024-08 | 12 | -52 |
| 2024-07 | 17 | -47 |
| 2024-06 | 22 | -48 |
| 2024-05 | 28 | -53 |
| 2024-04 | 34 | -50 |
| 2024-03 | 43 | -52 |
| 2024-02 | 51 | -46 |
| 2024-01 | 50 | -54 |
| 2023-12 | 54 | -49 |
| 2023-11 | 57 | -50 |
| 2023-10 | 68 | -47 |
| 2023-09 | 66 | -44 |
| 2023-08 | 62 | -46 |
| 2023-07 | 59 | -61 |
| 2023-06 | 66 | -54 |
| 2023-05 | 73 | -48 |
| 2023-04 | 78 | -29 |
| 2023-03 | 74 | -11 |
| 2023-02 | 71 | -14 |
| 2023-01 | 71 | -12 |
| 2022-12 | 70 | -3 |
| 2022-11 | 68 | -6 |
| 2022-10 | 64 | -3 |
| 2022-09 | 64 | 0 |
| 2022-08 | 64 | -8 |
| 2022-07 | 61 | 1 |
| 2022-06 | 60 | 4 |
| 2022-05 | 52 | 7 |
| 2022-04 | 49 | 21 |
| 2022-03 | 41 | 38 |
| 2022-02 | 44 | -13 |
| 2022-01 | 28 | -3 |
| 2021-12 | 28 | -8 |
| 2021-11 | 26 | -7 |
| 2021-10 | 17 | 6 |
| 2021-09 | 1 | -7 |
| 2021-08 | -4 | -7 |
| 2021-07 | -10 | -10 |
| 2021-06 | -23 | -13 |
| 2021-05 | -29 | -17 |
| 2021-04 | -36 | -21 |
| 2021-03 | -36 | -27 |
| 2021-02 | -40 | -28 |
| 2021-01 | -40 | -26 |
| 2020-12 | -39 | -29 |
| 2020-11 | -40 | -22 |
| 2020-10 | -38 | -33 |
| 2020-09 | -28 | -32 |
| 2020-08 | -18 | -25 |
| 2020-07 | -30 | -20 |
| 2020-06 | -31 | -13 |
| 2020-05 | -29 | -1 |
| 2020-04 | -48 | 12 |
| 2020-03 | -39 | -16 |
| 2020-02 | -35 | -23 |
| 2020-01 | -33 | -22 |
| 2019-12 | -33 | -21 |
| 2019-11 | -32 | -24 |
| 2019-10 | -27 | -21 |
| 2019-09 | -29 | -22 |
| 2019-08 | -27 | -20 |
| 2019-07 | -28 | -22 |
| 2019-06 | -20 | -23 |
| 2019-05 | -21 | -27 |
| 2019-04 | -17 | -23 |
| 2019-03 | -18 | -25 |
| 2019-02 | -27 | -18 |
| 2019-01 | -31 | -38 |
| 2018-12 | -9 | -21 |
| 2018-11 | -10 | -13 |
| 2018-10 | -15 | -14 |
| 2018-09 | -16 | -14 |
| 2018-08 | -25 | -21 |
| 2018-07 | -27 | -20 |
| 2018-06 | -27 | -21 |
| 2018-05 | -31 | -21 |
| 2018-04 | -38 | -27 |
| 2018-03 | -38 | -25 |
| 2018-02 | -34 | -19 |
| 2018-01 | -39 | -15 |
| 2017-12 | -46 | -32 |
| 2017-11 | -45 | -28 |
| 2017-10 | -50 | -23 |
| 2017-09 | -56 | -29 |
| 2017-08 | -54 | -32 |
| 2017-07 | -54 | -31 |
| 2017-06 | -56 | -41 |
| 2017-05 | -56 | -35 |
| 2017-04 | -49 | -28 |
| 2017-03 | -47 | -26 |
| 2017-02 | -46 | -31 |
| 2017-01 | -43 | -23 |
| 2016-12 | -48 | -28 |
| 2016-11 | -52 | -39 |
| 2016-10 | -52 | -38 |
| 2016-09 | -46 | -34 |
| 2016-08 | -51 | -35 |
| 2016-07 | -51 | -37 |
| 2016-06 | -53 | -36 |
| 2016-05 | -53 | -39 |
| 2016-04 | -57 | -37 |
| 2016-03 | -58 | -38 |
| 2016-02 | -56 | -39 |
| 2016-01 | -51 | -41 |
| 2015-12 | -51 | -38 |
| 2015-11 | -50 | -41 |
| 2015-10 | -50 | -41 |
| 2015-09 | -53 | -41 |
| 2015-08 | -50 | -36 |
| 2015-07 | -52 | -37 |
| 2015-06 | -54 | -38 |
| 2015-05 | -56 | -40 |
| 2015-04 | -51 | -43 |
| 2015-03 | -53 | -48 |
| 2015-02 | -51 | -45 |
| 2015-01 | -50 | -45 |
| 2014-12 | -46 | -43 |
| 2014-11 | -38 | -37 |
| 2014-10 | -38 | -28 |
| 2014-09 | -41 | -33 |
| 2014-08 | -35 | -37 |
| 2014-07 | -31 | -31 |
| 2014-06 | -28 | -31 |
| 2014-05 | -23 | -26 |
| 2014-04 | -24 | -29 |
| 2014-03 | -23 | -27 |
| 2014-02 | -19 | -22 |
| 2014-01 | -14 | -16 |
| 2013-12 | -8 | -17 |
| 2013-11 | -8 | -23 |
| 2013-10 | -8 | -21 |
| 2013-09 | 4 | -24 |
| 2013-08 | -3 | -21 |
| 2013-07 | -8 | -17 |
| 2013-06 | -11 | -19 |
| 2013-05 | -16 | -17 |
| 2013-04 | -13 | -20 |
| 2013-03 | -10 | -14 |
| 2013-02 | -10 | -22 |
| 2013-01 | -8 | -19 |
| 2012-12 | -7 | -19 |
| 2012-11 | -4 | -14 |
| 2012-10 | -1 | -15 |
| 2012-09 | 3 | -13 |
| 2012-08 | -1 | -16 |
| 2012-07 | -2 | -25 |
| 2012-06 | 12 | -34 |
| 2012-05 | 12 | -32 |
| 2012-04 | 27 | -20 |
| 2012-03 | 22 | -21 |
| 2012-02 | 23 | -11 |
| 2012-01 | 21 | -17 |
| 2011-12 | 19 | -16 |
| 2011-11 | 20 | -15 |
| 2011-10 | 22 | -23 |
| 2011-09 | 25 | -20 |
| 2011-08 | 27 | -18 |
| 2011-07 | 32 | -18 |
| 2011-06 | 33 | -14 |
| 2011-05 | 40 | -13 |
| 2011-04 | 46 | 0 |
| 2011-03 | 30 | 6 |
| 2011-02 | 25 | -9 |
| 2011-01 | 18 | -19 |
| 2010-12 | 9 | -22 |
| 2010-11 | 3 | -25 |
| 2010-10 | 0 | -25 |
| 2010-09 | -2 | -29 |
| 2010-08 | -4 | -24 |
| 2010-07 | -6 | -27 |
| 2010-06 | -10 | -29 |
| 2010-05 | -11 | -28 |
| 2010-04 | -10 | -34 |
| 2010-03 | -19 | -39 |
| 2010-02 | -19 | -41 |
| 2010-01 | -14 | -41 |
| 2009-12 | -14 | -44 |
| 2009-11 | -14 | -48 |
| 2009-10 | -16 | -45 |
| 2009-09 | -25 | -48 |
| 2009-08 | -18 | -53 |
| 2009-07 | -19 | -52 |
| 2009-06 | -16 | -56 |
| 2009-05 | -11 | -57 |
| 2009-04 | -6 | -56 |
| 2009-03 | -1 | -54 |
| 2009-02 | 7 | -49 |
| 2009-01 | 6 | -51 |
| 2008-12 | 19 | -50 |
| 2008-11 | 29 | -47 |
| 2008-10 | 43 | -37 |
| 2008-09 | 50 | -53 |
| 2008-08 | 60 | -42 |
| 2008-07 | 67 | -30 |
| 2008-06 | 70 | -31 |
| 2008-05 | 71 | -39 |
| 2008-04 | 63 | -38 |
| 2008-03 | 67 | -45 |
| 2008-02 | 51 | -30 |
| 2008-01 | 51 | -15 |
| 2007-12 | 54 | -25 |
| 2007-11 | 45 | -8 |
| 2007-10 | 27 | -20 |
| 2007-09 | 20 | -15 |
| 2007-08 | 13 | -21 |
| 2007-07 | 6 | -27 |
| 2007-06 | -3 | -31 |
| 2007-05 | -1 | -43 |
| 2007-04 | 5 | -34 |
| 2007-03 | 6 | -36 |
| 2007-02 | 11 | -39 |
| 2007-01 | 17 | -38 |
| 2006-12 | 18 | -35 |
| 2006-11 | 13 | -38 |
| 2006-10 | 12 | -39 |
| 2006-09 | 14 | -40 |
| 2006-08 | 10 | -37 |
| 2006-07 | 7 | -34 |
| 2006-06 | 11 | -32 |
| 2006-05 | 18 | -29 |
| 2006-04 | 7 | -32 |
| 2006-03 | -3 | -35 |
| 2006-02 | 4 | -36 |
| 2006-01 | 1 | -37 |
| 2005-12 | 4 | -35 |
| 2005-11 | 9 | -35 |
| 2005-10 | 11 | -32 |
| 2005-09 | 12 | -31 |
| 2005-08 | 12 | -32 |
| 2005-07 | 13 | -35 |
| 2005-06 | 11 | -40 |
| 2005-05 | 15 | -40 |
| 2005-04 | 14 | -40 |
| 2005-03 | 15 | -40 |
| 2005-02 | 15 | -41 |
| 2005-01 | 14 | -44 |
graphiqueHouseholds' perception of prices
- Source: INSEE
Revisions
The September 2024 synthetic household confidence index has not been revised (after rounding).
For more information
Definition – The synthetic household confidence index summarizes household opinion on the economic situation: the higher its value, the more favourable household judgment of the economic situation is. It is calculated using a factor analysis technique, which enables to summarize concomitant movements of highly correlated variables. Here the index describes the common factor of 8 balances of opinion: the past and future general economic situation in France, the past and future personal financial situation, unemployment, major purchases intentions, current saving capacity and expected saving capacity.
Calculation method – For each question, a balance of opinion is calculated as the difference between the percentages of positive and negative answers. As the level of these balances is not open to direct interpretation, comments are based on their changes and their distance to their long-term average. Seasonal coefficients are calculated again every month, hence the slight revision of the seasonal adjusted balance history in each publication.
Around 2,000 households are surveyed by telephone, during the first three weeks of each month. Answers to this survey were collected between 26 September and 19 October 2024 ; most households answer during the first two weeks of collection.
This survey is part of the Joint Harmonised European Programme of Business and Consumer Surveys, partly funded by the European Commission.
Next publication: 27 November 2024 at 8:45 am.
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