Informations Rapides ·
25 November 2022 · n° 308
In November 2022, household confidence has been virtually stable Monthly consumer confidence survey - November 2022
In November, household confidence has been virtually stable. At 83, the indicator that summarizes it has increased by one point (after +2 in October) and remains below its long-term average (100 between January 1987 and December 2021).
In November, household confidence has been virtually stable. At 83, the indicator that summarizes it has increased by one point (after +2 in October) and remains below its long-term average (100 between January 1987 and December 2021).
tableauConsumer confidence synthetic index
| Consumer confidence synthetic index | |
|---|---|
| 2022-11 | 83 |
| 2022-10 | 82 |
| 2022-09 | 80 |
| 2022-08 | 82 |
| 2022-07 | 79 |
| 2022-06 | 82 |
| 2022-05 | 85 |
| 2022-04 | 87 |
| 2022-03 | 89 |
| 2022-02 | 96 |
| 2022-01 | 98 |
| 2021-12 | 99 |
| 2021-11 | 98 |
| 2021-10 | 99 |
| 2021-09 | 102 |
| 2021-08 | 99 |
| 2021-07 | 101 |
| 2021-06 | 103 |
| 2021-05 | 98 |
| 2021-04 | 95 |
| 2021-03 | 94 |
| 2021-02 | 91 |
| 2021-01 | 92 |
| 2020-12 | 95 |
| 2020-11 | 89 |
| 2020-10 | 93 |
| 2020-09 | 94 |
| 2020-08 | 93 |
| 2020-07 | 93 |
| 2020-06 | 95 |
| 2020-05 | 90 |
| 2020-04 | 94 |
| 2020-03 | 103 |
| 2020-02 | 105 |
| 2020-01 | 104 |
| 2019-12 | 102 |
| 2019-11 | 106 |
| 2019-10 | 105 |
| 2019-09 | 104 |
| 2019-08 | 103 |
| 2019-07 | 102 |
| 2019-06 | 101 |
| 2019-05 | 99 |
| 2019-04 | 98 |
| 2019-03 | 97 |
| 2019-02 | 96 |
| 2019-01 | 93 |
| 2018-12 | 88 |
| 2018-11 | 92 |
| 2018-10 | 95 |
| 2018-09 | 94 |
| 2018-08 | 97 |
| 2018-07 | 97 |
| 2018-06 | 96 |
| 2018-05 | 100 |
| 2018-04 | 102 |
| 2018-03 | 101 |
| 2018-02 | 101 |
| 2018-01 | 106 |
| 2017-12 | 106 |
| 2017-11 | 103 |
| 2017-10 | 100 |
| 2017-09 | 101 |
| 2017-08 | 103 |
| 2017-07 | 104 |
| 2017-06 | 108 |
| 2017-05 | 102 |
| 2017-04 | 101 |
| 2017-03 | 101 |
| 2017-02 | 101 |
| 2017-01 | 101 |
| 2016-12 | 100 |
| 2016-11 | 99 |
| 2016-10 | 98 |
| 2016-09 | 97 |
| 2016-08 | 96 |
| 2016-07 | 96 |
| 2016-06 | 96 |
| 2016-05 | 99 |
| 2016-04 | 94 |
| 2016-03 | 95 |
| 2016-02 | 96 |
| 2016-01 | 97 |
| 2015-12 | 96 |
| 2015-11 | 96 |
| 2015-10 | 96 |
| 2015-09 | 98 |
| 2015-08 | 94 |
| 2015-07 | 93 |
| 2015-06 | 93 |
| 2015-05 | 93 |
| 2015-04 | 95 |
| 2015-03 | 94 |
| 2015-02 | 92 |
| 2015-01 | 89 |
| 2014-12 | 90 |
| 2014-11 | 87 |
| 2014-10 | 86 |
| 2014-09 | 85 |
| 2014-08 | 86 |
| 2014-07 | 86 |
| 2014-06 | 85 |
| 2014-05 | 85 |
| 2014-04 | 85 |
| 2014-03 | 87 |
| 2014-02 | 85 |
| 2014-01 | 86 |
| 2013-12 | 85 |
| 2013-11 | 84 |
| 2013-10 | 87 |
| 2013-09 | 86 |
| 2013-08 | 85 |
| 2013-07 | 82 |
| 2013-06 | 79 |
| 2013-05 | 79 |
| 2013-04 | 83 |
| 2013-03 | 82 |
| 2013-02 | 85 |
| 2013-01 | 84 |
| 2012-12 | 85 |
| 2012-11 | 84 |
| 2012-10 | 83 |
| 2012-09 | 84 |
| 2012-08 | 86 |
| 2012-07 | 88 |
| 2012-06 | 91 |
| 2012-05 | 92 |
| 2012-04 | 89 |
| 2012-03 | 88 |
| 2012-02 | 84 |
| 2012-01 | 83 |
| 2011-12 | 82 |
| 2011-11 | 83 |
| 2011-10 | 86 |
| 2011-09 | 84 |
| 2011-08 | 85 |
| 2011-07 | 89 |
| 2011-06 | 86 |
| 2011-05 | 87 |
| 2011-04 | 85 |
| 2011-03 | 86 |
| 2011-02 | 89 |
| 2011-01 | 89 |
| 2010-12 | 90 |
| 2010-11 | 93 |
| 2010-10 | 91 |
| 2010-09 | 90 |
| 2010-08 | 89 |
| 2010-07 | 86 |
| 2010-06 | 86 |
| 2010-05 | 87 |
| 2010-04 | 88 |
| 2010-03 | 90 |
| 2010-02 | 91 |
| 2010-01 | 94 |
| 2009-12 | 93 |
| 2009-11 | 93 |
| 2009-10 | 90 |
| 2009-09 | 90 |
| 2009-08 | 89 |
| 2009-07 | 88 |
| 2009-06 | 89 |
| 2009-05 | 86 |
| 2009-04 | 85 |
| 2009-03 | 83 |
| 2009-02 | 83 |
| 2009-01 | 84 |
| 2008-12 | 82 |
| 2008-11 | 83 |
| 2008-10 | 81 |
| 2008-09 | 83 |
| 2008-08 | 82 |
| 2008-07 | 81 |
| 2008-06 | 82 |
| 2008-05 | 85 |
| 2008-04 | 88 |
| 2008-03 | 89 |
| 2008-02 | 90 |
| 2008-01 | 90 |
| 2007-12 | 94 |
| 2007-11 | 94 |
| 2007-10 | 100 |
| 2007-09 | 101 |
| 2007-08 | 104 |
| 2007-07 | 107 |
| 2007-06 | 109 |
| 2007-05 | 108 |
| 2007-04 | 101 |
| 2007-03 | 101 |
| 2007-02 | 100 |
| 2007-01 | 99 |
| 2006-12 | 99 |
| 2006-11 | 99 |
| 2006-10 | 100 |
| 2006-09 | 99 |
| 2006-08 | 98 |
| 2006-07 | 98 |
| 2006-06 | 96 |
| 2006-05 | 95 |
| 2006-04 | 96 |
| 2006-03 | 97 |
| 2006-02 | 98 |
| 2006-01 | 97 |
| 2005-12 | 95 |
| 2005-11 | 92 |
| 2005-10 | 92 |
| 2005-09 | 92 |
| 2005-08 | 93 |
| 2005-07 | 94 |
| 2005-06 | 94 |
| 2005-05 | 95 |
| 2005-04 | 98 |
| 2005-03 | 97 |
| 2005-02 | 99 |
| 2005-01 | 97 |
| 2004-12 | 99 |
| 2004-11 | 100 |
| 2004-10 | 101 |
| 2004-09 | 102 |
| 2004-08 | 100 |
| 2004-07 | 99 |
| 2004-06 | 99 |
| 2004-05 | 100 |
| 2004-04 | 101 |
| 2004-03 | 99 |
| 2004-02 | 98 |
| 2004-01 | 99 |
| 2003-12 | 98 |
| 2003-11 | 98 |
| 2003-10 | 98 |
| 2003-09 | 99 |
| 2003-08 | 100 |
| 2003-07 | 100 |
| 2003-06 | 101 |
| 2003-05 | 101 |
| 2003-04 | 99 |
| 2003-03 | 98 |
| 2003-02 | 102 |
| 2003-01 | 104 |
| 2002-12 | 108 |
| 2002-11 | 108 |
| 2002-10 | 108 |
| 2002-09 | 107 |
| 2002-08 | 108 |
| 2002-07 | 109 |
| 2002-06 | 112 |
| 2002-05 | 113 |
| 2002-04 | 110 |
| 2002-03 | 112 |
| 2002-02 | 111 |
| 2002-01 | 112 |
| 2001-12 | 112 |
| 2001-11 | 112 |
| 2001-10 | 112 |
| 2001-09 | 111 |
| 2001-08 | 113 |
| 2001-07 | 115 |
| 2001-06 | 115 |
| 2001-05 | 117 |
| 2001-04 | 122 |
| 2001-03 | 124 |
| 2001-02 | 126 |
| 2001-01 | 127 |
| 2000-12 | 124 |
| 2000-11 | 121 |
| 2000-10 | 121 |
| 2000-09 | 119 |
| 2000-08 | 122 |
| 2000-07 | 125 |
| 2000-06 | 124 |
| 2000-05 | 123 |
| 2000-04 | 123 |
| 2000-03 | 120 |
| 2000-02 | 119 |
| 2000-01 | 120 |
graphiqueConsumer confidence synthetic index
- Source: INSEE.
Personal situation
Personal financial situation: an increase
In November, the balance of opinion among households regarding their future financial situation has increased further (+2 points) as the one for their past financial situation (+2 points). However, the household proportion considering that it is a suitable time to make major purchases is virtually stable: the corresponding balance has lost one point.
These three balances remain well below their long-term averages.
Saving opportunity: an increase
In November, the household opinion regarding current and future ability to save has improved again. The balance of opinion regarding their future ability to save has won five points while the one for current ability to save has increased by three points. Both indicators are above their long-term average.
The share of households considering it is a suitable time to save has kept falling slightly. The corresponding balance of opinion has dropped by two points but remains above its long-term average.
tableauBalances on personal financial situation and standard of living in France
| Financial situation, future | Standard of living, future | Standard of living, past | Financial situation, past | |
|---|---|---|---|---|
| 2022-11 | -21 | -60 | -79 | -27 |
| 2022-10 | -23 | -64 | -79 | -29 |
| 2022-09 | -28 | -71 | -79 | -32 |
| 2022-08 | -22 | -64 | -76 | -33 |
| 2022-07 | -25 | -71 | -83 | -32 |
| 2022-06 | -24 | -69 | -75 | -31 |
| 2022-05 | -23 | -65 | -68 | -28 |
| 2022-04 | -22 | -60 | -67 | -26 |
| 2022-03 | -23 | -61 | -60 | -22 |
| 2022-02 | -6 | -35 | -62 | -21 |
| 2022-01 | -7 | -33 | -57 | -17 |
| 2021-12 | -8 | -31 | -54 | -19 |
| 2021-11 | -8 | -32 | -56 | -20 |
| 2021-10 | -7 | -30 | -59 | -15 |
| 2021-09 | -3 | -25 | -55 | -13 |
| 2021-08 | -5 | -37 | -61 | -13 |
| 2021-07 | -1 | -23 | -62 | -12 |
| 2021-06 | 2 | -15 | -64 | -11 |
| 2021-05 | -4 | -27 | -70 | -13 |
| 2021-04 | -8 | -36 | -73 | -13 |
| 2021-03 | -4 | -36 | -76 | -16 |
| 2021-02 | -8 | -52 | -72 | -17 |
| 2021-01 | -8 | -48 | -71 | -17 |
| 2020-12 | -3 | -42 | -72 | -15 |
| 2020-11 | -13 | -63 | -71 | -16 |
| 2020-10 | -7 | -53 | -66 | -15 |
| 2020-09 | -5 | -47 | -67 | -15 |
| 2020-08 | -9 | -54 | -63 | -14 |
| 2020-07 | -9 | -55 | -65 | -14 |
| 2020-06 | -8 | -56 | -56 | -13 |
| 2020-05 | -20 | -73 | -48 | -10 |
| 2020-04 | -21 | -68 | -31 | -8 |
| 2020-03 | -7 | -35 | -33 | -13 |
| 2020-02 | -4 | -24 | -37 | -14 |
| 2020-01 | -3 | -27 | -39 | -15 |
| 2019-12 | -5 | -29 | -40 | -20 |
| 2019-11 | -2 | -19 | -35 | -17 |
| 2019-10 | -3 | -23 | -37 | -17 |
| 2019-09 | -3 | -25 | -39 | -17 |
| 2019-08 | -6 | -25 | -42 | -18 |
| 2019-07 | -6 | -26 | -41 | -20 |
| 2019-06 | -6 | -25 | -43 | -23 |
| 2019-05 | -6 | -26 | -51 | -24 |
| 2019-04 | -7 | -25 | -54 | -25 |
| 2019-03 | -10 | -26 | -53 | -26 |
| 2019-02 | -12 | -28 | -56 | -25 |
| 2019-01 | -14 | -30 | -63 | -28 |
| 2018-12 | -20 | -38 | -66 | -34 |
| 2018-11 | -18 | -42 | -57 | -28 |
| 2018-10 | -16 | -32 | -52 | -29 |
| 2018-09 | -18 | -38 | -50 | -30 |
| 2018-08 | -12 | -31 | -46 | -30 |
| 2018-07 | -12 | -34 | -47 | -28 |
| 2018-06 | -14 | -34 | -47 | -27 |
| 2018-05 | -14 | -28 | -39 | -26 |
| 2018-04 | -11 | -19 | -36 | -26 |
| 2018-03 | -12 | -22 | -39 | -24 |
| 2018-02 | -18 | -24 | -35 | -22 |
| 2018-01 | -12 | -18 | -30 | -15 |
| 2017-12 | -8 | -12 | -31 | -17 |
| 2017-11 | -10 | -17 | -39 | -19 |
| 2017-10 | -15 | -25 | -39 | -21 |
| 2017-09 | -11 | -21 | -41 | -21 |
| 2017-08 | -10 | -21 | -40 | -17 |
| 2017-07 | -11 | -12 | -40 | -17 |
| 2017-06 | -4 | 0 | -40 | -14 |
| 2017-05 | -7 | -17 | -45 | -20 |
| 2017-04 | -9 | -21 | -51 | -19 |
| 2017-03 | -7 | -22 | -47 | -20 |
| 2017-02 | -5 | -22 | -48 | -22 |
| 2017-01 | -5 | -26 | -48 | -22 |
| 2016-12 | -7 | -23 | -51 | -22 |
| 2016-11 | -8 | -25 | -49 | -24 |
| 2016-10 | -7 | -29 | -53 | -23 |
| 2016-09 | -9 | -29 | -54 | -23 |
| 2016-08 | -11 | -35 | -54 | -22 |
| 2016-07 | -10 | -33 | -53 | -29 |
| 2016-06 | -10 | -33 | -54 | -23 |
| 2016-05 | -10 | -28 | -48 | -25 |
| 2016-04 | -13 | -36 | -57 | -25 |
| 2016-03 | -12 | -35 | -57 | -24 |
| 2016-02 | -10 | -32 | -56 | -24 |
| 2016-01 | -9 | -27 | -55 | -24 |
| 2015-12 | -7 | -31 | -54 | -26 |
| 2015-11 | -10 | -31 | -53 | -24 |
| 2015-10 | -10 | -31 | -54 | -24 |
| 2015-09 | -6 | -28 | -52 | -26 |
| 2015-08 | -12 | -33 | -57 | -29 |
| 2015-07 | -12 | -36 | -59 | -29 |
| 2015-06 | -12 | -35 | -58 | -27 |
| 2015-05 | -14 | -34 | -58 | -27 |
| 2015-04 | -12 | -34 | -58 | -24 |
| 2015-03 | -13 | -34 | -59 | -27 |
| 2015-02 | -15 | -37 | -61 | -27 |
| 2015-01 | -17 | -42 | -66 | -29 |
| 2014-12 | -16 | -43 | -66 | -27 |
| 2014-11 | -17 | -48 | -68 | -33 |
| 2014-10 | -20 | -50 | -73 | -31 |
| 2014-09 | -20 | -51 | -71 | -30 |
| 2014-08 | -20 | -47 | -70 | -33 |
| 2014-07 | -17 | -49 | -70 | -32 |
| 2014-06 | -20 | -48 | -69 | -36 |
| 2014-05 | -23 | -50 | -70 | -33 |
| 2014-04 | -27 | -45 | -70 | -32 |
| 2014-03 | -19 | -47 | -69 | -29 |
| 2014-02 | -20 | -52 | -72 | -34 |
| 2014-01 | -19 | -48 | -71 | -35 |
| 2013-12 | -21 | -50 | -73 | -34 |
| 2013-11 | -19 | -53 | -75 | -34 |
| 2013-10 | -18 | -45 | -69 | -35 |
| 2013-09 | -20 | -46 | -72 | -33 |
| 2013-08 | -22 | -50 | -73 | -33 |
| 2013-07 | -24 | -57 | -77 | -34 |
| 2013-06 | -27 | -66 | -80 | -35 |
| 2013-05 | -26 | -63 | -79 | -37 |
| 2013-04 | -25 | -62 | -76 | -28 |
| 2013-03 | -26 | -61 | -75 | -29 |
| 2013-02 | -24 | -56 | -71 | -27 |
| 2013-01 | -25 | -58 | -69 | -28 |
| 2012-12 | -23 | -54 | -69 | -29 |
| 2012-11 | -25 | -55 | -73 | -31 |
| 2012-10 | -25 | -60 | -73 | -29 |
| 2012-09 | -21 | -57 | -75 | -29 |
| 2012-08 | -19 | -51 | -72 | -29 |
| 2012-07 | -19 | -43 | -69 | -27 |
| 2012-06 | -16 | -30 | -68 | -27 |
| 2012-05 | -16 | -30 | -65 | -26 |
| 2012-04 | -16 | -38 | -66 | -29 |
| 2012-03 | -19 | -40 | -68 | -29 |
| 2012-02 | -26 | -49 | -73 | -32 |
| 2012-01 | -27 | -54 | -73 | -32 |
| 2011-12 | -30 | -57 | -74 | -32 |
| 2011-11 | -25 | -59 | -74 | -30 |
| 2011-10 | -21 | -51 | -73 | -29 |
| 2011-09 | -24 | -55 | -75 | -31 |
| 2011-08 | -23 | -56 | -71 | -30 |
| 2011-07 | -18 | -42 | -67 | -31 |
| 2011-06 | -21 | -48 | -68 | -33 |
| 2011-05 | -20 | -49 | -68 | -31 |
| 2011-04 | -21 | -56 | -71 | -31 |
| 2011-03 | -23 | -51 | -69 | -29 |
| 2011-02 | -18 | -46 | -67 | -27 |
| 2011-01 | -18 | -44 | -70 | -26 |
| 2010-12 | -16 | -42 | -68 | -26 |
| 2010-11 | -11 | -38 | -64 | -23 |
| 2010-10 | -15 | -40 | -64 | -28 |
| 2010-09 | -18 | -42 | -64 | -28 |
| 2010-08 | -18 | -43 | -66 | -29 |
| 2010-07 | -19 | -49 | -71 | -30 |
| 2010-06 | -19 | -55 | -71 | -27 |
| 2010-05 | -19 | -52 | -69 | -27 |
| 2010-04 | -16 | -46 | -69 | -27 |
| 2010-03 | -13 | -40 | -69 | -26 |
| 2010-02 | -12 | -34 | -67 | -27 |
| 2010-01 | -9 | -32 | -62 | -24 |
| 2009-12 | -10 | -34 | -65 | -23 |
| 2009-11 | -8 | -33 | -67 | -25 |
| 2009-10 | -12 | -38 | -70 | -27 |
| 2009-09 | -11 | -38 | -71 | -27 |
| 2009-08 | -12 | -40 | -72 | -30 |
| 2009-07 | -12 | -43 | -75 | -26 |
| 2009-06 | -12 | -43 | -73 | -25 |
| 2009-05 | -15 | -46 | -76 | -30 |
| 2009-04 | -17 | -50 | -76 | -29 |
| 2009-03 | -20 | -56 | -77 | -30 |
| 2009-02 | -20 | -57 | -77 | -30 |
| 2009-01 | -19 | -56 | -75 | -31 |
| 2008-12 | -20 | -56 | -78 | -32 |
| 2008-11 | -20 | -53 | -78 | -33 |
| 2008-10 | -21 | -57 | -81 | -33 |
| 2008-09 | -17 | -49 | -79 | -35 |
| 2008-08 | -20 | -51 | -81 | -37 |
| 2008-07 | -21 | -54 | -80 | -38 |
| 2008-06 | -24 | -55 | -78 | -37 |
| 2008-05 | -18 | -46 | -75 | -34 |
| 2008-04 | -16 | -41 | -70 | -32 |
| 2008-03 | -14 | -37 | -71 | -33 |
| 2008-02 | -14 | -40 | -69 | -29 |
| 2008-01 | -16 | -42 | -67 | -29 |
| 2007-12 | -10 | -30 | -63 | -26 |
| 2007-11 | -10 | -37 | -61 | -23 |
| 2007-10 | -6 | -23 | -54 | -20 |
| 2007-09 | -5 | -25 | -51 | -17 |
| 2007-08 | -4 | -16 | -48 | -16 |
| 2007-07 | -1 | -6 | -44 | -15 |
| 2007-06 | 3 | 0 | -44 | -13 |
| 2007-05 | 7 | 3 | -50 | -16 |
| 2007-04 | -2 | -15 | -56 | -20 |
| 2007-03 | -2 | -17 | -56 | -20 |
| 2007-02 | -4 | -19 | -56 | -22 |
| 2007-01 | -4 | -23 | -57 | -22 |
| 2006-12 | -5 | -26 | -56 | -21 |
| 2006-11 | -4 | -25 | -56 | -22 |
| 2006-10 | -3 | -24 | -55 | -22 |
| 2006-09 | -4 | -28 | -54 | -20 |
| 2006-08 | -4 | -33 | -57 | -20 |
| 2006-07 | -5 | -33 | -55 | -19 |
| 2006-06 | -7 | -38 | -59 | -21 |
| 2006-05 | -6 | -38 | -61 | -23 |
| 2006-04 | -6 | -38 | -59 | -21 |
| 2006-03 | -6 | -34 | -57 | -19 |
| 2006-02 | -4 | -31 | -55 | -21 |
| 2006-01 | -5 | -33 | -60 | -22 |
| 2005-12 | -7 | -35 | -63 | -23 |
| 2005-11 | -10 | -41 | -65 | -28 |
| 2005-10 | -10 | -40 | -66 | -29 |
| 2005-09 | -8 | -38 | -66 | -26 |
| 2005-08 | -8 | -37 | -65 | -25 |
| 2005-07 | -7 | -36 | -65 | -25 |
| 2005-06 | -6 | -33 | -65 | -25 |
| 2005-05 | -8 | -37 | -59 | -24 |
| 2005-04 | -5 | -32 | -54 | -22 |
| 2005-03 | -6 | -31 | -54 | -22 |
| 2005-02 | -4 | -29 | -53 | -20 |
| 2005-01 | -5 | -30 | -56 | -21 |
graphiqueBalances on personal financial situation and standard of living in France
- Source: INSEE
tableauCONSUMER OPINION: synthetic index and opinion balances
| Avg. (1) | August 22 | Sept 22 | Oct 22 | Nov 22 | |
|---|---|---|---|---|---|
| Synthetic index (2) | 100 | 82 | 80 | 82 | 83 |
| Financial sit., past 12 m. | -20 | -33 | -32 | -29 | -27 |
| Financial sit., next 12 m. | -6 | -22 | -28 | -23 | -21 |
| Current saving capacity | 9 | 12 | 10 | 13 | 16 |
| Expected saving capacity | -8 | -2 | -5 | -4 | 1 |
| Savings intentions, next 12 m. | 17 | 22 | 30 | 26 | 24 |
| Major purchases intentions, next 12 m. | -14 | -37 | -38 | -37 | -38 |
| Standard of living, past 12 m. | -46 | -76 | -79 | -79 | -79 |
| Standard of living, next 12 m. | -26 | -64 | -71 | -64 | -60 |
| Unemployment, next 12 m. | 34 | 11 | 23 | 24 | 28 |
| Consumer prices, past 12 m. | -18 | 62 | 61 | 62 | 66 |
| Consumer prices, next 12 m. | -32 | -9 | 0 | -1 | -4 |
- (1) Average value between January 1987 and December 2021
- (2) The indicator is normalised in such a way that its average equals 100 and standard error equals 10 over the estimation period (1987–2021).
- Source: INSEE, monthly consumer confidence survey
Economic situation in France
Standard of living in France: a little less pessimism
In November, the share of households considering that the standard of living in France will improve in the next twelve months has kept increasing. The corresponding balance has gained four points but remains well below its long-term average.
The share of households who consider that the standard of living in France has improved during the past twelve months remains unchanged. The corresponding balance is well below its long-term average.
Unemployment: further rise of fears
In November, household fears about the evolution of unemployment have increased again. The corresponding balance has won 4 points but remains nonetheless well below its long-term average.
tableauHouseholds' unemployment expectations
| Households' unemployment expectations | |
|---|---|
| 2022-11 | 28 |
| 2022-10 | 24 |
| 2022-09 | 23 |
| 2022-08 | 11 |
| 2022-07 | 13 |
| 2022-06 | 10 |
| 2022-05 | 6 |
| 2022-04 | 9 |
| 2022-03 | 7 |
| 2022-02 | -4 |
| 2022-01 | 3 |
| 2021-12 | 3 |
| 2021-11 | -3 |
| 2021-10 | 3 |
| 2021-09 | 10 |
| 2021-08 | 27 |
| 2021-07 | 25 |
| 2021-06 | 21 |
| 2021-05 | 44 |
| 2021-04 | 58 |
| 2021-03 | 62 |
| 2021-02 | 83 |
| 2021-01 | 74 |
| 2020-12 | 66 |
| 2020-11 | 80 |
| 2020-10 | 76 |
| 2020-09 | 72 |
| 2020-08 | 72 |
| 2020-07 | 77 |
| 2020-06 | 77 |
| 2020-05 | 77 |
| 2020-04 | 55 |
| 2020-03 | 14 |
| 2020-02 | -1 |
| 2020-01 | 7 |
| 2019-12 | 9 |
| 2019-11 | 3 |
| 2019-10 | 5 |
| 2019-09 | 4 |
| 2019-08 | 8 |
| 2019-07 | 10 |
| 2019-06 | 10 |
| 2019-05 | 12 |
| 2019-04 | 23 |
| 2019-03 | 18 |
| 2019-02 | 17 |
| 2019-01 | 31 |
| 2018-12 | 30 |
| 2018-11 | 30 |
| 2018-10 | 8 |
| 2018-09 | 24 |
| 2018-08 | 24 |
| 2018-07 | 13 |
| 2018-06 | 14 |
| 2018-05 | 2 |
| 2018-04 | 2 |
| 2018-03 | 3 |
| 2018-02 | 8 |
| 2018-01 | 0 |
| 2017-12 | 6 |
| 2017-11 | 5 |
| 2017-10 | 13 |
| 2017-09 | 17 |
| 2017-08 | -1 |
| 2017-07 | 9 |
| 2017-06 | 5 |
| 2017-05 | 20 |
| 2017-04 | 15 |
| 2017-03 | 20 |
| 2017-02 | 22 |
| 2017-01 | 18 |
| 2016-12 | 18 |
| 2016-11 | 28 |
| 2016-10 | 30 |
| 2016-09 | 29 |
| 2016-08 | 33 |
| 2016-07 | 28 |
| 2016-06 | 25 |
| 2016-05 | 24 |
| 2016-04 | 51 |
| 2016-03 | 39 |
| 2016-02 | 45 |
| 2016-01 | 36 |
| 2015-12 | 45 |
| 2015-11 | 36 |
| 2015-10 | 47 |
| 2015-09 | 45 |
| 2015-08 | 50 |
| 2015-07 | 58 |
| 2015-06 | 60 |
| 2015-05 | 61 |
| 2015-04 | 61 |
| 2015-03 | 43 |
| 2015-02 | 58 |
| 2015-01 | 66 |
| 2014-12 | 65 |
| 2014-11 | 66 |
| 2014-10 | 52 |
| 2014-09 | 67 |
| 2014-08 | 62 |
| 2014-07 | 67 |
| 2014-06 | 67 |
| 2014-05 | 60 |
| 2014-04 | 57 |
| 2014-03 | 55 |
| 2014-02 | 55 |
| 2014-01 | 55 |
| 2013-12 | 48 |
| 2013-11 | 62 |
| 2013-10 | 37 |
| 2013-09 | 51 |
| 2013-08 | 56 |
| 2013-07 | 61 |
| 2013-06 | 78 |
| 2013-05 | 78 |
| 2013-04 | 74 |
| 2013-03 | 77 |
| 2013-02 | 73 |
| 2013-01 | 72 |
| 2012-12 | 74 |
| 2012-11 | 70 |
| 2012-10 | 73 |
| 2012-09 | 73 |
| 2012-08 | 73 |
| 2012-07 | 65 |
| 2012-06 | 53 |
| 2012-05 | 43 |
| 2012-04 | 55 |
| 2012-03 | 52 |
| 2012-02 | 56 |
| 2012-01 | 57 |
| 2011-12 | 59 |
| 2011-11 | 61 |
| 2011-10 | 49 |
| 2011-09 | 57 |
| 2011-08 | 51 |
| 2011-07 | 37 |
| 2011-06 | 29 |
| 2011-05 | 27 |
| 2011-04 | 35 |
| 2011-03 | 33 |
| 2011-02 | 41 |
| 2011-01 | 37 |
| 2010-12 | 34 |
| 2010-11 | 35 |
| 2010-10 | 34 |
| 2010-09 | 31 |
| 2010-08 | 46 |
| 2010-07 | 59 |
| 2010-06 | 65 |
| 2010-05 | 58 |
| 2010-04 | 57 |
| 2010-03 | 58 |
| 2010-02 | 49 |
| 2010-01 | 55 |
| 2009-12 | 54 |
| 2009-11 | 55 |
| 2009-10 | 60 |
| 2009-09 | 67 |
| 2009-08 | 64 |
| 2009-07 | 75 |
| 2009-06 | 85 |
| 2009-05 | 81 |
| 2009-04 | 78 |
| 2009-03 | 74 |
| 2009-02 | 75 |
| 2009-01 | 75 |
| 2008-12 | 76 |
| 2008-11 | 69 |
| 2008-10 | 64 |
| 2008-09 | 45 |
| 2008-08 | 39 |
| 2008-07 | 27 |
| 2008-06 | 14 |
| 2008-05 | 15 |
| 2008-04 | 3 |
| 2008-03 | 7 |
| 2008-02 | 6 |
| 2008-01 | 1 |
| 2007-12 | -3 |
| 2007-11 | 3 |
| 2007-10 | 2 |
| 2007-09 | 3 |
| 2007-08 | -5 |
| 2007-07 | -15 |
| 2007-06 | -10 |
| 2007-05 | -14 |
| 2007-04 | 3 |
| 2007-03 | 9 |
| 2007-02 | 6 |
| 2007-01 | 7 |
| 2006-12 | 21 |
| 2006-11 | 3 |
| 2006-10 | 5 |
| 2006-09 | 0 |
| 2006-08 | 6 |
| 2006-07 | 5 |
| 2006-06 | 15 |
| 2006-05 | 13 |
| 2006-04 | 17 |
| 2006-03 | 24 |
| 2006-02 | 8 |
| 2006-01 | 9 |
| 2005-12 | 14 |
| 2005-11 | 15 |
| 2005-10 | 16 |
| 2005-09 | 22 |
| 2005-08 | 29 |
| 2005-07 | 36 |
| 2005-06 | 36 |
| 2005-05 | 59 |
| 2005-04 | 45 |
| 2005-03 | 42 |
| 2005-02 | 37 |
| 2005-01 | 47 |
graphiqueHouseholds' unemployment expectations
- Source: INSEE
Future inflation: a decrease
In November, the share of households who believe that prices will accelerate over the next twelve months has decreased: the corresponding balance of opinion has lost 3 points but remains well above its long-term average.
The share of households who consider that prices have increased over the past twelve months has continued to rise. The corresponding balance has won 4 points and is close to its highest level since the summer of 2008.
tableauHouseholds' perception of prices
| Past prices | Future prices | |
|---|---|---|
| 2022-11 | 66 | -4 |
| 2022-10 | 62 | -1 |
| 2022-09 | 61 | 0 |
| 2022-08 | 62 | -9 |
| 2022-07 | 62 | 1 |
| 2022-06 | 60 | 2 |
| 2022-05 | 54 | 6 |
| 2022-04 | 51 | 21 |
| 2022-03 | 44 | 39 |
| 2022-02 | 46 | -12 |
| 2022-01 | 29 | -5 |
| 2021-12 | 28 | -6 |
| 2021-11 | 25 | -6 |
| 2021-10 | 16 | 7 |
| 2021-09 | -2 | -7 |
| 2021-08 | -5 | -9 |
| 2021-07 | -8 | -11 |
| 2021-06 | -22 | -14 |
| 2021-05 | -28 | -17 |
| 2021-04 | -35 | -21 |
| 2021-03 | -34 | -26 |
| 2021-02 | -39 | -28 |
| 2021-01 | -40 | -28 |
| 2020-12 | -40 | -28 |
| 2020-11 | -41 | -21 |
| 2020-10 | -38 | -33 |
| 2020-09 | -30 | -32 |
| 2020-08 | -18 | -25 |
| 2020-07 | -29 | -21 |
| 2020-06 | -31 | -14 |
| 2020-05 | -29 | -1 |
| 2020-04 | -48 | 12 |
| 2020-03 | -38 | -15 |
| 2020-02 | -34 | -24 |
| 2020-01 | -33 | -23 |
| 2019-12 | -34 | -21 |
| 2019-11 | -32 | -23 |
| 2019-10 | -27 | -21 |
| 2019-09 | -30 | -22 |
| 2019-08 | -28 | -20 |
| 2019-07 | -27 | -22 |
| 2019-06 | -20 | -23 |
| 2019-05 | -20 | -27 |
| 2019-04 | -17 | -23 |
| 2019-03 | -17 | -25 |
| 2019-02 | -26 | -18 |
| 2019-01 | -31 | -39 |
| 2018-12 | -9 | -21 |
| 2018-11 | -10 | -12 |
| 2018-10 | -15 | -14 |
| 2018-09 | -17 | -14 |
| 2018-08 | -25 | -21 |
| 2018-07 | -26 | -20 |
| 2018-06 | -27 | -21 |
| 2018-05 | -31 | -21 |
| 2018-04 | -38 | -27 |
| 2018-03 | -38 | -25 |
| 2018-02 | -33 | -20 |
| 2018-01 | -40 | -15 |
| 2017-12 | -46 | -32 |
| 2017-11 | -45 | -28 |
| 2017-10 | -51 | -23 |
| 2017-09 | -56 | -29 |
| 2017-08 | -54 | -32 |
| 2017-07 | -54 | -31 |
| 2017-06 | -56 | -41 |
| 2017-05 | -56 | -35 |
| 2017-04 | -49 | -28 |
| 2017-03 | -46 | -26 |
| 2017-02 | -46 | -31 |
| 2017-01 | -43 | -24 |
| 2016-12 | -48 | -28 |
| 2016-11 | -52 | -39 |
| 2016-10 | -52 | -38 |
| 2016-09 | -46 | -34 |
| 2016-08 | -51 | -35 |
| 2016-07 | -51 | -37 |
| 2016-06 | -53 | -36 |
| 2016-05 | -53 | -39 |
| 2016-04 | -57 | -37 |
| 2016-03 | -58 | -38 |
| 2016-02 | -56 | -39 |
| 2016-01 | -51 | -41 |
| 2015-12 | -51 | -38 |
| 2015-11 | -50 | -41 |
| 2015-10 | -50 | -41 |
| 2015-09 | -53 | -41 |
| 2015-08 | -50 | -36 |
| 2015-07 | -52 | -37 |
| 2015-06 | -54 | -38 |
| 2015-05 | -56 | -40 |
| 2015-04 | -51 | -43 |
| 2015-03 | -53 | -48 |
| 2015-02 | -51 | -45 |
| 2015-01 | -50 | -45 |
| 2014-12 | -46 | -43 |
| 2014-11 | -38 | -37 |
| 2014-10 | -38 | -28 |
| 2014-09 | -41 | -33 |
| 2014-08 | -35 | -37 |
| 2014-07 | -31 | -31 |
| 2014-06 | -28 | -31 |
| 2014-05 | -23 | -26 |
| 2014-04 | -24 | -29 |
| 2014-03 | -23 | -27 |
| 2014-02 | -19 | -22 |
| 2014-01 | -14 | -16 |
| 2013-12 | -8 | -17 |
| 2013-11 | -8 | -23 |
| 2013-10 | -8 | -21 |
| 2013-09 | 4 | -24 |
| 2013-08 | -3 | -21 |
| 2013-07 | -8 | -17 |
| 2013-06 | -11 | -19 |
| 2013-05 | -16 | -17 |
| 2013-04 | -13 | -20 |
| 2013-03 | -10 | -14 |
| 2013-02 | -10 | -22 |
| 2013-01 | -8 | -19 |
| 2012-12 | -7 | -19 |
| 2012-11 | -4 | -14 |
| 2012-10 | -1 | -15 |
| 2012-09 | 3 | -13 |
| 2012-08 | -1 | -16 |
| 2012-07 | -2 | -25 |
| 2012-06 | 12 | -34 |
| 2012-05 | 12 | -32 |
| 2012-04 | 27 | -20 |
| 2012-03 | 22 | -21 |
| 2012-02 | 23 | -11 |
| 2012-01 | 21 | -17 |
| 2011-12 | 19 | -16 |
| 2011-11 | 20 | -15 |
| 2011-10 | 22 | -23 |
| 2011-09 | 25 | -20 |
| 2011-08 | 27 | -18 |
| 2011-07 | 32 | -18 |
| 2011-06 | 33 | -14 |
| 2011-05 | 40 | -13 |
| 2011-04 | 46 | 0 |
| 2011-03 | 30 | 6 |
| 2011-02 | 25 | -9 |
| 2011-01 | 18 | -19 |
| 2010-12 | 9 | -22 |
| 2010-11 | 3 | -25 |
| 2010-10 | 0 | -25 |
| 2010-09 | -2 | -29 |
| 2010-08 | -4 | -24 |
| 2010-07 | -6 | -27 |
| 2010-06 | -10 | -29 |
| 2010-05 | -11 | -28 |
| 2010-04 | -10 | -34 |
| 2010-03 | -19 | -39 |
| 2010-02 | -19 | -41 |
| 2010-01 | -14 | -41 |
| 2009-12 | -14 | -44 |
| 2009-11 | -14 | -48 |
| 2009-10 | -16 | -45 |
| 2009-09 | -25 | -48 |
| 2009-08 | -18 | -53 |
| 2009-07 | -19 | -52 |
| 2009-06 | -16 | -56 |
| 2009-05 | -11 | -57 |
| 2009-04 | -6 | -56 |
| 2009-03 | -1 | -54 |
| 2009-02 | 7 | -49 |
| 2009-01 | 6 | -51 |
| 2008-12 | 19 | -50 |
| 2008-11 | 29 | -47 |
| 2008-10 | 43 | -37 |
| 2008-09 | 50 | -53 |
| 2008-08 | 60 | -42 |
| 2008-07 | 67 | -30 |
| 2008-06 | 70 | -31 |
| 2008-05 | 71 | -39 |
| 2008-04 | 63 | -38 |
| 2008-03 | 67 | -45 |
| 2008-02 | 51 | -30 |
| 2008-01 | 51 | -15 |
| 2007-12 | 54 | -25 |
| 2007-11 | 45 | -8 |
| 2007-10 | 27 | -20 |
| 2007-09 | 20 | -15 |
| 2007-08 | 13 | -21 |
| 2007-07 | 6 | -27 |
| 2007-06 | -3 | -31 |
| 2007-05 | -1 | -43 |
| 2007-04 | 5 | -34 |
| 2007-03 | 6 | -36 |
| 2007-02 | 11 | -39 |
| 2007-01 | 17 | -38 |
| 2006-12 | 18 | -35 |
| 2006-11 | 13 | -38 |
| 2006-10 | 12 | -39 |
| 2006-09 | 14 | -40 |
| 2006-08 | 10 | -37 |
| 2006-07 | 7 | -34 |
| 2006-06 | 11 | -32 |
| 2006-05 | 18 | -29 |
| 2006-04 | 7 | -32 |
| 2006-03 | -3 | -35 |
| 2006-02 | 4 | -36 |
| 2006-01 | 1 | -37 |
| 2005-12 | 4 | -35 |
| 2005-11 | 9 | -35 |
| 2005-10 | 11 | -32 |
| 2005-09 | 12 | -31 |
| 2005-08 | 12 | -32 |
| 2005-07 | 13 | -35 |
| 2005-06 | 11 | -40 |
| 2005-05 | 15 | -40 |
| 2005-04 | 14 | -40 |
| 2005-03 | 15 | -40 |
| 2005-02 | 15 | -41 |
| 2005-01 | 14 | -44 |
graphiqueHouseholds' perception of prices
- Source: INSEE
For more information
Definition – The synthetic household confidence index summarizes household opinion on the economic situation: the higher its value, the more favourable household judgment of the economic situation is. It is calculated using a factor analysis technique, which enables to summarize concomitant movements of highly correlated variables. Here the index describes the common factor of 8 balances of opinion: the past and future general economic situation in France, the past and future personal financial situation, unemployment, major purchases intentions, current savings capacity and expected savings capacity.
Calculation method – Around 2,000 households are surveyed by telephone, during the first three weeks of each month. Answers to this survey were collected between 27 October to 17 November 2022. For each question, a balance of opinion is calculated as the difference between the percentages of positive and negative answers. As the level of these balances is not open to direct interpretation, comments are based on their changes and their distance to their long-term average. Seasonal coefficients are calculated again every month, hence the slight revision of the seasonal adjusted balance history in each publication.
Next publication: 4 January 2023 at 8:45 am
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