Insee Focus · December 2025 · n° 371

Household wealth in 2024 In early 2024, 10% of households had a gross wealth exceeding 858,000 euros, while 30% had less than 40,000 euros

In 2024, half of the households reported their gross wealth to be higher than 205,000 euros. Wealth inequality was significantly higher than inequality in standards of living: the 10% of households with the most wealth held nearly half of total gross wealth, while the 10% with the highest standards of living held only a quarter of the total standards of living.

The age profile of the wealth held is characteristic of the fact that it accumulates over time. In 2024, the average gross wealth increased to a peak around age 60, then stabilised before declining from age 75 onwards. The downward trend at older ages might have been influenced by generational effects: in 2015, this decline was more pronounced and occurred earlier, from the age of 70.

The 30% of households with the lowest wealth held less than 40,000 euros in gross wealth, mainly in current accounts, savings accounts, and residual wealth (cars, household equipment, etc.).

For half of households, those between the 4^th and 9^th deciles, real estate, particularly their main residence, accounted for the bulk of their wealth.

The assets of the wealthiest 10% of households (with gross wealth above 858,000 euros) were more diversified, with more professional and financial assets. There were significant disparities among these high‑net‑worth households.