Household Wealth Survey 2014-2015

Sources
Dernière mise à jour le : 31/03/2017

Présentation de l'opération

Organisme producteur :

Insee. Direction des statistiques démographiques et sociales (DSDS)

Type d'opération :

Survey

Objectifs :

The objective of the 2014-2015 Household Wealth Survey "Enquête Patrimoine" is to describe the household situation with regard to financial, real-estate and professional assets and liabilities in France.
It is used to observe the distribution of assets and liabilities values as well as the different asset holding patterns across households. It also provides particularly comprehensive information on factors accounting for wealth accumulation :
- family and professional biography ;
- gifts and inheritances ;
- income and financial situation ;
- observation of the processes involved in the creation and transfer of economic assets.

The 2014-2015 survey is part of a European framework ; in partnership with the Banque de France, Insee produces the microdata used as input into the French part of the Household Finance and Consumption Survey (HFCS), a harmonized system of wealth surveys supervised by the European Central Bank (ECB).

Thèmes abordés :

The topics considered are :
- socio-demographical characteristics of the households ;
- holding of financial, real-estate, professional assets and liabilities ;
- description of each asset and liabilities, and evaluation of outstanding values ;
- description of the main residence and the other properties or land owned by the household ;
- wealth owned and professional debt linked to self-employment ;
- household income and financial situation ;
- gifts, inheritances, benefits received and paid ;
- household history and situation: youth, household marital history, children living away from home, career path ;
- household consumption habits.

Champ de l'opération

Champ géographique :

France (Overseas Departments included)

Caractéristiques techniques

Unité statistique enquêtée :

Households living in an ordinary housing (communities excluded). The longitudinal follow-up will be realised at the individual level.

Périodicité de l'opération :

Approximately every six years until 2014 and every three years from 2014 onwards.

Période et mode de collecte :

The 2014-2015 French Household Wealth Survey was conducted between October 6, 2014 (January 1st , 2015 for the Reunion Island) and January 31st, 2015 (February 15, 2015 for the Ile-de-France region and Febrary 28, 2015 for the Reunion Island). The data collection was computer-assisted (Capi).

Historique :

The current French Household Wealth Survey has a long history and owes much to early projects going back to the 70s, such as a survey on household savings run in 1976. The following surveys progressively focused on an increasingly comprehensive description of household assets.

The survey had been conducted approximately every six years since 1986. It was called "Financial Assets Survey" ("Enquête Actifs financiers") until 1991-1992 and then "Household Wealth Survey" ("Enquête Patrimoine") in 1997-1998, 2003-2004, 2009-2010 and 2014-2015. These surveys were completed occasionally by small surveys in 1996 and 2000 on wealth ownership only.

Due to the harmonization of wealth surveys supervised by the European Central Bank, the French Household Wealth Survey will take place every three years from now on, and some households will be interviewed again in several waves ("panel"). The panel will make it possible after 2014 to study the evolution of wealth across time and provide a better understanding of life cycle phenomena.

Plan de sondage :

The data collection of the 2014-2015 French Household Wealth Survey targets approximately 20,000 households. Households are randomly selected through a process that ensures representativity of social categories at the national level.

Autres spécifications :

To alleviate the burden of the survey process for interviewees, income is measured by a linking with administrative data.