Gross wealth is the total amount of assets held by a household, i.e. all the assets that grant it access to future resources. It is evaluated before deduction of any outstanding amount of debt.
It includes financial assets, real estate and professional assets, but also, since 2010, other real assets such as durable goods (cars, household equipment, etc.), jewellery, works of art and other valuables, i.e. everything that is material, negotiable and transferable. Pension rights and the human capital of household members (their knowledge and know-how) are excluded.